Jump to content


  • Tweets

  • Posts

    • I've looked through all our old NPE threads, and as far as we know they have never had the bottle to do court. There are no guarantees of course, but when it comes to put or shut up they definitely tend towards shut up. How about something like -   Dear Jonathan and Julie, Re: PCN no.XXXXX cheers for your Letter Before Claim.  I rolled around on the floor in laughter at the idea that you actually expected me to take this tripe seriously and cough up. I'll write to you not some uninterested third party, thanks all the same, because you have are the ones trying to threaten me about this non-existent "debt". Go and look up Jopson v Homeguard Services Ltd, saddos.  Oh, while you're at it, go and look up your Subject Access Request obligations - we all know how you ballsed that up way back in January to March. Dear, dear, dear - you couldn't resist adding your £70 Unicorn Food Tax, you greedy gets.  Judges don't like these made-up charges, do they? You can either drop this foolishness now or get a hell of a hammering in court.  Both are fine with me.  Summer is coming up and I would love a holiday at your expense after claiming an unreasonable costs order under CPR 27.14(2)(g). I look forward to your deafening silence.   That should show them you're not afraid of them and draw their attention to their having legal problems of their own with the SAR.  If they have any sense they'll crawl back under their stone and leave you in peace.  Over the next couple of days invest in a 2nd class stamp (all they are worth) and get a free Certificate of Posting from the post office.
    • Yes that looks fine. It is to the point. I think somewhere in the that the you might want to point out that your parcel had been delivered but clearly had been opened and resealed and the contents had been stolen
    • Hi All, I just got in from work and received a letter dated 24 April 2024. "We've sent you a Single Justice Procedure notice because you have been charged with an offence, on the Transport for London Network." "You need to tell us whether you are guilty or not guilty. This is called making your plea."
    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
    • In anticipation of lodging my court claim next Weds 1 May (14 days after advising P2G that was my deadline for them to settle my claim) I have completed my first draft POC as below: Claim Claim number: xxxxx Reference: P2G MAY 2024   Claimant xxxxx   Defendant Parcel2Go 1A Parklands Lostock Bolton BL6 4SD  Particulars of Claim The defendant has failed to arrange for the safe delivery of the claimant's parcel containing a 8 secondhand golf clubs (valued at £265) that was sent to a UK address using their delivery service (P2G Reference xxxxx). The defendant contracted Evri to deliver the parcel (Evri Reference xxxxx) and refuses to reimburse the claimant on the grounds that the claimant did not purchase their secondary insurance contract. The defendant seeks to exclude their liability in breach of section 57 Consumer Rights Act. The secondary insurance contract is in breach of section 72. The claimant seeks reimbursement of £265, plus P2G fees of £9.10, plus postage costs for two first class letters to P2G of £2.70, plus court fees, plus interest. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from xxxxx to xxxxxx on £276.80 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £xxxx   Details of claim Amount claimed £276.80 I look forward to your thoughts and comments guys! As ever, many thanks - G59    
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Advice needed please regarding Scheidegger course debt.


verers
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4721 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi all,

 

I am hoping that there might be someone who can provide some information as to our situation concerning Scheidegger training and their finance company.

 

About two and a half years ago my husband Alan and I were both very unwell mentally, Alan decided he was going to make use of his time at home and do some training courses to complete some qualifications that he wanted to do.

 

He looked on the web and found this company Scheidegger Training. they then set up having a salesman come to our home to talk to us.

 

 

 

The salesman offered my husband a deal to do his courses with them but the cost was about £2.5-3k and they would provide credit. We weren't sure at first and said we wanted time to go over our money situation. We already had alot of other debts.

 

The salesman then did the old salesman tricks and told my husband that it was the last chance etc etc and if he didnt sign today then it would be almost a year until he could sign up again.

We feel that he used his new knowledge of my husbands illness to badger him into it.

 

We accepted the debt and my husband started the course, which was in his words unprofessional and felt that he wasnt able to work at his pace etc.

 

About 6 mths later we hit new financal problems and we struggled to meet the repayments on the loan to do the course, we paid what we could but couldn't afford the full repayments, they then stopped my husbands course material saying no money-no course, but saying that he does have to repay the full amount at once (basically 3k for nothing).

 

Since then we have found that Scheidegger training is basically running a [problem] with its qualifications as they are not recognised. Some careers advisors have been warning if someone comes with these qualifications then not to employ as they aren't worth the paper they are printed on.

 

We are absoloutly livid as now we are both well again we can see how they took advantage of our mental illnesses (I suffered also), but haven't a clue what to do about it.

 

So I am asking on here, if anyone has any knowledge if theres anything we can do about the debt. Is there some sort of legal action we can take to try and resolve the matter?

We need any help we can get!

 

 

 

Thank you for any information and your time to read our post.

 

 

Verity Bennett

Link to post
Share on other sites

Hi Verity,

 

I'm in a similar position with Scheidegger, I haven't posted anything about it here yet but I read stuff on another forum and a lot seems to depend on your position when you first signed up. If you were working you were offered a loan agreement with Clydesdale and paid by DD. I have a feeling that this is legally binding.

