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Welcome Finance:TRYING IT ON?


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My partner decided to end his HP agreemnet with Welcome Finance as they are b********. Constant chases for payments when they aren't due etc..


He sent them a template letter notifying them and said any money owing o/s or owed should be calculated under s.100 of the cca '74.


He had payment breaks amting to £1800. They told him the cost to give the car back would be 2800:mad:


1st when he phoned them they said the 1800, then a few days later the revised figure and guess what? No record of them quoting the original figure.


we have a statement from them back in January, have not taken a payment breaks since so where did an extra grand come from??


In the contract there is no mention of a 'redemption fee'


He told them to send out a statement detailing the info.

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yes get statement of account, it will/should show any charges, or another way round is to S.A.R them, this way you will get ALL information they have on you, (£10 max fee)


as to redemption fee i guess near all loan peeps have these, so double check the contract and thoroughly go through the terms & conditions and see if anything there

If my advice has been helpful please feel free to click on my scales :grin:


Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)


Debt Collection Agencies & Statutory Demands, a few strategies


Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514


PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

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