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Business startup


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I am contemplating buying a large lot of collectable items that has been offered to me to help 'jump start' my online business. I had intended to be selling items from the same range (alongside other stuff) already, so it fits in perfectly.


The problem is that I can't afford to make this purchase at the moment.


I have just set up a new business account with A&L (I had one with natwest for a few months but their service was.... not good. I havn't had much call to use it.)


I'd like to apply for an overdraft but I have no doubt I will instantly be turned down if put through any automated system as the account is new.


I'm planning to get some information together on these items concerning the profit margin they are offering. This will mostly be copies of ended ebay auctions compared to the prices that are available to me. Do you think this will be sufficient for them to consider me? What are the chances of them accepting based on this? Any information that could help would be greatly appreciated. I've never done this sort of thing before.


Sorry if i'm being vague or incoherent, I have an excuse, honest.

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  • 2 weeks later...

Have you put together a business plan? This would be necessary if applying for a bank loan / overdraft for business purposes. You might be eligible for a grant of some form but a business plan would still be required. It's good practice to do this anyway.

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