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Mbna Default????


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Hi All

My Hubby received this letter from MBNA to day.


A DEFAULT is due to register for SIX YEARS on your credit file in the next few days in relation to the above account. This will seriously affect your ability to gain ANY form of credit in the future.


When the default is registered, the balance on your account will be SOLD to a third party.


This means that:-


1. You will no longer be a customer of MBNA.

2. The responsibility for recovery of the outstanding balance will be solely that of a third party.

3. The Default registered against you will be transferred into the name of that third party.

4. The Thirtd Party will take actions they deem appropriate to recover the full outstanding balance.


To prevent this from happening you must make an IMMEDIATE PAYMENT of £xxxxxx by debit card payment today. Please call xxxxxxxxxx to clear your outstanding arrears and discuss your repayments.


Please contact one of our account managers immediately. They will be available Monday to Thursday..................etc etc


Now, he has never received a DEFAULT notice from them so how can they DEFAULT him in a few days.


He also believe this letter is a HARRASSMENT letter and is threatening.


What action does he take! before this debt is sold on!!


This matter needs urgent attention, so anyone with help on this matter would be appreciated.





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