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    • Dear All,   So Sorry we have been extremely busy with my work and family emergencies as my outlaws, who are in their mid and late eighties are very ill and they needed medical attention at hospitals.    Andy - Case plan is simply a sheet issued by the court to confirm who will be attending for the both parties and at what time the people will each arrive -  apparently, attendies from either side may no arrive together at the court due to Covid.   BN - The Court has not confirmed the discontinuance. A Judge at the Court has to agree to the Discontinuance but that has not yet taken place. We have 28 days to submit a stay to this notice.    FTMDave – I have always followed CAG advice since the first day I spotted the site and joined. CAG has helped me on numerous occasions. My wife did not want to drop the Counter Claim so it was essential I support her and try and talk her out of it gently.   The PCN should never have been issued in the first place because my wife’s parking area is on a private piece of land. A company leased that area of land (Call it Area A) from the main owner. The buildings in Area A is sub-let out to various tenants with Parking facilities; of which, the company my wife worked for is one such tenant.    To reach Area A, my wife has to drive through the main car park (Area B) of the main owner. It is only Area B which Claimants are authorised to police. Area A is NOT under their jurisdiction so they cannot police there. This is still the case to this day and more specifically, this is something which they are fully aware. There is an agreement between the lessors of Area A and the main owner of Area B. This owner would instruct the Claimant not to police Area A.   After the Claimant issued the PCN to my wife, the solicitors of the Lessors of Area A, issued a cease and desist order to them and notified the solicitors of the owner of Area B.. So all they had to do was to cancel the PCN. We have a copy of this letter and so we can substantiate it.   BN + FTMDave – So, there you have it. This is the explanation you wanted. They were told to stop the case and drop it.    But instead, the Claimant pursued the PCN relentlessly even after my wife pleaded with them (before the case) to stop the matter and cancel the PCN and explained the situation with copies of the cease and desist  letter.    We are following CAG’s advice and to do that we need to notify the Court  where: a.       We will apply to the court to have the Notice of Discontinuance set aside. b.       We will also apply to the court to add an additional case against the Claimants for obtaining data on my wife falsely. c.       We will also apply to the Court to add an additional Defendant to our counter claim – that being the bosses of the Claimant – the owner of Area B   After submission of these applications, along the lines suggested by CAG, we will negotiate a settlement with the Claimants   Any further advice from CAG on (b) and (c) above will be very helpful and very welcome.   Thank you BF    
    • scan up the agreement to PDF  read upload carefully please   easy peasy if you have that   dx  
    • Understood. Maybe as a first step it would be a good idea to write to Amazon and tell them that I would have selected the prepaid hermes drop-off option, like I always do, but I wasn't able to as that option wasn't available for the laptop. Additionally, after Hermes not collecting the item on two consecutive times with the Hermes home pick-up option, I was advised by a customer service assistant to organize the return myself as there is no point in choosing the home pick-up service for the third time. Following his advice and returning the laptop myself being the only available option to send it back to Amazon, I have decided to organize the return myself. I was told that I can use any of the shipping services. To quote I was told: "I could only find the pickup option. So you could arrange your own return using parcel monkey: www.parcelmonkey.com or any similar service. Keep the receipt and send it to: ...url... And we will refund you the postage fees". I didn't get any other instructions and I did what I was told by the assistant to the letter.  What else should I add? Should I mention anything else?   I understand that. I am not afraid of that, I do think that nothing protects them from having to compensate a consumer where they have failed to take reasonable care in performing the contracted service. They have a general duty of care, and they have also failed to provide the service paid for. I really hope that the judge sees it that way too. But maybe Amazon realize the mistake they made and I won't have to sue Hermes. To be honest I think it is disgusting what they do... There is no way to lose a package of 70X40X15. It is way too big. And what are the chances that they lose another package of mine that I send with the laptop at the same time? Obviously someone stole them. What else could have happened? How can they not find the driver who was responsible for the package at the time of moving it from the ParcelShop to the sorting warehouse? And if something happened to the car/driver, it must be logged somewhere. And I would like to see that log (I actually asked them to provide that in my last letter). The whole thing is just unbeliavable.
    • if other details match and this is as a result of say a marriage then yes. CCJ's are not against an address.    
    • Thanks DX and BN.   He did keep saying he’s done loads of parking cases in the past, over the 10 years he’d been doing it, so as you say he’s bound to have come across VCS stuff before isn’t he.   hopefully that’s the case then he just wants to go through it in a bit more detail. Either way you have given me a lot more confidence again now thanks.
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    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies
    • Oven repair. https://www.consumeractiongroup.co.uk/topic/427690-oven-repair/&do=findComment&comment=5073391
      • 49 replies
    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
        • Thanks
      • 3 replies
    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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Welcome Finance - This company needs to be banned.