 

If (as in my case) you were on benefits you would have been offered finance with Career Development something or other (I was told by the salesman it was a government grant) and you had to pay by SO.

 

In my case, they didn't return my coursework after half a dozen requests by email and phone. They said it was lost in the post, I re-submitted, never got it back marked nor did I get the next part of the course. I stopped paying them.

 

I am now in the position where they have passed the debt on twice and after a couple of nasty-grams I sent the latest DCA a CCA request which is now well out of time (sent 26th April). I have heard nothing since.

 

I also included this in the letter:

 

In my letter to you I pointed out that I wanted a full refund of all monies paid to date because, under the Supply Of Goods and Services Act 1982, Scheidegger had failed to supply Course materials of satisfactory quality, in fact they never returned my last piece of completed coursework in 2005 despite numerous emails and me sending it twice by post nor did they supply any further Course material.
I haven't heard anything, no CCA, no refund but no threats either. Might have to push them on this a bit now.

 

It might help if you can find something that they have breached, telling them their course is crap (which it is) won't hold much water I don't think.

Link to post
Share on other sites

Verity,

 

I have read your post again and this concerns me.

 

About 6 mths later we hit new financal problems and we struggled to meet the repayments on the loan to do the course, we paid what we could but couldn't afford the full repayments, they then stopped my husbands course material saying no money-no course, but saying that he does have to repay the full amount at once (basically 3k for nothing).

 

I understood that the "loan" was to pay for the whole course. They can't have their cake and eat it - either they have had the money for the course or they haven't. If they haven't (as they claim) how can they expect you to pay the full amount.

 

I really hope someone with some expertise will help you out on this.

Link to post
Share on other sites

Hi

I had a similar problem, my course was around £3,000.00 after a while i was contacted by a collector called "credit information bureau" or something like that . I told them point blankly that the the course was not preprepared and that certain parts of the course could not be undertaken until i had reached a certain stage in the training as i was unable to carry on the training due to psychiatric problems i wished to cancel the training, after producing a letter from my local mental health care trust saying i was an outpatient credit information bureau canceled my training course for a fee of £75.00

Link to post
Share on other sites

Thats very interesting, thanks.

 

I'm going to have a go at writing to them, see if it gets me anywhere.

I could really do with some help with the legal side of it though as I am clueless, can anyone advise me?

 

I'll keep you informed.

 

Verity

Link to post
Share on other sites

  • 2 years later...

Hi I have also had bad dealing with Scheidegger Training as I embarked on a Cisco CCNA Networking course costing me £2,500 paid in monthly amounts of £70.00 . Unfortunately part way through my course of which I was attaining 100% tutor marked assessments I fell very poorly and could not compet the rest of the course ,by this time I had already paid asbout £1,000 . I wrote to the financial dept of heidegger Training and explained to them my predicament and ther reply was well you sighned an ageement to this I replied yes I did so in good faith but was in good health at that time, but they were not listening to me and said there is nothing they could do. My next step was to go and see my GP aand inform him of what they have said to me and without thinking about my GP wrote a full letter to the company and within one week I received a reply saying that they were sorry to hear about my poor health and that on this occasion the would cancle the rest of the monthly payment when they were in receipt of all books and software they supplied so, I duly returned asll of the above and I received back £500.00 by cheque but it took some fighting to achieve this all I can tell you is go to your GP and ask him for his help in this matter. Good luck Dave

Link to post
Share on other sites

  • 3 months later...
  • 1 year later...

Hi all.

I had a nasty encounter with these idiots a few years ago after i saw an ad in a paper. All i wanted was more info on the course they offered and i got a home visit from 2 "tutours" instead. I got suspicious soon as i saw the tattoos on guy one's knuckles (the heavy) and the way he talked. Forceful and more like a preacher.

They bullied me into taking the course when it looked like i may want more time to think about it and i became worried about being alone in my house with these thugs. I tried everything to get rid of them but they were so persistent. I even said i didnt have the money to start the course til the end of the month to which one of them took my bank details and walked outside to call the office to get them to run my details through in case i was lying, WITHOUT my consent. (WOW)

Fortunately i didnt have much in there so it failed togo through so they asked if i had any money around the house. I honestly thought they were going to go through my things, they didnt want to leave without money.

Thankfully they decided to leave me with a briefcase of (according to them) very expensive course materials to get me started on the agreement that i would make my first payment at the end of the month.

Once they left i called my bank and told them no direct debits are to be honoured on my account as i believed i was the victim of fraudsters and got a new account within a fortnight. I then called Scheidegger to inform them i wasnt going ahead with there course which was met with a lot of hostility by the receptionist. I then got a call from the tattood "tutour" who was angry cuz i had the valuable materials still in my possession (briefcase). When i tried to arrange for him to collect it he claimed it was not returnable and i'd have to pay £300 for it. I told him i would do no such thing and he could try to take me to court if he liked cuz i knew they wouldn't have a leg to stand on. (Even my signature on their forms was forged by me but the dumbies didn't notice.) And did they pick up these materials? Nope. They sat outside my house in the rain for a week before i finally threw them in the bin. £300? As if.

 

I urge anybody thinking about doing a course with these [problem] artists to steer clear. It isn't worth Jack!

 

GO TO COLLEGE OR UNI.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...