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    • Bank the cheque.  No doubt it will bounce - but you never know. When it bounces - that is when you are meant to access their website link and enter your personal details - but of course - DON'T.
    • Wayne Ting, chief executive of e-scooter firm Lime, says there's room for improvement. View the full article
    • If you are absolutely certain* that you were parked OK, write a letter of complaint to the Headteacher and copy in the Chair of the school governors.   If you or the car were identifiable in any way from the photo (eg visible registration number, driver's face etc) I would very politely write that you resent the untrue suggestion that you had parked/had stopped/were waiting in a way that contravened any traffic regulations, and that you are sure that the school will understand that you would like an apology and a correction to be printed in the next newsletter.  (You can also clearly state that you were identifiable from the photo because other parents have mentioned it to you).   See if that works.   You don't want to go to court for defamation as you'll need access to about £10k in fees before you get out of bed.  You just want an apology and a correction.  If what you've told us is accurate, I don't see any reasonable school failing to say sorry.     *My wife is a former school governor and my experience listening to her is that very very few parents actually understand the meaning of the no stopping/no waiting signs and road markings outside schools.  Don't complain unless you are sure you weren't stopped where you shouldn't have been.
    • And they haven't offered a speed awareness course either?  (Have you done one in the last three years or is this in Scotland?)   And is one of the notices for 34 in a 30?  As Man in the Middle says, that ought to be below the level at which they take action.   (And sorry - I don't want to appear preachy - but...  there don't have to be any warnings or signs or lines on the road to advise you of the presence of speed cameras.  If you get away with an exceptional hardship argument you will need to stick to speed limits in future - whether you know there are cameras there or not.  NB Don't know if this applies to you, but most 30 mph limits are restricted roads with a system of streetlighting and don't even need speed limit signs - you are assumed to know this from the Highway Code).
    • It's up to you if you want to pay £300 you don't owe plus whatever Unicorn Food Tax with no basis in law whatsoever that they will have made up in the Letter Before Claim.   We'd prefer you didn't.   But you have received a LBC so it's make your mind up time.   So please    - post up photos of the signage in the dark that you'll have taken two months ago (post 14)    - post up details of planning permission for their signs you'll have found out after you got onto the council, again two months ago (again post 14)    - also let us know if you agree with Brassnecked's excellent letter or if you'd like to tweak bits depending on what you've found out    - upload the LBC.  Some of them are appallingly drafted and invariably contain Unicorn Food Tax which is all useful extra ammo    - also, where are you living now (post 35) and are you comfortable with legal communications arriving at your parents'?   If you look in our PPC Successes thread at the top of the page, you will see 275 times these cheats have been seen off with their tails between their legs (and all had the same "well known legal companies" (ho! ho!) on hand).  In reality 275 times is a massive underestimate, in all 275 cases there was a "moment of victory" IYSWIM where the PPC were thrashed in court or discontinued a claim or were called off by a supermarket chain, etc., etc.  There will have been at least that number again where they were told to Foxtrot Oscar and then crawled back under their stone.  They are eminently beatable but logically when you're in legal dispute you have to put some graft in to beat the other party.
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Howdy all

 

fairly au faite with bank claims and I've been paid off by Coop cards with little or no hassle

 

got statements from Citi this week after waiting for ages, been a bit of a back boiler one for me

 

anyhow, not awfully encouraged by skimming the other citi threads, I take it they're awkward?

 

erm, I can claim the entire charge be it £25 or £12 i take it? I've seen a few threads where people seem to be claiming the difference between £12 and whatever the charge is

 

and can I claim the £5 for cash advances? that seems disproportionate to me

 

just about to wade through the statements

 

oh and do you credit card people routinely claim contractual interest?

 

thanks

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Hiya Hippo, you following me about ha ha

hope you got your boxing gloves on and prepare to fight citi all the way,

there are some great people on the citi site who will give you excellent advise on how to fight the citi lawyers, best of luck with this one, im still watching you other threads so will add this one to my list, god is there no escape from the hippo, from this old salt!!! :D

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erm yes, I did groan when I saw you on here as well

 

grand total of £100 odd with everything claimed, minus interest so perhaps not the one for too much effort, ah well, it might be good fun once the others are resolved/stayed

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:eek: groaned hippo,:D thought this old salt brought sunshine to your day:p ha ha. anyway you'l find with citi they dont treat all claimants the same, some they pay, some they fight to the death, have a read of megans thread, they paid her yet defending her hubby's, i was in court with them a couple of weeks ago and my claim was stayed, they had a agency solicitor there to defend for the vastly sum of £596, yet they are settling other claims for more than that, they are well known for dragging claims out as long as possible..Gc
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Citi seem to defend stuff on the basis of cost, so as yours is a relatively small claim they will likely settle. Albeit take you near to the hearing before they do this.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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You never know with Citi, it's their own perogative whether to settle or not.

 

Albeit i'm pretty sure I rememberred Citi's costs being mentioned as in the region of £300 to defend a claim.

 

Cash advance fee's, dont think these are claimable as don't think they'd qualify under the Unfair Terms Act etc. as a penalty charge.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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