Jump to content


Welcome Finance - This company needs to be banned.


tightbum
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3677 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

OH just given Welcome some grief on the phone both phones ringing at same time, infact 6 times in ten mins have they nothing better to do, all i want from them is to say when they are coming to pick the car up, is it too little to ask.................

Link to post
Share on other sites

  • Replies 9.6k
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Posted Images

just pulled this off lse:D

 

I worked for Welcome briefly and I have to say it is the poorest company I have ever worked for. The quality of the management through to the staff in the local branches was incredible, the majority are no more qualified to deal with peoples finances than a shelf stacker in Tesco (no disrespect). The share price was always false and inflated by poor / fraudulent accounting and misguided staff taking share options. I left of my own accord and am not bitter but it was a real eye opener. The Managers in my branch lent money irresponsibly, some of the foreign applicants couldn't even read english they joked, they always achieved their monthly lending target, took their monthly bonus but unlike others didn't buy shares........ How wise they look now or did they always know....

 

This is a lesson to any who buys stocks & shares......... I for one will not be buying Shares now or Ever. The company will continue collecting until the Consortium of Banks get back as much as they can hope to and then wind it up. Good luck to those involved, you bought in good faith and it's not your fault.

Link to post
Share on other sites

Iain, you are right we should be near the end of our agreement but when my husband when into the local branch a year after getting the car and asked for them to take the mecahnical break down etc off they reduced his monthly payments and streched it out to 84 months. I didnt know this untill i looked at the contract this week. Plus the car was written off in an accident a year ago, we have continued to pay the monthly payments.

Before they rang we were in writing them a letter to ask how much we actually owe.

They rang a second time at 5pm. Its the branch in colchester that keeps ringing, we have moved since.

Link to post
Share on other sites

I intend to take this further! The adjudicator even referred to WFS as a bank, since when? :confused:

 

I've sent a quick email to let him know I am not happy with the report, considering it's been 6 months since I initially made the complaint, and that I would like them to look at the issue I complained about and not for a lecture about repaying WFS.

 

Hi Sol - this differs slightly from another FOS adjudication I have seen on this - in that one they basically said whilst the agreement may be unenforcable the FOS cannot give such a judgement and to do so it would have to be taken to court......I would take them up on that - it seems they are aware this is wrong but it is not within the FOS remit to say you don't have to repay and thats why they are advising court.

Link to post
Share on other sites

Hello Sparky, you will be better off sending your SAR to Compliance:

Compliance Department

Welcome Finance

Mere Way

Ruddington Fields Business Park

Ruddington

Nottingham

NG11 6NZ

  1. You're more likely to get a (sensible) response from them;
  2. They will still be there even if your local branch closes.

Don't forgot all the normal advice, postal order, print don't sign your name, send recorded.

 

 

 

EBOY gave a list in this post, but I don't know where the list came from.

http://www.consumeractiongroup.co.uk/forum/show-post/post-2403980.html

 

Well I sent of for SAR to Nottingham in June and still Waiting!:mad:

Link to post
Share on other sites

Well I sent of for SAR to Nottingham in June and still Waiting!:mad:

well as thats past 40 day period surely u have a right to stop paying them till they send you what you requested, im not sure but im sure someone here can advise you on that, good luck hope welcome rot xxxx

Link to post
Share on other sites

well as thats past 40 day period surely u have a right to stop paying them till they send you what you requested, im not sure but im sure someone here can advise you on that, good luck hope welcome rot xxxx

 

Mines a night mare havn't paid since Feb as I am now unemployed with mis sold PPI.. etc etc:(

Link to post
Share on other sites

Hi Andie 303 & Postggj,

 

Some time back, I mentioned about approaching BBC 1's " Watchdog " about Welscum.

 

http://www.bbc.co.uk/watchdog/gotastory/

 

Have you had any more thoughts on the matter?

 

Anne Robinson is returning to the programme and she is formidable.

 

http://en.wikipedia.org/wiki/Anne_Robinson

 

I used to know Roger Cook of " The Cook Report " back in the 70's and they are of the same ilk.

 

http://en.wikipedia.org/wiki/Roger_Cook_(journalist)

 

Also I see that some ex-employees of Welscum are coming on here so apart from our side of things, they could be very useful to support us with a lot of inside information.

 

I am very keen to approach the Beeb now.

 

Please let me know a.s.a.p.

 

Take care

 

Voda

 

 

 

Remember Guys,

 

We are dealing with LOAN SHARKS to all intents and purposes, so expect LOAN SHARK TREATMENT from WELSCUM.

 

Can't wait to see all the lousy staff on the dole.

 

Tee Hee

 

Voda

Edited by Voda
Link to post
Share on other sites

well as thats past 40 day period surely u have a right to stop paying them till they send you what you requested, im not sure but im sure someone here can advise you on that...

 

Just to make it clear you cannot stop paying/put the account into dispute for non-compliance with a SAR, that can only be done for a CCA request.

 

You have two options over the SAR. The first is a report to the Information Commissioners Office (which I am led to believe is about as toothless as many of the other regulators) or go to court to get an order forcing them to comply.

Link to post
Share on other sites

I could do with some help with Welcome too.

 

In 2003 I took a car from Welcome Finance and, to cut a long story short, I lost my job and PPI wouldn't pay out. Welcome repossessed the car and are still demanding the full balance, which has now escalated to £8500!!!

 

When I took the car I thought the application was shoddy but I desperately needed a car. I had travelled over an hour to their office and didn't have the paperwork they needed (which they had wrongly informed me on the phone) so they 'created' it themselves to get the application through. What a joke!! I have been trying to get hold of them to get copies of the agreement and ID provided so that I can look into it properly but no-one will help me. I have been writing and emailing and can't get hold of anyone who can help.

 

Does anyone know where I stand with this please? Can they repossess the car, in perfect condition, and still demand I pay the full balance?? Does my application still stand if they forged some of the documents??

 

Help!!

Link to post
Share on other sites

Welcome (sic) allgold30

 

Can you start a new thread, it will be easier for people to help.

 

On the face of it, you appear to have been treated outragiously, so nothing new there.

When you start your thread can you also mention:

how long you had been paying for?

what paperwork did you receive from welcome prior to the repo?

Where did you write to and did you use an "official" demand (CCA/SAR etc.)?

Did they say why the PPI wouldn't pay?

 

There wil be plenty of more questions but these should get the ball rolling

 

T2

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3677 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...