Jump to content

You can now change your notification sounds by going to this link https://www.consumeractiongroup.co.uk/index.php?/&app=soundboard&module=soundboard&controller=managesounds

 

You can find a library of free notification sounds in several places on the Internet. Here's one which has a very large selection https://notificationsounds.com/notification-sounds

 

 

BankFodder BankFodder

 

BankFodder BankFodder


Challenging

Blemain - lies and harassment

style="text-align:center;"> Please note that this topic has not had any new posts for the last 1369 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi

 

Good find GC. Wonder if there has been a result yet? Could prove very useful to the rest of us if the defendant wins.


Share this post


Link to post
Share on other sites

just got off the phone to blemein /monarch paid £250 the woman said to me you will keep getting letters and phone calls till the £460 arrears are paid.i told her not to phone me and make a note that i no longer own a phone she told me they will only get in touch with me using letters and they will be sending one a week!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! at £35 a time thats £140 a month plus interest how can they keep getting away with this? how can it be legal????? i dont see any way to get out of these scumbags clutches.......feel like giving up and saying take the house whats the point in having a home when all you do is sit in skint miserable and depressed and to think all this worry and stress for 4 years over a £4,500 loan how could i have been so stupid?

Share this post


Link to post
Share on other sites

You are certainly not stupid; noone knew what they were getting themselves into with Blemain particularly not if sold by a broker. You need good advice about these extortionate charges so I would go to your CAB as soon as you can. They will know the law on charges. Also, are you paying PPI on your Blemain loan, can you claim it back? Lots of help here on that. Someone more qualified will hopefully be along to give you help; but I do suggest you start your own thread on this. Kind regards, keep strong, MG

Share this post


Link to post
Share on other sites

Hi

 

Very interesting thread, we too are in the clutches of Blemain but for much, much larger amounts!

 

I was just wondering if the case mentioned by Groovycaz in post 76 was won?

 

It is so good to hear of people trying to fight these crooks!

 

Most people just seem to think they cannot be beaten and that just seems so wrong.

 

Good luck everyone!

 

Ps will be watching this thread with great interest!

Share this post


Link to post
Share on other sites

Avoid this company at all costs. They will try to charge you every way shape or form. Their costs are absolutley ridiculous, extortionate and unsubstantiated (albeit the missing small print). Their customer service is amateur and truly woeful; and I haven't even mentioned their interest rates.

You would be a fool to consider anything other than giving this company the widest berth imaginable.

You have been warned!

Share this post


Link to post
Share on other sites

This will make you laugh......not.

 

Today they sent me one of their high cost letters stating that my account was in serious arrears.

The amount owed................£.0.01 Try justifing that!


Share this post


Link to post
Share on other sites

a friend of mine has been quoted an administrative fee of £200 for a signature on a deed of postponement! They say they review their costs regularly to ensure they're in line with the market costs. "Our charges are fair, and reflect.......!"

Share this post


Link to post
Share on other sites

Indeed - They have just done a 'review' of my parents accounts, havind lost nearly 3000 in the past 3 months from payments made by them.

 

Im just chasing up the details, theyve had the nerve already to say a payment from a bank account isnt proof enough that my family have paid them. Oddly enough after telling them that we have been paying them from there own Blemain Group websites 3 months ago and can trace each payment, they stopped returning confirmation emails ... now there is one im sure the data protection lot will be intertested in.

 

I sorted them 3 years ago and ill do it again now, this lot are a proverbial pain in the butt.

 

By the way peaople - as of when my parents changed from 'Blemain' to 'Cheshire' Mortgages, they charged my parents 4000 for it (namely moving from one desk to another on floor6 or whatever of Bracken House), so can anyone give me pointers on how to initiate excessive charges claims? ;)

Share this post


Link to post
Share on other sites

Blemain Lies and harassment still going on because its all thiis company know some interesting reading here seems like years of misery and financial rape still going on! i really just thought i would add life back to this thread whilst i am doing my homework into these crooks

Share this post


Link to post
Share on other sites

Blemain / Lancashire mortgage corporation lie & harasment; At this stage i notice over 16,000 views to this subject it will only take one good case against them for unfair relationship 140 lead by a quality Barrister & strong solicitor and the avalanche that follows will be deafening, i am not talking about ppi or excessive charges, i strongly believe i have the amunition to do it.

