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    • Our price is the same all day, but varies day to day. Yes there's a risk of high prices but it has never gone above SVR any time since I signed up. Last 30 days average 17.67p/kWh, max 20.67 and lowest was 11.83.  It saved just under £300 during 2023.  
    • It you had E7 in the past but have converted to single rate then the meter will still hold the last recorded Night readings. This introduces scope for error when manually reading. If the meter has only ever been used on single rate then there's only one figure that can be taken. For example ours shows "Rate 1" reading and a "Total import" reading, but they both give the sme figure. If it has ever been on E7 the total will be higher, including the retained night reading.
    • okay, perfect and thank you so much for the help once again. so firstly i am going to initiate the breathing space, during this time it's likely ill receive a default. when i receive the default are you aware of how long it will take for me to know whether the OC have sold it off to DCAs? Once it's with the DCAs i do not need to worry as they cannot issue a CCJ only the OCs can Even if i decide to come an arrangement with the DCAs no point as the default will remain for 6 years paid or not paid I should only consider repayment if the OC still won the debt and then issue a CCJ? Just to confirm the default will not be seen after 6 years? No one can tell I had one then after 6 years ill be all good?
    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
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Welcome Finance - This company needs to be banned.


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Also forgot to mention that Welcome have told me I will have to sign a new loan agreement before they will pay out told them they have not a chance in hell and they said they will not be paying out the insurances if I refuse.

this has to be wrong they break the law then admit breaking the law and then decide how they will be punished what a system.

jdene

 

They're talking crap. They have to pay this out if it is ruled in your favour.

 

My experience with the FOS is similar to yours. I made a complaint about the interest on the Acceptance Fee to find out once and for all if this could be added. I made my initial complaint in February and I am not awaiting an ombudsman to take over my case as the adjudicator simply rhymed off borrowing and repaying loans regardless of what the legalities are. :mad:

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:lol::lol::lol:..... I wonder how much they pay.....:D

 

maybe you could apply for it and find out :rolleyes:

 

I even hate to think that anyone would dare work for these muppets.

DPA request 08/02/2006

Ist money back request letter send 03/04/2006

2nd letter send 20/04/2006 - no reply

Filed claim @court for £1952.00 on 17/05/2006

Halifax paid up £1952.00 26/05/2006

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The long awaited and clearly apparent news has arrived. Welcome will be collecting out the loans. Not offering any new loans to existing or new customers. They reckon it will take 2-3 years to collect what remains. My guess would be it will not even take 2 years.

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Where have you found that EBOY? Is it following today's shareholder meeting?

 

The long awaited and clearly apparent news has arrived. Welcome will be collecting out the loans...

That, presumably, would be where they are in possession of a properly executed agreement?

 

Also, a fair number of people are going to have agreements (possibly secured) up to as long as 300 months.

Edited by IainHL
An extra "u" crept into presumably. Then added an extra bit about long agreements.
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where is this cattles board id like a read ;)

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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i dont blame the shareholders at all. at the end of they day they are getting nothing so why the hell should the banks get anything? Havent the banks had enough of our hard earnt cash already. Seeing as we all own most of the banks these days, lets petition the RBS to let them sink without a trace!!!

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