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    • Good afternoon, I am writing because I am very frustrated. I received a parking fine from MET Parking Services Ltd , ( Southgate park Stansted CM24 1PY) . We stopped for a quick meal in Mcdonalds and were there fir around 30 mins. We always do this after flights and never received a parking fine before.  Reason: The vehicle left in Southgate car park without payment made for parking and the occupants southgate premises. they took some pictures of us leaving the car. i did not try and appeal it yet as I came across many forums that this is a scam and I should leave it. But I keep getting threatening letters.  Incident happened : 23/10/2023 I did contact Mcdonalds and they said this:  Joylyn (McDonald’s Customer Services) 5 Apr 2024, 12:05 BST Dear Laura, Thank you for contacting McDonald’s Customer Services. I’m sorry to hear that you have received a Parking Charge Notice following your visit to our Stansted restaurant.   We've introduced parking restrictions at some of our restaurants to make sure there are always parking spaces available for customers.   We appreciate that some visits such as birthday parties or large group visits might take longer and the parking restrictions aren't intended to stop this. If you think your stay will exceed the stated maximum parking time then please speak to a manager in advance.   Your number plate is scanned by our Automatic Number Plate Recognition (ANPR) system when you enter our car park, and then again when you leave. If you have overstayed the maximum time allowed, you will not be notified straight away- a Parking Charge Notice will be sent to you via the post.   If you feel that a Parking Charge Notice has been issued in error, please contact our approved contractors who issued the charge in order to appeal the charge. Unfortunately McDonald's are unable to revoke parking tickets- the outcome of the appeal is final and cannot be overturned by McDonald’s.   Many thanks for taking the time to contact McDonald’s Customer Services.   Can someone please help me out and suggest what I should do next?  Thank you 
    • Good Evening, I've got a fairly simple question but I'll provide some context incase needed. I've pursued a company that has operations in england despite them having no official office anywhere. I've managed to find a site they operate from and the papers there have been defended so I know they operate there. They've filed a defence which is honestly the worst defence ever, and despite being required to provide their witness evidence, they have not and have completely ignored the courts and my request for copies of it. I'm therefore considering applying to strike out their defence on the grounds the defence was rubbish and that they haven't provided any evidence for the trial. However, it has a trial date set for end of june, and a civil application wouldn't get heard until a week before then, so hardly worth it. However, my local court is very good at dealing with paper applications (i.e ones that don't need hearings, and frankly I think they are literally like 1-2 days from when you submit it to when a Judge sees it. I'm wondering if I can apply to strikeout a defence without a hearing OR whether a hearing is required for a strikeout application.   Thanks
    • I have just opened another bank acc with lloyds (i have a few already) After doing some research they may have some relation to tsb or be apart of the same group will this cause me issue if my salary is paid into my lloyds account? Also, if the debts do go into default and nothing is paid then after 6 years it all goes away? As the DCAs cannot do anything? I do want to start paying in like 3/4 months or do you advise I leave it if it goes into default? again sorry for all the questions, i am just processing everything
    • one reply only  follow post 2 of letter of claim <<clickme link. dx
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BLS No CCA but still demanding payment


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cool

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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  • 9 months later...

Any update on this PM??

If you found this post useful, please click on the "scales" icon in the bottom left of my post and say so!

 

The opinions of this post are those of monkey_uk and do not constitute sound legal advice. I am not a lawyer.

--

 

Halifax Unlawful Bank Charges: S.A.R - (Subject Access Request) Sent 28/02/07 - CC Statement's rcv'd 18/04/07 Bank a/c statements rcv'd 19/04/07

 

 

 

First Direct Unlawful Bank Charges: Settled in Full 12/05/06 | £2235.50

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Hi poker_mad,

I have been following anything to do with BLS and SCM as I am going through the same thing. However I don't know if i have the stomach for it! Bls keep phoning me and i have sent letters off but they can not produce the original agreement. SCM sent me a letter basically saying that they will issue court proceedings against me if I don't pay the balnce within 7 days (that was on 2nd Aug) They left a message with my hubby and said they would be phoning tomorrow. I don't know whether to just offer them a small monthly payment or just hang it out but I don't think I have the 'balls' I really don't want to go to court. :( Nice result by the way

