Hi all   I have debts with Littlewoods, Next and hubby has one with Very (along with other debts such as credit cards and a store card but these are the 'catalogue' debts).   We are struggling to pay any of our debt and need to make some payment arrangements.   I have noted that there is a CCA request which is often used by people to see if the debt is enforceable,   I am not sure when these ONLINE accounts were set up but believe it was 2007/08.   Can anyone advise if we