Welcome Finance - This company needs to be banned.

[donnymac]

are you saying that they have secured the loan on property?

[postggj]

are you saying that they have secured the loan on property?

 

send this to compliance by recorded delievery

enclose a copy of the last recorded slip

 

welcome are very deviouse, thats all i am going to say as not to be cagbooted

 

contact the land registry on line to see if any interest has been put against your house

 

i think its about 8 quid

 

LETTER BEFORE ACTION

Section 7 – Data Protection Act 1998

 

Dear Sir/Madam

 

Account: xxxxxxxx

 

You have failed to comply with my Data Protection Act Subject Access Request dated (Insert Date).

 

If you do not comply within the next 7 days I shall seek a Court order obliging you to do so together with damages at the discretion of the Court and without any further notice.

 

 

Yours faithfully

 

 

 

 

 

[name]

[donnymac]

ok say no more, will check it out, would be interesting as i dont own my home.

thanks again for the letter, will send that off.

should i sent a copy to my local department also?

[Forsure]

Sorry to be so dumb....but for those of us who are not in the know, what has happened in court Andie ? Dont understand why they just dont give you your refund, especially as you have alot of incrimating evidence against them. They dont seem to comprehend the seriousness of the situation obviously, or Mr P would not have turned up in his £9.99 primark suit

[donnymac]

oi dont knock primark, lol

[postggj]

donny

 

dont deal with welcome local office

all correspondents go in the bin

 

SEND TO COMPLIANCE IN NOTTINGHAM BY RECORDED DELIEVERY

[donnymac]

will do post,

thanks

[rob20042513]

I have an unsecured personal account with welscum finance just wondered can i claim back the absurd charges that they have added, if so can you give me a templte to use

 

thanks

rob:roll:

[Millymo]

some info from lse Cattles crisis prompts talks between RBS and Treasury - Yorkshire Post

[postggj]

This Is Interesting

 

Are The Goverment Going To Pull The Plug

 

Remember The Goverment Is Skint And Its Not Getting Any Better

 

We Are Talking 1.5 Billion

 

The Banks Might Just Pick The Bones Dry On Cattles

 

This Is Now Goverment Money Going Into Rbs

 

Just Thinking Out Loud

[rob20042513]

any help for my above post please!!!!!!!

 

thanks

[postggj]

Start Your Own Thread Rob As Not To Confuse

Hear To Help

[rob20042513]

ok thanks, sorry new to all this!!!

 

advice taken lol!!!!

[traz39]

This Is Interesting

 

Are The Goverment Going To Pull The Plug

 

Remember The Goverment Is Skint And Its Not Getting Any Better

 

We Are Talking 1.5 Billion

 

The Banks Might Just Pick The Bones Dry On Cattles

 

This Is Now Goverment Money Going Into Rbs

 

Just Thinking Out Loud

what will happen if they do post

[postggj]

Cattles Will Be No More

Shop A Check And Welcome Financial Services Will Be No More

 

All Outstanding Agreements Will Be Bundled Togeather And Sold For Peanuts To Speculators Who Will Sell It On And On

 

Prob End Up With Some Low Life Like Provident Owning The Accounts

 

Pure Guess Work This

 

Just My Own Opinion

[traz39]

not much good news for us then:roll:

[postggj]

Look At This Way

 

They Will Have Great Dificulty Selling These Accounts

 

Every Body Knows There Are Going To Be Mass Claims On Miss Selling Of Ppi Etc

 

Thats Why Cattles Are In So Much Trouble

 

Nobody Wants To Touch Them

 

Would You Buy These Accounts Knowing It Would Be Just Burning Money

[traz39]

good point mine with fos now

[andie_303]

DonyMac/Postggj

 

The kland registry bit is pro forma - it appears on every settlement figure letter even if your loan is unsecured.

 

Don't worry about it

[andie_303]

Sorry to be so dumb....but for those of us who are not in the know, what has happened in court Andie ? Dont understand why they just dont give you your refund, especially as you have alot of incrimating evidence against them. They dont seem to comprehend the seriousness of the situation obviously, or Mr P would not have turned up in his £9.99 primark suit

 

Forsure - because they quite frankly are fu**ing stupid!!

 

They haven't got a clue - they think I have no idea what I'm doing - and they can continue like that.

 

To UNDERestimate me is to OVERestimate yourself

 

Not good - believe me!

[postggj]

I Think Andie Has Some Thing Up Her Sleave

A Double Whammy

 

As Not To Blow It, She Will Tell Us After She Has Blown Welcome Out Of The Water In Court

 

Correct Andie

[andie_303]

Correct - they aren't gonna know what has hit them!

 

More than one thing coming out in the wash - lots of behind the scenes proof gathering - curtesey of a very helpful ex-welcome employee - will be interesting to see if their court docs for the next round match what I already have - or whether it's the typical Welcome lets make it up job

[postggj]

Would It Be Nice To See Mr P In Court Explaning Himself On Incorect Info

 

Do They Have Cells In County Courts

 

Being Diplomatic

[k1mmie]

I have just had my case against Welcome accepted by a barrister for te PPI. Had a car loan with PPI, then they approached us with a secured loan and repaid the car loan. Never given settlement figures for the car or any rebate for the PPI on car, (only 9 months into agreement) but sold another lot with this loan. The legal team have taken 18 months to get this far, and had to wait for the barrister to give his decision as to wether he believed he had a case on a Conditional Fee Agreement basis against them.

 

I have other issues that the barrister has not mentioned as looking into but, The loan was £25k plus PPI but on consumer credit act 1974 agreement. Been told anything over 25k not covered under this agreement, and also sold PPI on a 180 month loan which only covers you for 60 months. If we knew this we would never have taken it out. The policy document also arrived after the first month payment was taken out so outside the 30 days. Loan in husbands name and PPI, however both had to sign the land registry charge. But, explained at the time that the mortgage lender does not allow second mortgages and they said they had a way around it!

 

I am hoping that the barrister may look at the enforceability issue on this loan and question more than the PPI, but let's see otherwise its back to the drawing board.

[Sunnie2812]

Well today I got my final attempt to pay letter.

 

They said they have written to me 3 times (local office?) They want me to contact them within 5 days, they will "listen sympathetically to any problem that I may have"

 

If they don't hear from me, they will consider LEGAL action, there letter is dated 8th May received today 13th May:confused:

 

Never mind they have not sent my reply to my CCA Request.

 

Balance differs from my Credit report to Letter Balance.

 

Ignored me, when I sent a letter for missold PPI?

 

They certainly will here from me!!