Reclaiming PPI - Your questions answered - updated 2017
you'll need all the statements via an SAR to the Original Creditor & ideally a copy of the Loan Agreement
you'll need to fill in a copy of the statint.xls spreadsheet HERE
you'll need to fill in the FOS Customer Questionnaire HERE
you'll need a covering letter HERE
all three go to whatever you are reclaiming PPI From..
that could be the original creditor or the underwriters of the PPI Insurance policy
this depends upon dates and other variables.
My loan did have a Single Premium PPI included so what do I claim?
Basically you claim back what you have actually paid out for the PPI, including the interest the bank charged on the PPI part of the loan plus further interest as compensation.
In respect of your interest claim, what interest level you claim will depend on which route you intend to follow to get your money back.
The initial approach is always to the lender but if they fail to uphold your claim there are two routes o