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    • Hi   I assume this mattress was the Tenants own property?   So after moving out the Tenants provided an attachment showing a stained mattress and wanting full deposit back and threatening to claim against you for this.   1. Tenants failed to notify you of this stained mattress issue until the end of tenancy after they had vacated the property.   2. You have no evidence that this was the actual mattress used in that property nor evidence to back up there claim the staining caused this mattress damage.  (i.e. one of them could have had an accident and wet the bed or done this when they moved from the property).     3. Ask them that you wish the mattress independently inspected. (which you are fully entitled to do and if it proves this claim is false it will be added to the deposit claim by you the landlord for damages as well as the Garden if you need to get landscapers in to carry out the work that should have been carried out by Tenants as per Tenacy Agreement and raised  by yourself (Landlord) on a few occasions which Tenants failed to rectify even at end of tenancy.   4. Ask them to provide you with the contact details of there Contents Insurance Company (tenants whether Private or Social Housing should always take out and have Contents Insurance but is up to that tenant) bet they don't provide it Big question is the Deposit protected in a Tenancy Deposit Scheme (TDS) and those Tenants that have left were given a copy of the Prescribed Terms for that TDS? (Bear in mind you may need to tell TDS that you are in dispute with the Tenant about damages i.e. mattress and Garden)    
    • plenty of time to research and calm down. nothing much to do until the end of june.    
    • well ...... 1st you need to go back to post 1 and carefully read ALL this thread from the start again and pay attention to the advice and the undertones it explains about 'debt'.   2nd ...the truth is you owe no-one ANYTHING, the OC wrote off and sold the debt, and got most of it back against tax and business insurance schemes ...throw the morality card out the window...the OC did by selling the debt on for <10p=£1. and the DCa want the full balance ...id so many fools stopped paying powerless DCA's tomorrow, the whole industry would collapse overnight.   3rd the only reason this is still around your neck is because you failed to follow given advice...had you ..it would now be statute barred.      ^^^ very important research the M+S credit card debacle using our enhanced google searchbox on this page   as for the PAPLOC reply,   D.. desipte a previous CCA requests, the claimant has yet to supply any/all of the required paperwork.   i: delete [CC is attached to this reply form]"   
    • Hi again   Yes, it's been a lovely day weather wise.   Guess you've better things to do with weather like today than help with this problem, so thanks very much for your input, it's very much appreciated.   Late this afternoon I did receive a reply from the tenants, and they are asking me to go 50/50 with getting the garden sorted, not only that, as they have moved away they are expecting me to get the quotes.   Regarding you view on this issue, its so easy not to see the whole picture and my thoughts that the staining damp may be of their own doing didn't occur to me as I was so locked into the historical leak. Taking a closer look at the room in question today, I'm convinced that they are trying it on with the stained mattress- they did mail through a picture and then a receipt for supposedly the mattress. My wife and I then took both the pic and receipt to the bedding store where purchase was made to ask if the two married up, the picture does not show any emblems/manufactures logo or such to prove that this is the case, so we are none the wiser- our thoughts being that the stained mattress is from elsewhere.   A few days back I spoke to our letting agent regarding all of this, as was quite correctly mentioned there are two parts to this equation, namely the mattress and then the property.   Our agents mentioned to me that as an inventory was not carried out initially with the let, (hindsight) the pictures that were used to advertise the property could not be used as evidence to present to the TDS to be compared to the pictures now as there is no proof that the advertising pictures were in fact how the property was when the let started. I mentioned that all digital pictures have a means of finding when that pic was taken- Geo tag/Metadata- agent was quite surprised by this. The agents thoughts then went for a hide in a vacuum-   This is going off at a tangent here-many moons ago my wife studied computer science at a local University, one of her classmates who she is still in touch with is now a practising Solicitor. My wife suggested that maybe I give her a call, a bit rude I guess, but I did  phone and with the pleasantries out the way  I asked for her opinion of the best way to get this sorted. Her remit isn't landlord type stuff, however she will speak to a colleague on Monday and come back to me.   The property is due to be relet on the 21st, we will ensure that the new tenants move in to a home that is immaculate and welcoming, trouble is its getting a tadge close to get the garden issues sorted in time.   I know that all this will get closure in the end, but at the moment I've had more fun with a toothpick-   Again, many thanks.
    • The collection is currently stored at curator James Blower's home, but he has now found a space situated in an old bank premises where he hopes to exhibit them from this autumn or early next year. View the full article
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Benefit Entitlements due to illness


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Hi.

