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Barclays Final Straw


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I need some advice on how to deal with Barclays. I have sent them the letter with the amount I am claiming back. They have replied saying that they will look into this and reply within 8 weeks with the outcome of their investigation into my complaint. Is this just a delaying tactic of theirs? Do I need to issue proceedings if the outcome is unfavourable?

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Hi and welcome to CAG first read all the FAQs then start a new thread in the Barclays forum, you will get all the help you need there.








Good Luck

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Barclays sent me a letter that they will not be proceeding with any bank charges claim until the test case for the OFT is heard and the judge makes a ruling. I believe the court date is set for the 8 January 2008. So what happens now? Do we just have to wait until the case is heard?

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No date has been set for the court hearing.


You can continue with your claim and once you are at the court stage you can still file your claim at court. However it is likely that the bank will apply for a stay which means your hearing will not go ahead till after the OFT hearing results.

There are 3 things to consider:

1. If you file in court and the OFT wins, your case will be top of the pile (well nearer the top that it would be if you didnt)

2. If, and it is a small if, the banks win you may have lost your court fee.

3. If you file in court, pay your fee, and the OFT wins, the banks may just have to pay everyone who has been charged automatically so you wouldnt have to go through the court process anyway.


Its your money and your decision, good luck

All advice is based on my experiences. I am NOT qualified and as such cannot be held responsible for any mistakes. If in doubt...get professional help.

If you like what i have said then make me a star!!

Some helpful links

I have been successful in many cases..here are links to some

Housing Act and deposits: http://www.consumeractiongroup.co.uk/forum/showthread.php?266260-Deposit-being-withheld.-Please-advise&highlight=

Against Natwest: http://www.consumeractiongroup.co.uk/forum/showthread.php?278646-N-west-v-Mrsfoot-s-Son.-***WON_ALL-CHARGES-REFUNDED***&highlight=

Against Swift Advances: http://www.consumeractiongroup.co.uk/forum/showthread.php?46576-Me-V-Swift&highlight=

Against B&Q: http://www.consumeractiongroup.co.uk/forum/showthread.php?172878-Me-vs-B-amp-Q&highlight=

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