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Credit Card Debt Sold Again And Again


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HI, NEW TO ALL THIS, Would welcome some advice, been reading through and sort of understand but need help, been fighting to pay credit card debts for last two years, made sure paid what i could, not always minimum payment etc, anyway most of the cards providers have now stopped contacting me, instead i am constanly receiving demanding calls from supposed solicitors etc ( obviously not as i can hear many phone calls and voices in the background more like some kind of call centers ), threats from HFO to get possetion of my house etc, however an example is CITI CARD to whom i owe around £2.5k they have thus far sold or moved my debt 6 times, or someone has, as 6 different companies/agencies have been threatening me for payment and CITI CARD will no longer comunicate with me, despite my asking not one has put anything in writting, just send threatening demands etc, would very much appreciate some advice on what to do next.............:confused: :confused:

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Hi there and welcome to the forum.. :)

 

If I may be so bold, i'ld suggest checking out the Consumer Credit Counselling Service as a next step.

 

CCCS - Free Debt Advice from the UK's Leading Debt Charity

 

If you'ld like advice on a particular creditor or problem it's best to start a thread for each one so that things don't become confusing.

 

Best wishes, Dave.

If my post was helpful don't forget to click the star!

Advice is offered freely, without liability and without prejudice.

If in any doubt professional legal advice should be sought.

 

I do not profess to be in any way legally trained, I am a big

oily truck driver and all I know has been learned within the

Consumer Action Group.

 

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http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

 

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http://www.consumeractiongroup.co.uk/forum/give-up-smoking-here/

 

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http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

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HI ther as previously suggested contact CCs and maybe CCa them. about the threat of to reposses your house it is pnly a threat so don't bother .

 

don't talk to them on the phone , communicate with them by writing only. there is aletter somewhere in the template to stop them harassing you. it is effective. don't worry you are not alone there is alot of people who can give you some really good advice and support.

 

good luck

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