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My son has got himself a welcome finance loan - money borrowed £3300.00 this is over 48 months of which 14 months have now gone past. This loan will cost him £11000+. I have written to them asking for a settlement figure 2 weeks ago, but not heard anything back yet. I am wondering if anyone else is in the same position. The agreement says if you have paid 1/4 of the loan back you might well be expected to pay just over £5000. I thought he could re-finance this for cheaper and pay them off. Any thoughts welcome.

i got one two for 2000 now they asking for 6000 back i cant keep up the payments so they taking me to court or baliffs coming it is the worst company i have ever been with if any body wants a loan go to leeds credit union they wont con you

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com1

 

its very rare for welcome to take you to court

 

its normally the other way round.

they have to explain the agreements to a judge

baliffs are only if its been to a court and you have stopped payments set by the court

 

most welcome loans are crap due to the commission payments brokers receive and are not delared

 

hi nottingham

 

welcome elite brokers but you allready know that

 

com1 start your own thread so we can deal with these jokers for you

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It looks like its getting pretty close for WF to finally disappear. I rue the day I ever got involved with them, I really do.

 

Post - quick question, if I have put my complaint into FOS (posted two days ago), if WF do go bust/ disappear, will they still be dealing with the claims people have submitted or will it be a case of WF gone, claim gone, esp if no-one is willing to buy the debt from them, therefore all our debt will disappear with them....wouldnt that be a fantastic scenario!

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all the assetts will be put in the hands of an addministrator when cattles goes tits up

 

the fos will then deal direct with the addministrator ref any claims

 

now its in the system, the fos will deal with it

 

eight guests

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I have been, like most people, following this forum for some time before posting (so much to read!)...and I have to say it looks like you have worked really hard to get to this point - I really really hope WF get what they deserve and your hard work pays off! I laughed when I read 'all the assetts'....like they have any!

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LOL. I just hope there is no way they can wriggle out of this trouble and either carry on or sell up and then someone else starts hassling us all for money.

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Oops, just answered a call from Welcome asking why I cancelled my DD. I told him that he should check his system as Im paying by standing order. He said I will get charged £10 every month that I don't pay by DD.

I said that £10 omni at 20%apr is a good rate of saving, the best rate ever in fact! As I will ultimately be claiming it all back.

He then told me I'm not paying the agreed amount so I will incur even more charges putting my house at risk! I then went on about PPI, PENALTY INTEREST, ARRANGEMENT FEES,etc etc.

I also mentioned that I know that Welcome and indeed, Cattles are all but finished.

He said I should not believe everything I read and that Welcome has joined forces with a major high street lender!

I then asked him if he'd been told to say that or if he actually believed that?

Reminding him that if he had been told to say it, its fine. But if he believes it then he must assess his situation!!

He then tells me his information has come direct from his manager and promptly changes the subject back to trying to reinstate my DD to avoid charges at which point I hung up.

This was only an hour or so ago and the guys name was job Smith!?!? (Possibly eclipsing the entire conversation of lies)

Does seem a lot of effort for someone with a less than dead end job trying to get my to pay BY DD!

