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    • Thankyou Dx100    Your awesome    'and all those are within that merry hill complex great no need for anything more then.'     My Reply:    All these transactions belong to retailers who trade at Merry  Hill. Hand on heart, the bank statement doesnt specify for every transaction if its the branch at Merry Hill or not. The Nandos transaction does specify Merry Hill on the bank statement, but MacDonalds, BM , Costa..etc transactions on my bank stateeent dont specifically show whether  it was at the branches located at merry Hill or not       'so i cant see anywhere on their signs that says max 4hrs, other than in their WS but we'll assume it must be'   My Reply:     The only signage with the 4 hour overstay period is on page 15 of Exhibit 2 of the claimant WS, so there is one out of the 8 signages showing that 4 hour limit       ' so... if you were to plot where each shop is using their signs map i bet several are no where near C3 so you must have driven around'     My Reply:    totally agree although need a magnifying glass to read their map lol         'might prove to the judge you have obviously now done your homework!! rather than following crap on the internet '   My Reply:    But I actually haven't followed anything on the internet. This was all written based on my logical deduction. For example, I think I am reasonable in stating in my WS that the Claimant has just supplied at least 8 signages and this appears more like a widely used template for this site that they use rather than specifically just supplying the signage in relation to the contravention ie the 4 hour maximum overstay. Is it not reasonable to state in the defence WS that the Defendant finds this confusing as he is not sure to which of the 8 signages the claimant is referring to, especially where some of them dont have a maximum time period on them    
    • and also please complete this we don't know any details other than CP+   Received a Court Claim From A Private parking Speculative invoice?? - How To Deal With It HERE***Updated Aug 2016*** - Private Land Parking Enforcement - Consumer Action Group
    • and BC are not aware you have now written proof of termination?
    • and all those are within that merry hill complex great no need for anything more then.   so i cant see anywhere on their signs that says max 4hrs, other than in their WS but we'll assume it must be.   so... if you were to plot where each shop is using their signs map i bet several are no where near C3 so you must have driven around.   classic double dipping    i would also put in what i have discovered (using the wrong machine contract) pointing to the fact that its the wrong car park, (poss WS admin mistake) but pointing too even if its not a case of double dipping, then you still didnt exceed 4hrs as its free after 4.30PM, + minimum 10mins to read sighs etc which is part of their Gov' bodies rules   it might also be wise to remove most of the kitchen sink your WS must be filled with, i don't like the idea of that 35 para defence and they keeping it all in a WS, a short to the point WS might prove to the judge you have obviously now done your homework!! rather than following crap on the internet 
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 31 replies
    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies

Lloyds to make the first changes re; overdrafts?


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firstly sorry if this is in the wrong place/already been posted (i'm rushing out the door)

 

i phoned the banking services today and i heard a new thing on the automated list about new changes to their overdraft system, i ignored it and proceeded to hold for advisor, after doing me banking bits and bobs i asked her what these changes was, she then stated that Lloyds are the first bank to make changes to their overdraft system, and letters have been sent out and announcement will be made etc, i asked what the changes were, she said a different charge for O/D and returned D/D, ooh what were these to be? she couldn;t tell me, but she did say that now you can be texted if you were about to be overdrawn, so you could quickly put money in...at a charge of £2.50 a month of course:rolleyes: oh and if you go o/d you have the chance to put money in your account to cover that by 3.30pm that same day??:rolleyes: er, that was always the case with my branch anyway? anyone heard anything simalar?

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Hi Nearly Old Girl

 

The link is here

 

Need to know about banking

If you think this post has been of help, please click on my SCALES on the left - thanks :-) :-x

 

Peter Anderson

Me Vs Morgan Stanley - WON £490

Me V's LTSB - Private & Bus Acc - £18.8k (since Oct1997)

inc: S.69 Interest (and growing daily) -;)

Please remember to DONATE when you have WON

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thanks for the links folks, i understand it much better now, and have learnt a new word "quinitllion",:D

i am totally baffled as how lloyds think they are helping customers, its obvious (even to the permantly bewildered like me) that they are once again making a big fat profit with our o/d:rolleyes: even more so than before:rolleyes:

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This link sheds a bit more light on how Lloyds will still fleece its customers with its new charging stucture :mad:

 

Bank Charges: Lloyds TSB Gets Sneaky - 13/09/2007

 

Red

Come on the mighty reds!!!!!!

 

Lloyds TSB - Success - 14/7/07

Lloyds TSB - Pending -

Halifax - Pending -

 

 

Tip my scales if I have been of assistance :D

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thanks for the link, surely this can;t be legal? so they drop the charge from £30 to £15, but add a daily charge of ranging from £6.00 to £20.00? so what is their explanation/purpose for the daily charge etc? it surely can;t be a fee to cover their costs etc, i would like to see how they are difining (sp) this charge?

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