Good evening all,   I've received my CCA paperwork from Lowell... However I think I have a problem.... It is a very bad photocopy of the electronic application and a statement. I do not *feel* this is right but I'm not sure where to go now. Is this it? From what fletch said above there's no Default notification. But I'm not sure whether there's anything I can do now or just start paying again?   In their letter they state that they consider this to co