Jump to content
scarpetta

Hi, I'm new to this site! Can anyone help?

Recommended Posts

If I can, I will give you an update of how far I have gt with RBS.

They are in the process of defending the claim. I have received a letter from their solicitors (Cobbetts) today to say they are defending, due to lack of evidence ( particulars of claim), which I did not know about until I have read the notes on this site. I am confused as too what to do now. From what I can understand, I need to get forms ( N244 & N1) from the court & pay £35 (to submit) with the particulars of claim (this info I got from the moneysavingexpert site). Do I copy & send to RBS solicitors as well as submitting to court? I have got to respond no later than 23/8/2007 or they will strike it out of court. I hope this is ok.

Can anyone advise me on what to do?

Thanks in advance.

Share this post


Link to post
Share on other sites

Hi Scarpetta

 

You will need the new POC's here:

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/110283-new-poc-n1-rbs.html

 

It will cost £35 to amend your claim. The N244 form can be found here:

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/41901-form-n244-application-notice.html

 

Fill in the n244 to amend your claim. The new N1 POC is linked here for you. Just amend it slightly to suit your needs, then re file. The court may "Stay" your case until after the OFT test case. At least the case will be in the system ready. I have left you some links below to help you.

 

Hope this helps

 

Ukaviator

Share this post


Link to post
Share on other sites

Hi,

Can anyone help me. I am a little confused as to what to do here. I have had a letter (10 pages) from RBS solicitors (Cobbetts) dated 10th August 2007. It reads we are instructed on behalf of our clients. We enclose by way of service:

1) Defence

2) Request for more infomation.

We confirm that we have filed a copy of the same to the court.

I have until 23/8/07 to send all the information. Do I have to send them this or ignore it has it has come from them & not court?

 

Then yesterday I received a letter from Northampton court dated 16th August 2007. This reads:- Before District Judge Murdoch, sitting at Northampton County court, without hearing,

It is ordered that:-

1) following the filing of a defence or holding defence the claim shall be stayed pending judgement in the Office Fair Trading test case.

2) Liberty to apply with an explanation.

 

Note:- Any party affected by this order may under rule 3.3(5) apply to have it set aside, varied or stayed. Such a party must apply under rule 23.3 within 14 days of service of this order. PLEASE HELP! What have i got to do, rather confused. Thanks in advance.

Share this post


Link to post
Share on other sites
Please fill in your quit date here

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.


  • Recently Browsing   0 Caggers

    No registered users viewing this page.



  • Tweets

  • Our picks

    • A shocking story of domestic and economic abuse compounded by @BarclaysUKHelp ‏ bank complicity – coming soon @A_Gentle_Woman. Read more at https://www.consumeractiongroup.co.uk/topic/415737-a-shocking-story-of-domestic-and-economic-abuse-compounded-by-barclaysukhelp-%E2%80%8F-bank-complicity-%E2%80%93-coming-soon-a_gentle_woman/
      • 0 replies
    • The FSA has announced large fines against DB UK Bank Limited (trading as DB Mortgages) - DeutscheBank and also against Redstone for their unfair treatment of their customers.
      Please see the links below for summaries and full details from the FSA website.
      It is now completely clear that any arrears charges which exceed actual administrative costs are unfair and therefore unlawful.
      Furthemore, irresponsible lending practices are also unfair and unlawful.
      Additionally there are other unfair practices including unarranged counsellor visits - even if they have been attempted.
      You are entitled to refuse counsellor visits and not incur any charges.
      Any charges for counsellor visits must not seek to make profits. The cost of the visits must be passed on to you at cost price.
      We are hearing stories of people being charged for counsellor visits for which there is no evidence that they were even attempted.
      It is clear that some mortgage lenders are trying to cheat you out of your money.
      You should ascertain how much has been taken from you and claim it back. The chances of winning are better than 90%. It is highly likely that the lender will attempt to avoid court action and offer you back your money.
      However, you should ensure that you receive a proper rate of interest and this means that you should be seeking at least restitutionary damages - which would be much higher than the statutory 8%.
      Furthermore, you should assess whether the paying of demands for unlawful excessive charges has also out you further into arrears and if this has caused you further penalties in terms of extra interest or any other prejudice. This should be claimed as well.
      If excessive unlawful charges have resulted in your credit file being affected, then you should take this into account also when working out exactly what you want by way of remedy from the lender.
      You should consult others on these forums when considering any offer.
      You must not make any complaint through the Ombudsman. your time will be wasted, you will wait up to 2 yrs and there will be a minimal 8% award of interest and no account will be taken of any other damage you have suffered.
      You must make your complaint through the County Court for a rapid and effective remedy.

      http://www.fsa.gov.uk/pages/Library/Communication/PR/2010/120.shtml
      http://www.fsa.gov.uk/pubs/final/redstone.pdf
      http://www.fsa.gov.uk/pubs/final/db_uk.pdf
       
      http://www.fsa.gov.uk/pages/consumerinformation/firmnews/2011/db_mortgages.shtml
      Do you have a mortage arears claim to make? Then post your story on the forum here
      • 0 replies
    • 30 Day Right To Reject - Vehicle Casualty Report. Read more at https://www.consumeractiongroup.co.uk/topic/415585-30-day-right-to-reject-vehicle-casualty-report/
      • 9 replies
    • I am new here but very glad to find my way here and would welcome any input.
       
      i purchased a brand new campervan conversion from Hillside Leisure (175 miles from our home) on July 26th for £31,000 and, within 48 hours, during a storm, the alarm began to sound incessantly. We could not get it to stop, even after trying everything listed in the manual. We phoned Hillside on Saturday July 28th around 2.00pm. The young man who answered the phone said he would seek the advice of their technician and call us back, which he did. The technician told us that they, Hillside, couldn’t help, but that we should take the van to Nissan (the van is a Nissan) as the fault would lie with one of their components.
       
      • 42 replies
×
×
  • Create New...