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    • Massive issues from Scottish Power I wonder if someone could advise next steps. Tennant moved out I changed the electric into my name I was out the country at the time so I hadn't been to the flat. During sign up process they tried to hijack my gas supply as well which I made it clear I didn't want duel fuel from them but they still went ahead with it. Phoned them up again. a few days later telling them to make sure they stopped it but they said too late ? had to get my current supplier to cancel it. Paid £50 online to ensure there was money covering standing charges etc eventually got to the flat no power. Phoned Scottish Power 40 minutes to get through they state I have a pay as you go meter and that they had set me up on a credit account so they need to send an engineer out which they will pass my details onto. Phone called from engineer asking questions , found out the float is vacant so not an emergency so I have to speak to Scottish Power again. Spoke with the original person from Scottish Power who admitted a mistake (I had told her it was vacant) and now states that it will take 4 weeks to get an appointment but if I want to raise a complaint they will contact me in 48 hours and it will be looked at quicker. Raised a complaint , complaints emailed me within 24 hours to say it will take 7 days till he speaks with me. All I want is power in the property would I be better switching over to EON who supply the gas surely they could sort it out quicker? One thing is for sure I will never bother with Scottish Power ever again.    
    • Hi. Please don't follow McD's advice to contact Met to appeal. They won't listen and you could end up giving them helpful information. HB
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    • who gave you the NTH? who was it sent to? thread title updated dx  
    • blimey CAG gave all that FREE help over +6mts and +100 posts and they never even bothered to comeback...
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Welcome Finance - This company needs to be banned.


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are you saying that they have secured the loan on property?

 

send this to compliance by recorded delievery

enclose a copy of the last recorded slip

 

welcome are very deviouse, thats all i am going to say as not to be cagbooted

 

contact the land registry on line to see if any interest has been put against your house

 

i think its about 8 quid

 

LETTER BEFORE ACTION

Section 7 – Data Protection Act 1998

 

Dear Sir/Madam

 

Account: xxxxxxxx

 

You have failed to comply with my Data Protection Act Subject Access Request dated (Insert Date).

 

If you do not comply within the next 7 days I shall seek a Court order obliging you to do so together with damages at the discretion of the Court and without any further notice.

 

 

Yours faithfully

 

 

 

 

 

[name]

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Sorry to be so dumb....but for those of us who are not in the know, what has happened in court Andie ? Dont understand why they just dont give you your refund, especially as you have alot of incrimating evidence against them. They dont seem to comprehend the seriousness of the situation obviously, or Mr P would not have turned up in his £9.99 primark suit :lol:

Forsure

 

** One woman crusade against the rip off lenders ! **

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This Is Interesting

 

Are The Goverment Going To Pull The Plug

 

Remember The Goverment Is Skint And Its Not Getting Any Better

 

We Are Talking 1.5 Billion

 

The Banks Might Just Pick The Bones Dry On Cattles

 

This Is Now Goverment Money Going Into Rbs

 

Just Thinking Out Loud

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This Is Interesting

 

Are The Goverment Going To Pull The Plug

 

Remember The Goverment Is Skint And Its Not Getting Any Better

 

We Are Talking 1.5 Billion

 

The Banks Might Just Pick The Bones Dry On Cattles

 

This Is Now Goverment Money Going Into Rbs

 

Just Thinking Out Loud

what will happen if they do post

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Cattles Will Be No More

Shop A Check And Welcome Financial Services Will Be No More

 

All Outstanding Agreements Will Be Bundled Togeather And Sold For Peanuts To Speculators Who Will Sell It On And On

 

Prob End Up With Some Low Life Like Provident Owning The Accounts

 

Pure Guess Work This

 

Just My Own Opinion

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Look At This Way

 

They Will Have Great Dificulty Selling These Accounts

 

Every Body Knows There Are Going To Be Mass Claims On Miss Selling Of Ppi Etc

 

Thats Why Cattles Are In So Much Trouble

 

Nobody Wants To Touch Them

 

Would You Buy These Accounts Knowing It Would Be Just Burning Money

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Sorry to be so dumb....but for those of us who are not in the know, what has happened in court Andie ? Dont understand why they just dont give you your refund, especially as you have alot of incrimating evidence against them. They dont seem to comprehend the seriousness of the situation obviously, or Mr P would not have turned up in his £9.99 primark suit :lol:

 

Forsure - because they quite frankly are fu**ing stupid!!

 

They haven't got a clue - they think I have no idea what I'm doing - and they can continue like that.

 

To UNDERestimate me is to OVERestimate yourself

 

Not good - believe me! :D

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Correct - they aren't gonna know what has hit them!

 

More than one thing coming out in the wash - lots of behind the scenes proof gathering - curtesey of a very helpful ex-welcome employee - will be interesting to see if their court docs for the next round match what I already have - or whether it's the typical Welcome lets make it up job :)

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I have just had my case against Welcome accepted by a barrister for te PPI. Had a car loan with PPI, then they approached us with a secured loan and repaid the car loan. Never given settlement figures for the car or any rebate for the PPI on car, (only 9 months into agreement) but sold another lot with this loan. The legal team have taken 18 months to get this far, and had to wait for the barrister to give his decision as to wether he believed he had a case on a Conditional Fee Agreement basis against them.

 

I have other issues that the barrister has not mentioned as looking into but, The loan was £25k plus PPI but on consumer credit act 1974 agreement. Been told anything over 25k not covered under this agreement, and also sold PPI on a 180 month loan which only covers you for 60 months. If we knew this we would never have taken it out. The policy document also arrived after the first month payment was taken out so outside the 30 days. Loan in husbands name and PPI, however both had to sign the land registry charge. But, explained at the time that the mortgage lender does not allow second mortgages and they said they had a way around it!

 

I am hoping that the barrister may look at the enforceability issue on this loan and question more than the PPI, but let's see otherwise its back to the drawing board.

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Well today I got my final attempt to pay letter.

 

They said they have written to me 3 times (local office?) They want me to contact them within 5 days, they will "listen sympathetically to any problem that I may have"

 

If they don't hear from me, they will consider LEGAL action, there letter is dated 8th May received today 13th May:confused:

 

Never mind they have not sent my reply to my CCA Request.

 

Balance differs from my Credit report to Letter Balance.

 

Ignored me, when I sent a letter for missold PPI?

 

They certainly will here from me!!

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Thanks

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