Reclaiming PPI - Your questions answered - updated 2017
you'll need all the statements via an SAR to the Original Creditor & ideally a copy of the Loan Agreement
you'll need to fill in a copy of the statint.xls spreadsheet HERE
you'll need to fill in the FOS Customer Questionnaire HERE
you'll need a covering letter HERE
all three go to whatever you are reclaiming PPI From..
that could be the original creditor or the underwriters of the PPI Insurance policy
this depends upon dates and other variables.
I got behind with my loan which had PPI attached to it. As a result, the loan was sold to a Debt Collection Agency and I have a notice of assignment to that effect. As my debt has been sold, who do I now claim from and what do I claim.
This is an interesting one but you should revert to the logic that it was the original creditor or their agent who mis-sold the policy and therefore it is they who are your target for the reclaim.
Surprising as it may seem, the dca has noth