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Hogie

Please urgent help/advice needed re. Hogie v RBS

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Could I please have some advice on what to do next? Sent my prelim letter just over two weeks ago. Have received reply from RBS stating that they believe charges are fair. Also, says Rbs and other banks have, as a test case, become involved in proceedings with OFT which will resolve the legal issues about the fairness and legality of bank charges.

 

RBS go on to say that until these proceedings have been determined they have asked FSA to suspend the normal timetable for dealing with complaints and the FSA has agreed. Their advice to me is to wait until this test case has been resolved before I proceed any further with my claim.

 

They go on to advise me that should I choose to issue a claim in the County Court before the resolution of the test case the Master of Rolls in England has, at the request of RBS issued a notification to the County Courts suggesting they stay proceedings about bank charges. Alternatively, RBS say they will apply to the Court for an order to stay my action until the test case has been concluded.

 

Advice from someone in the know would be very much appreciated.

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Hi Hogie,

 

You've received pretty much the same response that all bank charge claimants are receiving from their banks at the moment. Carry on and send the LBA - you'll then need to file N1 at county court.

 

Your bank will apply for a stay once you've filed at court, but not all courts are automatically staying cases by the way - and if your claim is stayed at some point, you can apply to have the stay lifted. For more info, please read the links on my signature.

 

Best of luck with your claim :)

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