Jump to content


  • Tweets

  • Posts

    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
    • I have now received my SAR. It includes a great deal of information! Is there a time limit on how long account information is kept and/or can be provided to debtors? I have received many account statements which were not previously sent to me. I remember that the creditor should provide explanations of any acronyms and abbreviations that maybe used in the documents. Is this still the case? Also what, if any, are the regulations in regard to adding fees to a debt? Can fees be added to a debt after the court has approved a charge on a property. Perhaps due to the numerous owners of the debt, many payments I made were not properly recorded on the account, some were entered over a year after the payment was made! Following the Legal Charge, I paid every month until my payments were refused. I am trying to compute the over payments, but the addition of fees etc. is confusing me. Any comments and/or help would be appreciated.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Abbey's Dirty Cheque Book Trix


madkid
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6093 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

:-x Hi Guys,

 

I arrived back from my holidays earlier this week and noticed I only had one cheque left in my Abbey Cheque Book. The bank usually send new books out automatically but strangly this time they did not.

 

I called 08459 724 724 and spoke to a sercond rate t*at who was rude with a terrible attitude who held me on the phone for 25 minutes while he tried to order me a cheque book. He finally came back on the phone and told me that I had a STOP for cheque books on my account and that the system would not allow him to order me another cheque book. He gave me the number of Abbeys underwriters who apparently could take off this stop. I wasn't happy so I grilled the bank t*at a little more and guess what? ? ? . . . .

 

It turns out that I can't have a cheque book because I've started a claim to get me unlawful bank charges returned. As you can imagine I was fuming by this point so ended the call with the rude t*aw and called the underwritters as suggested. They told me that they had nothing to do with this and then promply cut me off!!! So now in anger I called up the complaints department who told me there was nothing they could do (I'd spend almost two hours on the phone by this point!). The guy wouldn't even start a new complaint about this! The cheek! A complaints department which doesn't accept compaints!

 

So I sent of my LBA and included a paragraph about the cheque book stop and I'm still moving forward with my claim - sod the t*ss*rs I'm going all the way now - I wouldn't mind but my charges amount is only in the lower hundreds so I'm not exactly asking for alot to be returned. . . . I will certainly never recommend Abbey to anyone again and in fact I will tell people how s*itty and grabbey they really are!

 

Sorry for the language but I'm angry, has this happened to one else? and is there anything I can do?

Any help or comments welcome - Thank You :o(:-x

A very p*ss*d off Madkid!!!!!!!!

Link to post
Share on other sites

That's awful madkid. Get online at the FOS and complain about it!!

 

You can say on teh form that they refused to deal with your complaint and told you they weren't giving you another cheque book because of your claim.

 

No doubt they will say that they want to curtail your ability to create unauthorised overdrafts but er...they can't just withdraw services without notifying you!

 

The ombudsman has upheld a number of complaints against banks who have penalised people for claiming (by asking them to close their accounts)

 

Financial Ombudsman Service - they aren't exactly quick but will at least insist that abbey tell them why they wouldn't let you complain and why no cheque book!

 

symapthies re your time on phone. (never understand how people have patience to phone...i only ever write, and then they HAVE to respond to you whereas they can ignore a phone call)

 

good luck!!

Link to post
Share on other sites

I can fully sympathise with you, my OH's multi-function card expired in June, usually you would receive another one about 3 weeks before - he still hasnt got a replacement, has spent hours on the phone trying to find out what the hell is going on, oh and before you ask, he doesnt pay bank charges, hasnt had an action with them, I think it is retaliatory because of my 3 claims lol, they told him today that it probably was sent to a branch for collection, he asked why, it has always been sent to home address, they quoted our old address at him and he said no and if they didnt have our new address why was his statements being delivered to the new address? LOL he isnt happy at all.

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

Link to post
Share on other sites

my visa debit card expires end of this month and as you say they usually send replacement well in advance which i havent received yet will let this month salary go into account to clear overdraft then open parachute account so if i receive settlement it wont be used to clear my overdraft like they did with their gogw:p

Link to post
Share on other sites

I started a claim for charges from Abbey and they gave me notice and withdrew overdraft and then 4 weeks later asked for my muliti-function card and cheque book back. They have froze my account until i pay my overdraft back.

Link to post
Share on other sites

Abbey have played similar dirty trix with me. No debit card at the end of june when it was due. Emailed them and they said it must have got lost in the post because of the postal strikes. MMmmmm. NOT. When it did arrive it was dated March 2007!!!! Not July 2007. 2watzzzz. Then there is the cheque book saga.

6 checks left...no new check book. Phoned them up saying "blah.....check book......where issit?.

Got asked what I did with the 2 books they sent in december!!!!!!!!!!!!!! and wouldnt issue me with new ones til I found the old ones or proved each check had been used. WWWEEEEEEEEEEEEEEELLLLL. I went BEERRRSSEEEERRRRRRRKKKKK. NAME? POSITION AT BANK? MANAGER? WRITING TO PAPERS , ALREADY WRITTEN TO M.P. FRIENDS AN EMPLOYER FOR BBC....blah...blah.....

Ok Mrs.S... I HAVE ISSUED YOU ANOTHER. SLAMMMED the phone down.:evil: :evil: :evil: Am now writing to the court to file a complaint AGAIN .

By the way had a copy of their AQ. Will be req. a stay. I have counteracted THAT one already. Have told courts I rec. copies of directions NOT. and that I agreed with them. YAWN. Oh. and that they will not be using expert witnesses or using a defence in court. They are trying to put my 11 grand claim through the small claims track. Beilieve me I feel like giving up but they have not squeezed the life out of me yet.

Keep going all of you. STAY:cool: . DONT BE TOO:( . DONT GET:evil: GET EVEN.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...