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By Bazooka Boo · Posted
And even if you handed over your hard earned to losers Lowell they CANNOT remove the default, ALL they can do is simply mark it as satisfied. In essence, DO NOT pay them a single penny, of course they will tell you the complete opposite, just to mug you off and use your money to buy some chocolate biccies. -
By Melsbells64 · Posted
Hi I had a credit card in my name while I was married to my ex. When we split up in 2002 he refused to pay any of it, so I stopped paying it. I had a few letters of hoist holdings but never acknowledged them. Since 2002 I have moved 4 times and remarried so my sir name is also different. Last year I received a cheque from hsbc for £25 I never banked it thinking if I did debt agency would be back in touch. Then in November I received one for £50 I never cashed that either . I received a letter from hsbc asking if I was having problems cashing the cheque. I didn't answer them. Now today I received a cheque for over £500 for charges applied to accounts in collections and recoveries. And I really don't understand why they would pay me for not paying a debt. Really confused if I shod cash it or will I be opening up an avenue for debt collectors again. Many thanks mell. -
Not too concerned with deemed service.....if your daughters last known address was your address its deemed good service. I would read the link above more importantly re Protected parties. -
Here is a copy of the "defence" for anyone to have a look at and advise. Many thanks group! Gary NOTICE OF DISPUTE redacted.pdf -
By Man in the middle · Posted
She needs to establish whether her SD has been accepted. In normal times they can only be done in person (either before a court or a solicitor) but at present they are taking them over the phone. The £811 fines would not be for speeding. They would have been for "failing to provide driver's details" (FtP) contrary to S172 of the RTA. This offence carries a fine of 1.5 times a week's net income, with £440 per week being used as a default figure. So £660 fine, £66 "Victim Surcharge" and £85 costs = £811. The offences also carry six points each. She could not have been convicted of speeding as they have no evidence that she was driving. She can check this out online by examining her driving record. She should see two "MS90" endorsements together with a "TT99" endorsement for the totting up disqualification. The offences should be resurrected and hopefully she will be charged with both speeding and FtP. She can then negotiate a deal where she pleads guilty to speeding but only if the FtP charge is dropped. However, from what you say I gather she already has six points, so 2x3 for speeding will still see her face a six month ban under the "totting up" rules. To avoid this she will have to attend court and present an "exceptional hardship" argument. She will have to show the exceptional hardship (that is, hardship over and above what anybody would normally suffer if banned) will follow for her or others. Will she be able to do that? In the meantime she must not drive until the court has informed the DVLA that her convictions and disqualification have been set aside (again she can check this on line) and the disqualification lifted from her record. What were the dates of her earlier offences (the offence dates, not conviction dates)?
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Our picks
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Hermes - destroyed item as it was "damaged"- **Judgment for Conversion of destroyed item. **WON**
hellothere124 posted a topic in Postal and Delivery Services,
Ebay Packlink and Hermes - destroyed item as it was "damaged". https://www.consumeractiongroup.co.uk/topic/430396-ebay-packlink-and-hermes-destroyed-item-as-it-was-damaged/&do=findComment&comment=5087347-
- 27 replies
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Post in Bailiffs in at BBC obtain 7 years interest on overpayment of TV licence
Its WAR posted a post in a topic,
I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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Post in Court Claim Against Hermes - item sent via Packlink was lost/tampered with **WON at mediation full amount **
jj58 posted a post in a topic,
Hi @BankFodder
Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
So I issued the claim on day 15 and they requested more time to respond.
They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
I opted for mediation, and it played out very similarly to other people's experiences.
In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them.
In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
Many thanks, stay safe and have a good Christmas!
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BankFodder, -
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***Hermes and mediation hints ***
BankFodder posted a topic in Postal and Delivery Services,
Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003-
- 1 reply
Picked By
BankFodder, -
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