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Carr Vs A&L


rob200375
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Hi,

 

I am trying to get charges back from A&L.

 

I have sent prelim approach told to go away.

 

Sent LBA and still told to go away.

 

Since then I have incurred a lot more charges and I am planning to submit MCOL, however can I add the additional charges to the MCOL, or can I only add the original amount to the MCOL, as I am sure the banks do not check all these prelims they just send standard letter and bin it.

 

Also I started this a while ago (3 months or more) and have been wondering about the case going through the court at the moment, wether or not this will affect the claim, or am I allowed to still claim my money back, as A&L seem to be a bit high on the old charges.

HSBC :Cry:

Data Protection Act sent 25/05 - statements received 06/07

First letter sent 07/07 - no response

Second letter sent 26/07 - 70% offer - refused

MCOL issued 01/09 - acknowledge 05/09.

 

First Direct :D

DPA sent 09/06 statements 22/06

First Letter sent 23/06 - settled in full 28/06

Timecard

DPA sent 04/08 statements 12/09

First Letter sent 12/09

 

Marbles :!:

DPA sent 04/08 statements 24/08

First Letter sent 25/08 - refused to pay

Second Letter sent 26/08

Egg :evil:

DPA sent 04/08 - still awaiting

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Hi Rob

If i were you i would not do a MCOL but rather go through the court direct as at this momment in time all MCOL cases are apparently being stayed, also whether you apply on line or through the court direct you will have to pay an amendment fee to change the amount you are claiming for once court action has been started. Not sure of the name of the forms needed to do that or the amount but i know it wasnt that much. Sorry cannot be any more help but keep asking as there are plenty of helpful people on this site. Good luck!!;)

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thanks for the advice, will have a look around for the forms needed to apply to the courts directly.

HSBC :Cry:

Data Protection Act sent 25/05 - statements received 06/07

First letter sent 07/07 - no response

Second letter sent 26/07 - 70% offer - refused

MCOL issued 01/09 - acknowledge 05/09.

 

First Direct :D

DPA sent 09/06 statements 22/06

First Letter sent 23/06 - settled in full 28/06

Timecard

DPA sent 04/08 statements 12/09

First Letter sent 12/09

 

Marbles :!:

DPA sent 04/08 statements 24/08

First Letter sent 25/08 - refused to pay

Second Letter sent 26/08

Egg :evil:

DPA sent 04/08 - still awaiting

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YEs you can download N1 form - all MCOL cases stayed - plus on MCOL no space to complete the new POC for Alliance and leicester- use these - they are in the "sticky threads" at top of A&L forum

 

jan

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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a quick question, I have seen my local court is staying all cases, is it better to apply directly to the court in person or is it better to put the cases through MCOL,

 

or does it not really make any difference now as both are staying cases.

HSBC :Cry:

Data Protection Act sent 25/05 - statements received 06/07

First letter sent 07/07 - no response

Second letter sent 26/07 - 70% offer - refused

MCOL issued 01/09 - acknowledge 05/09.

 

First Direct :D

DPA sent 09/06 statements 22/06

First Letter sent 23/06 - settled in full 28/06

Timecard

DPA sent 04/08 statements 12/09

First Letter sent 12/09

 

Marbles :!:

DPA sent 04/08 statements 24/08

First Letter sent 25/08 - refused to pay

Second Letter sent 26/08

Egg :evil:

DPA sent 04/08 - still awaiting

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file with local court - as you need to use new POC- mcol all stayed and even if they were not they would transfer to local court anyway.

 

at least you will be ready when case is concluded - if it ever happens :roll:

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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