Welcome Finance - This company needs to be banned.

[scarborosmoggy]

I've just had a letter from welcome telling me my branch (hull) has closed and my nearest branch is now nottingham.

 

I always thought Scarborough was closer to Hull than Nottingham.

[postggj]

well well

seven guests

 

anything on the wire

[T2upNorth]

All I can find so far:

 

Cattles pins its hopes on standstill deal - Yorkshire Post

[grumpymoo]

I wonder how much WF will 'Charge' us for sending out these letters informing us of the branch closures!

 

 

haha i got a letter saying we are charging you £10 for the cost of sending you this letter and they posted it with a 2nd class stamp so tempted to pay them 30p ish or whatever a 2nd class stamp costs!

[postggj]

10 Guests Now

 

Whats Going On

 

Ime Watching The Rns Server Now

[JonCris]

Does anyone think some of these 'unidentifiable' guests might be sexual deviants:eek:

[082stewie]

Does anyone think some of these 'unidentifiable' guests might be sexual deviants:eek:

Damm that would be interesting!!! Getting turned on by Welcome Finance must be the worst fettish ever!

[Housemonkey]

£2.4 billion!!!!!!

[postggj]

Whats That

 

2.4 Billion

[sparky321]

i bought car from yes car credit in 2003 had to refinance twice since then started off owing them 12 grand 6 years on and we still owe them like 10 grand after paying 260 a month for years. they have lowered the payments after refinancing but because theren is arrears on the account all the money we pay them just goes on phone call charges and letters (which we dont get) and something called capitalisation wotever that is.

the car is only worth like 1 thousand now (if that) 5 kids in it have taken its toll lol. The welcome branch never has the same staff more than a few weeks so we never get same info. Im thinkin of offering them 500 quid settlement coz thats all they would get for it at auction. do you think they will accept this lol. Over 6 years we have probably paid for the car twice over and im getting fed up payin for something that isnt bringing the bill down at all. The guy who deals with our account calls us daily and visits our home asking if we want to surrender the car but i dont see why we should. we could have bought a porsche with the amouint of cash they have had off us. I HATE THEM. We should have made car payment last friday but we told the guy we were skint so he has to wait till next week, he said the payment has to be on the account before the last day of every month or he doesnt get his commission, boo hoo i ran to get a tissue to dry my eyes, how sah hee hee xx love this thread u are all bloody brilliant xxxxxxx

[lady golfer]

Hi,hope you are all well. Would like a wee bit of advice please. Have written to head office requesting under s77 of the Consumer Credt Act, a copy of my the agreement, did this beginning of August`09.The reply in writing on 11th August `09 I received from head office,I quote was as follows."At the current time,we are only able to partially fulfil your request and are not able to provide you with a copy ot your agreement. We appreciate that we should be providing a copy of your agreement,I do apologise that we have not been ableto fulfil this request." I phoned head office and asked for an expalation regarding this issue and they told me that i must have written to the wrong office,even though the number i called was the number on the letter that they had just sent me. She told me that it would not be a problem and i would receive my agreement as requested within 5 working days from our telephone conversation which was 31 August`09. I am still awaiting my agreement to date! I have not made any payment tothis company in 3months now.

[sparky321]

ps. hope the guests on here are from welscummy finance coz iv got great news. jobsearch are advertising for volunteers to pick up dog poop from local streets. just a thought, coz dirty jobs are your thing arent they hahahahahaha.

[postggj]

Does Not Matter Which Dept Got Your Cca Request

As Long As They Got It

 

Well And Truly In Dispute

 

Makes You Think How Meny Agreements Have Been Lost And The Total Disregard For The Dpa

[postggj]

Made A Few Phone Calls

 

Sorry Mr P

No Hints On That One

 

The Prob Cattles Have Is The Only Part Of The Empire That Made Any Money Was

 

Cattles Invoice Finance

 

Now That Is Gone , Cattles Are Making A Loss, Every Day

 

Forget D4equity

 

They Have No Equity

 

Whats Happening Is The Auditors Are In Big Trouble When Cattles Goes Tits Up

 

The Bond Holders Will Have A Claim On The Auditors

[sparky321]

hi postgg can i say i have been reading your posts for a long time and have to say you are fab. can i ask do you think i should give up my car or hang it out in the hope of the welscum going down. i posted my situation a few minutes ago, bought car from yes car credit 6 yrs ago finance is with welscum. car is worth next to nothing now yet still 10 grand owed on it after all these years. not sure wot to do. any advice hun? thanx xxxxxxxxxxxxxxx

[lady golfer]

do you wreckon i should hang fire with my payments as my partner keeps hounding me to pay them. He keeps telling me that interest is building up and up and if they do go bust someone else will take over the debt?

[sparky321]

lady golfer i think your partner is right coz thats how we owe 10 grand after 6 years of paying them thousands coz of late payments. we borrowed 12 grand so it shows how they stitch u up if u r late payin. im at a point where i dont give a s..t anymore coz my car is almost looking like the flintstones car now lol xx

[lady golfer]

ps. hope the guests on here are from welscummy finance coz iv got great news. jobsearch are advertising for volunteers to pick up dog poop from local streets. just a thought, coz dirty jobs are your thing arent they hahahahahaha.

as they are unable to give me a copy of my agreement do they actually have my agreement surely if not then it all becomes nil and void?

[T2upNorth]

as they are unable to give me a copy of my agreement do they actually have my agreement surely if not then it all becomes nil and void?

 

 

No agreement = unenforceable agreement = no agreement......

 

You can send the account in dispute letter now and legally withold payments until they remedy their breach

[lady golfer]

Hi, couldyou please explain how i would go about doing that please?

[emmilou1]

and I think while its in dispute they cant add interest

[traz39]

what 2.4 billion post any ideas

[postggj]

I Have No Idea On 2.4 Billion

 

My Source Tells Me Its 1.7 Billion

 

Ladygolfer

 

Ill Do You A Template In A Mo

[andie_303]

hey eveyone - really busy at the moment so not having time to spend on here like I used to but just wanted some clarification on something that is in the back of my mind....

 

How long til the LSE kicks Cattles off permanantly for non-production of accounts and de-listed shares??

 

Is it 6 months?

[postggj]

LADY GOLFER

 

SEND THIS WITH A £1 POSTEL ORDER AND REMEMBER, RECORDED DELIEVERY

 

http://www.consumerforums.com/resources/templates-library/86-debt-collectors/581-cca-request-letter

 

SEND TO

 

WELCOME FINANCIAL SERVICES

COMPLIANCE

RUDDINGTON FIELDS BUSINESS PARK

RUDDINGTON

NOTTINGHAM

NG11 6NZ

 

THEY HAVE 12 PLUS 2 DAYS TO SEND YOUR AGREEMENT

 

NO AGREEMENT

NO DEBT