Share this post


Link to post
Share on other sites

The Financial Services Authority (FSA) has fined Cheadle-based mortgage lender, Cheshire Mortgage Corporation Limited (CMCL), £1.225 million for failing to treat customers fairly in the sale of mortgages and arrears handling from October 2004 to the end of 2009.

 

The CEO of CMCL, Henry Moser, has been fined £70,000 and agreed to step down from his role within three to six months. Andrew Lawton, the firm’s compliance director, has been fined £13,500 and banned from holding a significant influence function.

 

The FSA has also required CMCL to carry out a redress exercise that could see approximately £2 million paid to around 2,000 affected customers.

 

CMCL operated in niche markets, including lending to customers with poor credit histories. The FSA found that CMCL failed to treat some of its customers fairly when they fell into arrears, was unable to always demonstrate that mortgages it sold were affordable, and did not always communicate regularly or fully with its customers. Moser has been disciplined for failing to spot these problems and put them right.

 

CMCL overcharged some customers in arrears and applied arrears charges inconsistently and unfairly. Customers were also sometimes notified of charges after they had been incurred.

 

The FSA also found that:

 

when CMCL transferred customers in arrears to Monarch Recoveries for debt recovery, they were charged £150 despite it being an in-house company;

CMCL did not always make a reasonable effort to reach an agreement with customers in arrears over method of payment; and

CMCL did not always properly assess the affordability of mortgages by, for example, challenging a customer’s declared income.

Moser, as CEO, was ultimately responsible for the actions and compliance of the firm, however he failed to ensure the firm was being properly managed so that problems would be identified and remedied. Lawton was aware of certain poor practices taking place at the firm but failed to put them right and demonstrated a lack of competence and capability in his role as a compliance director.

 

Tracey McDermott, director of enforcement and financial crime, said:

 

“CMCL’s lacklustre approach to regulation, combined with very poor practices in collecting arrears, meant that some customers already worried about being able to pay back their mortgages were put under undue pressure and sometimes ended up paying more than they should.

 

“The failings of Moser, Lawton and CMCL were serious and let down a vulnerable group of consumers. Where firms and individuals fail to comply with our rules and treat customers fairly they should expect to be held to account.”

 

CMCL and Moser both settled at an early stage of the investigation so qualified for a 30% discount, without which the fines would have been £1.75 million and £100,000 respectively. Lawton settled at a later stage of the investigation and qualified for a 10% discount, without which he would have been fined £15,000.

Share this post


Link to post
Share on other sites

Fantastic news ! Lancashire Mortgage Corporation and Marc Goldberg next, that explains why the **** hav'nt taken me to court... i have so much waiting to throw at them. put the crook's in jail. they have caused so much misery to decent families

Share this post


Link to post
Share on other sites

This has been long overdue, I had already started compiling documents for the FSA following more of the same grief from Blemain Group recently.

 

A new year starts with a ray of hope :whoo:

Share this post


Link to post
Share on other sites

Ha Ha Ha-Lets just hope and pray that in 2014-Lancashire Mortgage Corporation & Blemain get the same treatment-I think they will.

 

The FSA has fined mortgage lender Cheshire Mortgage Corporation Limited £1.2m for failing to treat customers fairly and fined its chief executive and compliance director.

 

The regulator says Cheshire failed to treat its customers fairly in the sale of mortgages and in arrears handling from October 2004 to the end of 2009.

Share this post


Link to post
Share on other sites

Cant wait for the Lancashire mortgage corporation to be handed out millions in fines they completely had me over with early redemption charges.....ive still got all my paperwork ready when it happens

Share this post


Link to post
Share on other sites
Blemain / Lancashire mortgage corporation lie & harasment; At this stage i notice over 16,000 views to this subject it will only take one good case against them for unfair relationship 140 lead by a quality Barrister & strong solicitor and the avalanche that follows will be deafening, i am not talking about ppi or excessive charges, i strongly believe i have the amunition to do it.

 

Hopefully that day will be the 6th December 2016. In court against Lancashire mortgage for a loan dating back to 2007 for 30k fixed term for 5 years total anticipated payment just under 38k already paid them 48k and they say 60k outstanding. Total fraudsters should be in jail and the keys thrown away.

Would appreciate other opinions on the case but being close to trial do not really want to disclose on a open forum as it may help there case.

Share this post


Link to post
Share on other sites
I have sent you a private message.

 

No PM as yet is there normally a time delay.

Share this post


Link to post
Share on other sites

thread is from 2012

 

 

you cant PM newbies

 

 

better to start a new thread john


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...