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It seems to me that the WF staff and cronies are getting more and more desperate to rake some money in before they go under. Ive had more calls today from them than in the last week!!

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Not sure how the sales staff are targetted when it comes to sales commissions but you might find that if he gets someone onto DD he earns from it..they are pretty desperate to get anything from anyone at the moment it seems. Having been in sales myself, although in a more reputable environment (!), and have seen people do anything to hit a target to get their bonus!

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mazbck...maybe they are looking at this site and realising there are a bunch of people here who are standing firm and looking at their rights, so they are panicking we are gearing up for a mass revolt against them!

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Oops, just answered a call from Welcome asking why I cancelled my DD. I told him that he should check his system as Im paying by standing order. He said I will get charged £10 every month that I don't pay by DD.

I said that £10 omni at 20%apr is a good rate of saving, the best rate ever in fact! As I will ultimately be claiming it all back.

He then told me I'm not paying the agreed amount so I will incur even more charges putting my house at risk! I then went on about PPI, PENALTY INTEREST, ARRANGEMENT FEES,etc etc.

I also mentioned that I know that Welcome and indeed, Cattles are all but finished.

He said I should not believe everything I read and that Welcome has joined forces with a major high street lender!

I then asked him if he'd been told to say that or if he actually believed that?

Reminding him that if he had been told to say it, its fine. But if he believes it then he must assess his situation!!

He then tells me his information has come direct from his manager and promptly changes the subject back to trying to reinstate my DD to avoid charges at which point I hung up.

This was only an hour or so ago and the guys name was job Smith!?!? (Possibly eclipsing the entire conversation of lies)

Does seem a lot of effort for someone with a less than dead end job trying to get my to pay BY DD!

 

 

House monkey you say you pay by standing order? any chance you can give me their bank details so i can do the same??

also i tried setting up my dd and was told i can't until i have paid 2 more months of payments!

whatever,

thanks x

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Grumpymoo

 

HSBC, A/C 61225669, 40-02-50

Plus you will need your account number to hand.

Just a quick note to anyone paying welcome....

Never ever pay them by card!!! If you need to make extra payments, just increase the standing order for 1 month. its free to do and you always have complete control of how much you pay them.

Also, they will never take you to court if you pay this way regularly, even if you are not paying the full amount! A court will see this as your willingness to pay something. in the eyes of the court that's all it will amount to for anyone having trouble paying.

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Joined forces with a major high street lender

 

Now you think that would be something they would be dying to release to LSE and their stakeholders.....

 

.....funny that you can only here the tumbleweed out of their press office at the minute.

 

Whats the countdown looking like post 8 days??

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who is this high street lender

 

not Barclay's as they have dumped all there stock

 

rbs would not be foolish enough to put more money into this turkey

 

 

might be the local cash converters

 

8 days and counting

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hi post "just a quick one"

 

when a creditor terminates your agreement (aug 2007) am i right in thinking that both parties are relieved of their contractual responsibilities, also two years later (i am still in possession of the vehicle) does the creditor still have a right to send out repo agents to repo the vehicle due to the arrears that have accumilated between (aug 2007 termination) upto the present day:confused:

 

cab

Cab1ne-Lombard-Shoosmiths **Claim Recieved**

http://www.consumeractiongroup.co.uk/forum/showthread.php?181761-Cab1ne-Lombard-Shoosmiths-**Claim-Recieved**/page25

Summary Judgement 01/02/2011 **REFUSED** set for trial "May 23rd To June 30th 2011"

DISCONTINUED 3rd MAY 2011 **WON**

 

santander" Responsible Lending!!!!!!!

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?219431-quot-santander-quot-Responsible-Lending!!!!!!!

 

Capquest "V" Cab1ne

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?262962-Capquest-quot-V-quot-Cab1ne

 

"STAYED"

 

CAB "Sittin Tight"

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