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    • Pls Help me i  work hard with my wife she was pregrant at that time we been work together every week we get wages always ben taking the cash and savengs home then when she give a birth i become self employed then when we rich up to 8000 i decide to put those money to save acaunt and next day i open mobile banking its 0.00 and say to reconcile 
    • The questions you are asking are entirely reasonable. Citizens advice are well-intentioned – but I'm afraid that's probably about the best you can say about them for this kind of problem. Send the letter that I have suggested immediately to the dealership in the way that I have suggested. You have nothing to lose but time is running out and it's important to lay a paper trail in every direction. At the end of the day you are dealing with a finance company that would like nothing better than to try and avoid its obligations or at least make things difficult for you. Please take the advice. If you won't then I'm not sure what else we can do. I see that this is hire purchase so that means that blue motor finance are directly responsible – but in any event, cover your bases and send the letter to the dealership as well – copy to blue motor finance. You say what action can you take after the 30 day timeline that you set. Why did you set a timeline if you had no idea what's going to happen at the end of that 30 days? I think 30 days is far too long. You should be considering taking action much more quickly than that and if you are going to take advice from us then you will find that we work very quickly and very assertively and we make sure that you take control and remain in control of the problem. Setting open-ended deadlines hands control over to the finance company or to the dealership – the finance company in this case. This puts you in a position where you never know what is happening and as you've already said, you have a motorcar that is likely to incur storage charges. Have you informed the finance company that they will be held liable for the storage charges? I expect that you haven't. Please send the letter that I have suggested and then come back here and we will continue outlining the action that you should take. You're very lucky that you've done most of this on finance. Most of the victims of these scamming car dealers have not been so lucky and they have lost substantial amounts of cash.
    • Still no Default Notice issued… order of sheriff issued today 🙏🏻🙏🏻🙏🏻 Can’t upload pdf so have copied the text  21 October 2021   The Sheriff orders the claimant to take the following step by : 19 November 2021 1. lodge online copies of all documents they intend to rely upon to establish their claim. Possibility of dismissal The sheriff considers that taking the steps listed above is necessary for the progress of this case. The claimant is warned that unless these steps are taken, this case will be dismissed without further warning. If the step listed above are not taken then the sheriff dismisses the claim against the respondent. Signed by:
    • Just to confirm, the letter needs to be sent to the dealership also? We was advised by Citizens Advice to send it directly to the finance company which we have done. We did not talk any action that is going to be taken after the deadline - What action can we take after this time? You advised to say that we're prepared to go to court to unravel the contract and to get any money back from them but what exactly does this mean?  We're all for making these threats/claims but I would like to know more information to answer their queries to said claim   Thank you for helping by the way!  
    • Thank you. Have you send the letter of rejection to Chobham? You should send them the letter exactly as I have advised above even if they are no longer in existence. It's important to show that you have rejected the vehicle and if Chobham have not received the letter then that is their lookout. Make sure that you keep the finance company in the loop all the time. Blue Motor Finance do not have a very good record for being particularly consumer facing on these kinds of things although this is not the first time that they have supplied finance to one of this group of scammers and eventually they do come through. However you need to lay down the law with them. You tell them to resolve it within 30 days. Then what? There is no point in setting deadlines for people and not telling them what's going to happen after the deadline. Did you make a threat? Please confirm that you have sent the letter as I suggested above. It is really important. If you come here for advice then you should take the advice
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Just found out that I have gone over my overdraft this weekend and that I will be charged tomorrow for it.


Very angry about this, I have claimed back their charges before and want to do so again. :mad:


I have spoke to them tonight, several times, but they will not refund or cancel the charge due to be applied.


Any advice please?



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Start another claim.

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