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mortgage unemployment cover and the self employed


johans
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Has anybody reclaimed their premiums after discovering that they were`nt actually covered?

 

in my case i worked for an employment agency through a composite company, which i now understand , made me technically self employed and therefore would not have qualified had i become unemployed through circumstances like contracts finishing!

 

despite explaining this to the halifax mortgage advisor at the time, he still said i would qualify as well as hinting that it could make the difference in the mortgage application!

 

i am about to draft a letter stating my intention to reclaim the premiums, any advice would be well appreciated!

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