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thetenter v black horse


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Finally got my statements through from my car finance, so off goes the prelim asking for the collection activity and late payment fees.It's only £345 without interest but it's mine so I want it back.........:p

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Hmmmm strange one here.Just received a letter from blackhorse which reads -

We are pleased to enclose a cheque for £xxx because of an overpayment.


Now it's over £200 less than I was claiming,however it makes no mention of the charges I am claiming?? Do I write back saying thank you for being honest about the overpayment now wheres my charges refund or thank them for the part payment of the charges and where's the rest??

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