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Welcome Finance - This company needs to be banned.


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There will be more news this month. It's actually a good opportunity for thos who loans are finished but were missold insurances etc to get claims in. Indeed everyone should be claiming back PPI because they will get it back.

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Morning all, just to let you know the little loves have just rung me, wanted to know what i thought of their amazing offer to bring my account to a close and if im going to pay it.....soooo i first of all informed him that he really shouldnt be phoning me as it is all now in the hands of a solicitor, and isnt it funny that now im fighting back against the scumbags who have made my life a misery for the last two n bit years, you are starting to be ultra nice to me. He didnt take to nicely to the fact that even if i was dealing with it i still wouldnt cough up as im going to take them to court if required,."you'll be hearing from me soon goodbye" :D

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Im on day 24 now since sending my letter demandng my refund for the PPI rubbish. Just thinking if I should ring them or not and pester them, I mean they've done it to me enough over the years....calling me a week before my payment is due, asking if they can have my card details and keep them in their safe so they can take the payment on the due day....

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oh and did I mention that the cheeky beggars told me in april that my agreement had ended, but i owed them 1000 worth of charges......... and that if I didnt pay my monthly amount that would imply an attachment of earnings?

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Hi Sol

 

They're a laugh ain't they. I asked Cohens if Lewis Group actually instructed them to prepare court papers or if they just used a template letter to threaten me and apparently they have now closed their file....tut, is that all the fight I'm gonna get lol

 

Lewis Group tell me they are closing their file also. Oh really? I ain't letting them off that easy.

 

Lol I never thought of asking them that! They did give up quite easily, perhaps the DCAs are a bit cautious just now with the Dispatches programme on Monday?

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oh and did I mention that the cheeky beggars told me in april that my agreement had ended, but i owed them 1000 worth of charges......... and that if I didnt pay my monthly amount that would imply an attachment of earnings?

 

Not a surprise at all :rolleyes: - Its what we come to expect fro Welcome. Would be more surprised if they didnt say something like that !! Nice to know they are still true to form - hopefully not for much longer though !!:lol:

Forsure

 

** One woman crusade against the rip off lenders ! **

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Lol I never thought of asking them that! They did give up quite easily, perhaps the DCAs are a bit cautious just now with the Dispatches programme on Monday?

 

Why whats on Monday Sol ??

Forsure

 

** One woman crusade against the rip off lenders ! **

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Just spent about 35 minutes getting passed from local branch, to customer service center(?), to another place, spoke to some woman who didnt have a clue, then spoke to the office where my complaint letter had ended up, they had no record of it, although the branch give me the dates they forwarded it etc. Just spoken to the guy in our local branch, and he's gonna fax a copy to the bloke I spoke to up north somewhere. Felt slightly guilty having a go at the people in the local branch cos they've always been okish, then thought of the grief this situation has caused me over the years!

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Yeah and lets not forget Andie 303...

 

Aint heard from him for over a week?

 

HER!!!

 

And I've been on holiday....and splitting up with my partner so not a good week all in all!! :(

 

Need some good news to cheer me up so just going through the thread to see what I've missed :)

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HER!!!

 

And I've been on holiday....and splitting up with my partner so not a good week all in all!! :(

 

Need some good news to cheer me up so just going through the thread to see what I've missed :)

 

Glad to have you back! Done the splitting up thing myself too recently....is it a full moon or something? Hope you're ok :)

 

Cagger rrfcfan is in court with them today, asked for a disclosure of full PPI docs ages ago and they still haven't supplied them (shock lol), so bets are on they don't turn up today :lol:

 

My signature also seems to have disappeared!

Dipply75

 

I am in no way a legal advisor and only speak from my own experiences and the helpful advice of those in the same boat! :p

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HER!!!

 

And I've been on holiday....and splitting up with my partner so not a good week all in all!! :(

 

Need some good news to cheer me up so just going through the thread to see what I've missed :)

 

Sorry didn't realise, me being a newbie and all...

 

Hope things get better...

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on a lighter side

 

we all know rrfcan is in court today ref welcome

 

we have been waiting for this as specific docs were requested by the judge

ime talking of commission and underwriting sheets

 

welcome will not allow these to be shown so the cagger will have won

 

the last cagger, prudence who got a disclosure order, welcome withdrew the claim

 

interesting on what happens today for all you caggers still fighting welcome on the ppi front

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dipply

 

still see you lurking in the back round waiting to pounce

 

interesting what happens in court

dont you think

 

we have been waiting for this for a long time

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Hi Postggj

 

I have a cold beer on no-one turning up today.

 

Still here, and fighting (quietly ;)). Life has been a bit 'radio rental' for a while now so cannot get n too much, and am researching as much as poss for my fight. Also got goings on with RBS, along the same lines as a certain Paul Walton (eager for his update also!)

 

Avoiding the essentials today, doign some cagging, get my fix lol.

 

Just wondering, 6 months till their times up again...I wonder just how many dodgy records/proof can be lost in that time, alledgedly! (accusation? don't know what you're on about 'gov, no paperwork here about that :p)

Dipply75

 

I am in no way a legal advisor and only speak from my own experiences and the helpful advice of those in the same boat! :p

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I dont know whatt Welcom are up to, but with reference to my post yesterday, I have just had the FOS onto me by phone and e-mail. They have said that at long last Welcome have decided to refund the rest of my PPI claim. FOS have basically said ( and I got the guy to fax me the letter as proof as Ive not received it ), that they have recommended certain guidelines to be followed by Welcome and also ordered them to pay me compo on top as well. As I am in work I cannot scan onto they forum :mad: but I will type up the letter I have received from the FOS as apparently Welcome have reviewed a number of cases that they have decided to rectify this way...............Here Goes !!!

 

 

Dear Miss .........

 

Your complaint about Welcome Financial Services Ltd

I am writing to you about the latest position of your complaint concerning the payment protection insurance ( PPI ) policy you took out with Welcome Financial Services Limited.

 

I am pleased to be able to let you know that following our intervention, Welcome Financial Services Limited have agreed to make an offer to you. I consider the offer is in line with our guidance and is appropriate given the circumstances of your complaint. I am therefore writing to explain the terms of the offer.

 

( Then it goes into how my PPI policy will be cancelled blah blah blah )

The settlement of your complaint will be calculated by taking into account the type of PPI policy or policies you have - and whether or not there is still a loan in force. We have set out our typical approach to redress in a factsheet at the end of this letter.

 

Welcome Financial Services limited offer also includes £200.00 compensation for any distress and inconvenience you may have been caused and this in my view is appropriate given the circumstances of your complaint.

 

If you would like to accept this offer please sign and return the enclosed settlement form to us by 28th July 2009. We will then pass the form to Welcome Financial Services Limited so it can finalise the detaisl of their settlement with you. I think it is helpful if I let you know that Welcome Financial Services has told us that it may take up to eight weeks from the date it received your acceptance to the date it can make payment to you. If you have not heard within that time, please contact Welcome on 0845 618 7804 and it will be able to provide you with an update. if you have any concerns about these arrangements or have not heard from Welcome about the settlement within 2 months or so, please contact us directly at that stage.

 

Then alot more blah blah blah about their enclosed leaflets etc etc.

Can I ask anyones opinion on this ? Has anyone else has this ?

 

Thanks !! :D

Forsure

 

** One woman crusade against the rip off lenders ! **

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Please note that this topic has not had any new posts for the last 3304 days.

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