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The Scots can claim in court. Why can't we?


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Scotland has a different legal system from England and Wales.






I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

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It's swings and roundabouts. Up in Scotland we were at a disadvantage as our small claims limit is only £750 (to change to £3000 in Jan), so loads of Scots went to court in England, now it will be other way about! A lot of cases have been stayed in Scotland as well though.

Bank of Scotland account 1 - £2,666 WON

Bank of Scotland account 2 - £2,500 on hold

GE Capital charges -£30 won (hey, every little helps!)

Barclays Partner Finance £425 charges - £225 offer accepted.


Finally debt free after 4.5 years, thanks to my Debt Management Plan through Payplan. There is no better feeling :D

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