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Lloyds to make the first changes re; overdrafts?


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firstly sorry if this is in the wrong place/already been posted (i'm rushing out the door)


i phoned the banking services today and i heard a new thing on the automated list about new changes to their overdraft system, i ignored it and proceeded to hold for advisor, after doing me banking bits and bobs i asked her what these changes was, she then stated that Lloyds are the first bank to make changes to their overdraft system, and letters have been sent out and announcement will be made etc, i asked what the changes were, she said a different charge for O/D and returned D/D, ooh what were these to be? she couldn;t tell me, but she did say that now you can be texted if you were about to be overdrawn, so you could quickly put money in...at a charge of £2.50 a month of course:rolleyes: oh and if you go o/d you have the chance to put money in your account to cover that by 3.30pm that same day??:rolleyes: er, that was always the case with my branch anyway? anyone heard anything simalar?

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Hi Nearly Old Girl


The link is here


Need to know about banking

If you think this post has been of help, please click on my SCALES on the left - thanks :-) :-x


Peter Anderson

Me Vs Morgan Stanley - WON £490

Me V's LTSB - Private & Bus Acc - £18.8k (since Oct1997)

inc: S.69 Interest (and growing daily) -;)

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thanks for the links folks, i understand it much better now, and have learnt a new word "quinitllion",:D

i am totally baffled as how lloyds think they are helping customers, its obvious (even to the permantly bewildered like me) that they are once again making a big fat profit with our o/d:rolleyes: even more so than before:rolleyes:

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This link sheds a bit more light on how Lloyds will still fleece its customers with its new charging stucture :mad:


Bank Charges: Lloyds TSB Gets Sneaky - 13/09/2007



Come on the mighty reds!!!!!!


Lloyds TSB - Success - 14/7/07

Lloyds TSB - Pending -

Halifax - Pending -



Tip my scales if I have been of assistance :D

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thanks for the link, surely this can;t be legal? so they drop the charge from £30 to £15, but add a daily charge of ranging from £6.00 to £20.00? so what is their explanation/purpose for the daily charge etc? it surely can;t be a fee to cover their costs etc, i would like to see how they are difining (sp) this charge?

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