I needed to start my own thread so here it is:

 

My husband had worked for his company for 3 years, then Oct 2006 he had an illness, but it took a while for the Doctors to decide what he actually had had so he stayed in hospital for a while.

He was on SSP for 28 weeks, but then he was sacked on medical grounds as he will not be able to do his job again. Then approx March this year we spent numerous weeks telephoning the Jobcentre etc to sort out benefits.

Having never had to do it before it was unbelieveably time consuming and extremely difficult as people just constantly pass you from pillar to post! You can't ever seem to get a straight answer from anyone.

Even after speaking to CAB we didn't really feel any more knowledgeable. One day my husband spent 5 hours at the Jobcentre, feeling desperately ill, and at the end of it all he came out with was one form! At the time he was waiting for a heart operation so he was supposed to be taking things very easy.

 

Basically, he has now had his op, it was in June 2007, but the Doctor has signed him off work until at least June 2008.

We have been receiving Incapacity benefit with an added allowance for me. We have had our council tax bill paid for the year until April 2008. Then we receive child tax credit for our children.

I had to leave my employment after my maternity leave ended in November 2006 as my husband was just too unwell for me to return, and I now look after the kids.

We have a mortgage since September 2006, we had made only one payment before my husbands stroke, but due to our FA not taking critical illness cover for us, we were stuck. (It was our first house purchase so we trusted and paid somebody else to set everything up for us). Luckily our payment protection has covered the payments for 1 yr but that expires on September 30th 2007, so as of Oct 1st we will need to cover the mortgage.

We applied to DWP in May 2007 and had to send proof of our mortgage etc but we have not had a reply.

Settled at 50%

Clydesdale £155. Should have been £310 charges, plus interest :( Husbands Account.

 

 

SETTLED IN FULL:

MBNA £1230. For Hubby.

Halifax £39.

RBS £342. For Hubby.

Cap One £200.

Abbey:

:D Settled in FULL April 18th 2007. £5179.83 Paid but what a long battle!

:D

COMPENSATION OF £100 ON 14/04/08 FOR CONTINUED HARASSEMENT.

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Hi Kerrie and thanks for posting up anew thread :-)

 

Just to confirm, you receive the following: Incapacty Benefit, Incapacity Benefit Dependants Addition, Child Benefit, Child Tax Credits, Council Tax Benefit. If I have missed any or got any wrong please do let me know!

 

Incapacity Benefit is paid at three rates - short term, long term lower and long term higher. Which does your husband receive?

 

Does your husband have trouble with getting around outdoors - is his mobility restricted, does he get breathless, is walking painful or dangerous for him?

 

Does he need other help - does he have trouble with things like washing, or getting dressed, or preparing/eating food, getting into/out of bed, moving about indoors, socialising, interacting with his children? Do you need to keep an eye on him because his condition might get worse without him knowing or being able to ask for help, or because he might be a danger to himself or others?

 

A few questions about you - do you go to college? If so, full or part-time? Do you get a pension? Do you have any disabilities or health conditions that give you trouble with getting around or other things as detailed above?

 

With this info I should be able to give you a fuller answer.

 

David

Here to help!

 

Good with employment, disability and welfare/benefit questions :rolleyes:

Just ask!

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  • 2 weeks later...

Hi. So sorry for the delay in getting back to you, I've had to check everything out.

I'm not sure which IB rate he gets, I cant seem to find a breakdown anywhere, but it's £219.10 each fortnight (so £109.55 p/w).

CTC is £104.48 per week for 3 kids.

All other Q's are answered no. He has 40% sight loss but that's the only symptoms left apart from the occasional flashes of light/migranes etc.

I don't work or go to college as I look after the youngest who's only 20 months.

Also, the council tax was paid for this year according to the letter.

 

Hope this helps.

Settled at 50%

Clydesdale £155. Should have been £310 charges, plus interest :( Husbands Account.

 

 

SETTLED IN FULL:

MBNA £1230. For Hubby.

Halifax £39.

RBS £342. For Hubby.

Cap One £200.

Abbey:

:D Settled in FULL April 18th 2007. £5179.83 Paid but what a long battle!

:D

COMPENSATION OF £100 ON 14/04/08 FOR CONTINUED HARASSEMENT.

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