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    • Former billionaire Hui Ka Yan has been fined and banned from the financial market for life.View the full article
    • In terms of "why didn't I make a claim" - well, that has to be understood in the context of the long-standing legal battle and all its permuations with the shark. In essence there was a repo and probable fire sale of the leasehold property - which would have led to me initiating the complaint/ claim v SPF in summer 19. But there was no quick sale. And battle commenced and it ain't done yet 5y later. A potential sale morphed into trying to do a debt deal and then into a full blown battle heading to trial - based on the shark deliberately racking up costs just so the ceo can keep the property for himself.  Along the way they have launched claims in 4 different counties -v- me - trying to get a backdoor B. (Haven't yet succeeded) Simultaneously I got dragged into a contentious forfeiture claim and then into a lease extension debacle - both of which lasted 3y. (I have an association with the freeholders and handled all that legal stuff too) I had some (friend paid for) legal support to begin with.  But mostly I have handled every thing alone.  The sheer weight of all the different cases has been pretty overwhelming. And tedious.  I'm battling an aggressive financial shark that has investors giving them 00s of millions. They've employed teams of expensive lawyers and barristers. And also got juniors doing the boring menial tasks. And, of course, in text book style they've delayed issues on purpose and then sent 000's of docs to read at the 11th hour. Which I not only boringly did read,  but also simultaneously filed for ease of reference later - which has come in very handy in speeding up collating legal bundles and being able to find evidence quickly.  It's also how I found out the damning stuff I could use -v- them.  Bottom line - I haven't really had a moment to breath for 5y. I've had to write a statement recently. And asked a clinic for advice. One of the volunteers asked how I got into this situation.  Which prompted me to say it all started when I got bad advice from a broker. Which kick-started me in to thinking I really should look into making some kind of formal complaint -v- the broker.  Which is where I am now.  Extenuating circumstances as to why I'm complaining so late.  But hopefully still in time ??  
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    • The retailer has come under fire for an advert showing motorcyclists wearing trainers and doing wheelies.View the full article
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Oh ODC i hope you are not making yourself popular with our ruthless friends again!!! You know how much they love you.

 

Keep up the good work.

 

BB uk dont worry they try to harrass eveyone into not posting on CAG they obviously struggle to read the big words.

 

Dont worry you are not alone. Send off your letters and dont forget to keep copies of them all. You will probably need to go and buy a very big file to put them all in but when its all over it will keep you local recycling plant very busy.

 

:)

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Might I suggest that if they phone you again, you simply pick up the phone, and play this to them...

 

 

Just save it and play from your favourite MP3 layer, or off your hard drive. Go on, raise the fecker's blood pressure. :lol:

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Might I suggest that if they phone you again, you simply pick up the phone, and play this to them...

 

 

Just save it and play from your favourite MP3 layer, or off your hard drive. Go on, raise the fecker's blood pressure. :lol:

I have that on my answerphone its brilliant. Knowing the imbeciles at Ruthless they would probably try arguing with it:lol:

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Hi guys,

 

So far had 18 phone calls from Ruthbridge today tried to tell them i would not speak to them over the phone but he insisted he was starting the process to make me bankrupt and just because i was reading stuff of the internet i had not rights, All of this has come about because i sent them a CCA request.

 

any idea where the harassment letters are on this site?

 

Please seriously consider investing a few quid in recording equipment. Their behaviour is totally unacceptable.

  • Barclays: WON!!! It took four months but was totally worth it!
  • Cabot: I'm still waiting for an enforcable agreement, more than a year after requesting it. Go on, Uncle Ken, take me to court if you dare. You know you want to!
  • Elephant.co.uk: VICTORY - they admitted there was no debt!
  • Ashbourne Management (gym membership): Finally got my default removed and out-of-court settlement; I'm not finished with them yet!

<--- If I've been helpful please remember the scales ;)

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update, had 6 phone calls and 1 answer phone message for me to call them at ruthbridge as they are going to start proceeding to make me bankrupt. 12 + 2 days are up on the 30th July

Really seems like they are clutching at straws as usual. More empty threats from the empty heads at Ruthless. They havent got the CCA so how do they intend making you bankrupt. They are so sad. They have several legal stages to go through before they can make you bankrupt. Its the same old scary spiel that they use with everyone. They are breaking the law by leaving such messages on your answerphone where anyone may pick them up. That is bad news for them but extremely good news for you. You now have verbal evidence of their threats:-D . Excellent news for your complaint. Bad news for the idiot who left the message and the company he represents. Keep a recording of this threat as the OFT, TS, and the FOS will all be delighted to hear it. They have shot themselves in the foot. Wonder how they will deny this one. So bigbear have pleasnt dreams because the maggots have done you a huge favour which will come back to haunt them. They will be in default next TUESDAY. If it is not already statute barred the debt soon will be.

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another 9 calls today and 1 message on my mobile asking how i was getting on with raising the money to pay back

To pay back what. A debt they cannot prove. They will be getting pay back okay but not the sort they are expecting. What a sad bunch of losers. When will they get the message. How many £400 quids will the FOS have to extract from their greedy mitts before the penny drops.

And for all you nice folk at RUTHBRIDGE here is a message from our sponsors

 

NO CCA = NO ENFORCABLE DEBT

The above message can be sent in audio form just in case reading is not one of your strong points. It is also available in whatever language you require as it would appear from my conversations that English is not your first language.

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just got an answer phone message on my mobile from ruthbridge saying the same old rubbish but then he said the total of the debt and it had gone down my £2 i think they have taken the money i sent for the CCA's off the total

 

Any advice of what to do?

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Just let them default and commit the offence. As we have previously told you RUTHBRIDGE are bullying muppets. At least you now know they have received your CCA requests. Pehaps the telephone harrasment letter should be your next stage. Dont worry about them

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I sent them the harassment letter and they have received it, thinking of sending them another one :D because they seem to have trouble reading the last one this time i will include one in braille because I'm sure they will be able to read that better :)

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Complain now to the OFT and Trading standards that you have already sent thes B's the Harrassment letter and they continue to phone. They have broken the law now and will have to face the consequences

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well they will be getting another fine soon as my 30 days is up TOMORROW!!!!!

Unfortunately yo must complain to Ruthless first before yo can complain to FOS. However you should complain to Trading Standards and the OFT in the meantime. If they continue to harass you by phone Ofcom should be informed . If the calls are of such a nature as to put you in fear and you have recordings of them I suggest you contact your local police.

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Do you thinks it's a good idea to send cabot a letter about Ruthbridges behavior?

 

As they keep telling me they are acting on behalf of cabot

Crapbot are as Useless as Ruthbridge. Complain to the original Creditor. If they emploued this shower they are ultimately responsible for the behaviour

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Unfortunately there are so many others that fall for the lies and threats of the shower of shylocks. You folks like the rest us us are lucky to hnave CAG. WE ARE NOT ALONE

 

 

Evening to all the monkeys in the Ruthbridge sweatshop. We are out here in the real world enjoying the sun

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