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This morning I have recieved a card from a P Brown of NCO stating that he intends to visit me on Tuesday between the hours of 9am and 9pm. Do these people ever really turn up?.I have tried looking for an email address of the company to tell them I am about to go into an IVA but cant find one. There is no way I am telephoning them.

 

Can anyone help?

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Hehehehe welcome to the NCO calling card club.

I have wasted alot of tea and cake waiting for these "people" to arrive.

All I need is a Saturday and Sunday card and I'll have a full set.

 

Don't worry about it, they send you a proper letter soon enough.

You are right NOT to pohone as they don't listen to legal reason anyway.

Be VERY careful whose advice you listen too

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Well Mr Brown is due to call today. I do wonder if he will actually call round though. I have written to them but doubt it will do any good at all. I have also found out today that they should not be sending out postcards either as these can be read by a third party and should infact be sending any correspondance in an envelope.

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Well if he does turn up can you tell him that his tea is cold and cake stale, oh and I'm STILL waiting ;)

 

Now as the cards are really ambiguous then unenveloped is acceptable.

Be VERY careful whose advice you listen too

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Dont write to them about it. The tactic is to get you worried and concerned about the prospect of somebody showing up at the door . You write and you have confirmed yourself as somebody that is intimidated by that . They will try it again and again. Don't call them, laugh at them if they threaten it again on the phone. These doorstep people have as much right as I have if I showed up on your door asking for money . None at all . Its just scare tactics.. remember that .

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Just a thought,i wonder if there is a market for these lovely calling cards on ebay ??? Playing cards maybe :D

[COLOR="black"][SIZE="7"][/SIZE][/COLOR][COLOR="palegreen"][/COLOR][COLOR="darkorange"][/COLOR]Bless You,The Reverend[FONT="Century Gothic"][SIZE="6"][/SIZE][/FONT]

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Now there's an idea;)

 

you being naughty cb!!!!!!!!

 

What me I have no idea what you could possibly be refering to ;)

 

 

 

Oh blast !!!! I know i should have kept them,those American baseball cards can be worth a fortune,just think what a full deck of these would be worth :rolleyes:

[COLOR="black"][SIZE="7"][/SIZE][/COLOR][COLOR="palegreen"][/COLOR][COLOR="darkorange"][/COLOR]Bless You,The Reverend[FONT="Century Gothic"][SIZE="6"][/SIZE][/FONT]

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How about we gather all the stats up on the DCA's and compile a set of top trumps.

Ash.

 

If you think I have helped you, please add to my reputation by clicking the star button to the left.

Thankyou.

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Why not photocopy tha card and send it to a random MP or Judge or Local dignitary perhaps even the Queen or Prime Minister and hope the recipient phones them and sees what a bunch of @*!!%*! are at the end of the phone. Sabotage this tactic! (I would not really reccomend this tactic for legal reasons though - I'm a coward)

 

As to the comment by CurlyBen it is debateable as to whether the cards are ambiguous as they are clearly headed NCO. As all other correspondance from this company is sent in envelopes it seems that these postcards are intentionally sent to defame.

 

As to suing for loss of earnings NCO will claim that there is no specific date on these cards - just a day. There is no postmark with a date on this cards either to my knowledge.

 

I am currently using the defamation argument with the Student Loans Company as I have a disputed debt with them and feel that these cards are defamatory not just against myself but other members of the household. I also live within walking distance from their headoffice and am assured that my postman is familiar with the company that is just up the road. SLC has taken the account away from NCO but the argument is still ongoing with great fervour.

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When you return post back to the sender, saying no longer at this address, doesn't it cost the company that it goes back to?

Or you could just put them in a plain envelope and write their address but do not put a stamp on then, they would have to pay the postage, plus another £1.04 to collect it from the post office. Oh damn just realised it will have your address on Doh!!!!!!!!!!!! you could always blank that out.

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You'll actually find it is very cleverly worded to deceive you into thinking it's a home visit.

 

It actually will say .... P Brown will be calling your home. Your eye will read it as P Brown will be calling at your home.

HALIFAX - Settled in FULL - £1654 13/6/2006

NatWest - Prelim sent - £985 16/6/2006: LBA sent 30/6/2006 : Summary Cause issued (Sheriff Court) on 14th July : Waiting for Cobbets!!!

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You'll actually find it is very cleverly worded to deceive you into thinking it's a home visit.

 

It actually will say .... P Brown will be calling your home. Your eye will read it as P Brown will be calling at your home.

 

 

Youre right you know. I never realised that till now. I have had yet another one come today from NCO, they sent me one last week too!!!. But on the card it really does sound like this P Brown will be coming to my house as it says " If inconvenient ring............" which sounds like they are trying to say " If you arent going to be in " etc.

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