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    • How much of the documentation have you seen from when probate was obtained? And do you have a copy of the original will? I can't remember. My thought about you making the decision on your own to go with another lawyer is that three of you are meant to be beneficiaries of this will trust, aren't you? Normally you would need to act together. HB
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    • Hi guys, I am about to file my defence via email as cannot log in to the claim anymore.  Can you please advise if I can paste below and if it's good to go for now, or should I add anything else in?  Thanks!  The Defendant contends that the particulars of claim are vague and generic in nature which fails to comply with CPR 16.4.  The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made.  1.  The Defendant is the recorded keeper of vehicle xxxx xxx.  2.  It is denied that the Defendant entered into a contract with the Claimant - Parking Eye LTD.  3.  As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance.  The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.  Accordingly, it is denied that the Claimant has authority to bring this claim.   4.  In any case it is denied that the Defendant broke the terms of a contract with the Claimant.  5.  The Claimant is attempting double recovery by adding an additional sum not included in the original offer.   6.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.
    • Getting onto the ladder: The first-time buyer conundrumView the full article
    • Ooops - one to many also s..... my draft reply should read as:  Thank you for your response Mr Schnur  I set out my position quite clearly in my letter of claim and nothing has changed. Your insurance requirement is unlawful and is contrary to section 57 of the Consumer Rights Act, and also section 72 of the same statute. I would also refer you to the outcomes in PENCHEV v P2G (225MC852) and SMIRNOVS v P2G (27MC729).  My deadline for action - 1 May 2024 - still stands, and if P2G wish to avoid the addition of court costs and interest to my claim, you may wish to respond positively before that date.
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Welcome Finance - This company needs to be banned.


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are you saying that they have secured the loan on property?

 

send this to compliance by recorded delievery

enclose a copy of the last recorded slip

 

welcome are very deviouse, thats all i am going to say as not to be cagbooted

 

contact the land registry on line to see if any interest has been put against your house

 

i think its about 8 quid

 

LETTER BEFORE ACTION

Section 7 – Data Protection Act 1998

 

Dear Sir/Madam

 

Account: xxxxxxxx

 

You have failed to comply with my Data Protection Act Subject Access Request dated (Insert Date).

 

If you do not comply within the next 7 days I shall seek a Court order obliging you to do so together with damages at the discretion of the Court and without any further notice.

 

 

Yours faithfully

 

 

 

 

 

[name]

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Sorry to be so dumb....but for those of us who are not in the know, what has happened in court Andie ? Dont understand why they just dont give you your refund, especially as you have alot of incrimating evidence against them. They dont seem to comprehend the seriousness of the situation obviously, or Mr P would not have turned up in his £9.99 primark suit :lol:

Forsure

 

** One woman crusade against the rip off lenders ! **

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This Is Interesting

 

Are The Goverment Going To Pull The Plug

 

Remember The Goverment Is Skint And Its Not Getting Any Better

 

We Are Talking 1.5 Billion

 

The Banks Might Just Pick The Bones Dry On Cattles

 

This Is Now Goverment Money Going Into Rbs

 

Just Thinking Out Loud

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This Is Interesting

 

Are The Goverment Going To Pull The Plug

 

Remember The Goverment Is Skint And Its Not Getting Any Better

 

We Are Talking 1.5 Billion

 

The Banks Might Just Pick The Bones Dry On Cattles

 

This Is Now Goverment Money Going Into Rbs

 

Just Thinking Out Loud

what will happen if they do post

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Cattles Will Be No More

Shop A Check And Welcome Financial Services Will Be No More

 

All Outstanding Agreements Will Be Bundled Togeather And Sold For Peanuts To Speculators Who Will Sell It On And On

 

Prob End Up With Some Low Life Like Provident Owning The Accounts

 

Pure Guess Work This

 

Just My Own Opinion

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Look At This Way

 

They Will Have Great Dificulty Selling These Accounts

 

Every Body Knows There Are Going To Be Mass Claims On Miss Selling Of Ppi Etc

 

Thats Why Cattles Are In So Much Trouble

 

Nobody Wants To Touch Them

 

Would You Buy These Accounts Knowing It Would Be Just Burning Money

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Sorry to be so dumb....but for those of us who are not in the know, what has happened in court Andie ? Dont understand why they just dont give you your refund, especially as you have alot of incrimating evidence against them. They dont seem to comprehend the seriousness of the situation obviously, or Mr P would not have turned up in his £9.99 primark suit :lol:

 

Forsure - because they quite frankly are fu**ing stupid!!

 

They haven't got a clue - they think I have no idea what I'm doing - and they can continue like that.

 

To UNDERestimate me is to OVERestimate yourself

 

Not good - believe me! :D

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Correct - they aren't gonna know what has hit them!

 

More than one thing coming out in the wash - lots of behind the scenes proof gathering - curtesey of a very helpful ex-welcome employee - will be interesting to see if their court docs for the next round match what I already have - or whether it's the typical Welcome lets make it up job :)

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I have just had my case against Welcome accepted by a barrister for te PPI. Had a car loan with PPI, then they approached us with a secured loan and repaid the car loan. Never given settlement figures for the car or any rebate for the PPI on car, (only 9 months into agreement) but sold another lot with this loan. The legal team have taken 18 months to get this far, and had to wait for the barrister to give his decision as to wether he believed he had a case on a Conditional Fee Agreement basis against them.

 

I have other issues that the barrister has not mentioned as looking into but, The loan was £25k plus PPI but on consumer credit act 1974 agreement. Been told anything over 25k not covered under this agreement, and also sold PPI on a 180 month loan which only covers you for 60 months. If we knew this we would never have taken it out. The policy document also arrived after the first month payment was taken out so outside the 30 days. Loan in husbands name and PPI, however both had to sign the land registry charge. But, explained at the time that the mortgage lender does not allow second mortgages and they said they had a way around it!

 

I am hoping that the barrister may look at the enforceability issue on this loan and question more than the PPI, but let's see otherwise its back to the drawing board.

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Well today I got my final attempt to pay letter.

 

They said they have written to me 3 times (local office?) They want me to contact them within 5 days, they will "listen sympathetically to any problem that I may have"

 

If they don't hear from me, they will consider LEGAL action, there letter is dated 8th May received today 13th May:confused:

 

Never mind they have not sent my reply to my CCA Request.

 

Balance differs from my Credit report to Letter Balance.

 

Ignored me, when I sent a letter for missold PPI?

 

They certainly will here from me!!

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