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Hi poker_mad,

I have been following anything to do with BLS and SCM as I am going through the same thing. However I don't know if i have the stomach for it! Bls keep phoning me and i have sent letters off but they can not produce the original agreement. SCM sent me a letter basically saying that they will issue court proceedings against me if I don't pay the balnce within 7 days (that was on 2nd Aug) They left a message with my hubby and said they would be phoning tomorrow. I don't know whether to just offer them a small monthly payment or just hang it out but I don't think I have the 'balls' I really don't want to go to court. :( Nice result by the way

 

 

court with no paperwork? dont think so!

post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

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Never speak to DCA's on the phone. Refuse to answer security questions and keep repeating 'in writing only please' until they give up and go away.

 

They may take you to court in the hope that you don't bother to respond and they get judgement by default, however if they have no paperwork it is easy to defend and they will almost certainly discontinue immediately.

RMW

"If you want my parking space, please take my disability" Common car park sign in France.

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  • 1 month later...

Hi, after what seems quite a long silence regarding BLS I received this letter from Moorcroft Debt Recovery Limited. I would really appreciate some advice on my next move as I am getting a wee bit scared with the words pre court and intended litigation. I would also say that there is PPI in this loan but looking back I did not ever want it (just thought I would mention it!)

 

Many thanks in advance

 

 

Moorcroft letter.jpg

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Moorcroft are no different to any other DCA - write one letter saying the account is in dispute and you will not enter into any further correspondence, then ignore them. As with the last lot, if they issue proceedings then it will be easy to defend.

RMW

"If you want my parking space, please take my disability" Common car park sign in France.

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  • 4 weeks later...

Hi All.:-)

I have an existing Lloyds loan being dealt with by BLS, it's under an agreed repayment plan being reviewed six monthly, i recently asked Lloyds for a statement of account and a copy of my agreement with them, i was told i could have the statement but that they probably wouldnt have the agreement, i took names times etc and that was on the 11/10/10 i got the statement of account but no evidence of an agreement. I was sent a letter a few days later from BLS for a random sum which to be honest looks like fees for not keeping to the proposed monthly agreement although i have so far!!! I am convinced i dont have a valid credit agreement for the loan and i also was informed by someone dealing with the loan that i have paid for PPI which i knew nothing about and was never offered the benefits of it when i was made redundant and my original repayments were scaled down.

I am up to my neck and starting to sink my debts are considerable i have no assets/rent my property have no pensions,savings or anything of real value. Do i fight the validity of the loan agreement as i think i have a strong case but dont want to go into too much detail on here, or do i file for bankruptcy. After my outgoings were paid last month i had £56.00 for the rest of the month for food,elec,petrol costs etc and im completely fed up with it, i was better off out of work which is a terrible thing to say but the truth nevertheless.:-(

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Hi All.:-)

I have an existing Lloyds loan being dealt with by BLS, it's under an agreed repayment plan being reviewed six monthly, i recently asked Lloyds for a statement of account and a copy of my agreement with them, i was told i could have the statement but that they probably wouldnt have the agreement, i took names times etc and that was on the 11/10/10 i got the statement of account but no evidence of an agreement. I was sent a letter a few days later from BLS for a random sum which to be honest looks like fees for not keeping to the proposed monthly agreement although i have so far!!! I am convinced i dont have a valid credit agreement for the loan and i also was informed by someone dealing with the loan that i have paid for PPI which i knew nothing about and was never offered the benefits of it when i was made redundant and my original repayments were scaled down.

I am up to my neck and starting to sink my debts are considerable i have no assets/rent my property have no pensions,savings or anything of real value. Do i fight the validity of the loan agreement as i think i have a strong case but dont want to go into too much detail on here, or do i file for bankruptcy. After my outgoings were paid last month i had £56.00 for the rest of the month for food,elec,petrol costs etc and im completely fed up with it, i was better off out of work which is a terrible thing to say but the truth nevertheless.:-(

 

I suggest you pop along to your local CAB.

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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