mick v lloyds tsb

[pokerdex]

I have been trying to claim back charges for 5 months from tsb,sent LBA,HAD NO REPLY,sent another letter asking for refund or would take to court and add interest on if not refunded.just received a letter from lloyds stating cannot deal with claim because of oft court case,they say they have records of my claim and once oft court case is settled they would contact me.do i wait for case to finish which could take months or should i go to court.i am in no hurry and could wait for case to finish,please advise.thanks.

[christinajanep]

no u need to carry on to the court stage, its not lloyds decision to put cases on hold its upto the court to decide how it proceeds

[pokerdex]

thanks,i need help on how to proceed to court,who to contact and what paperwork i need in case it go,s to court.

[maroondevo52]

Hi,

 

Have a look at this.........

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/25457-guide-reclaiming-bank-charges.html?garpg=10

 

Also read this..........

 

http://www.consumeractiongroup.co.uk/forum/general/107550-oft-test-claim-what.html

 

Hope this helps.

 

Regards.

 

Scott.

 

 

[pokerdex]

thanks for the help,i have a slight problem when i asked for 6 years statments which included all charges i added them all up which came to £1200,i have just realised i have claimed for my bank account fees aswell,i pay £5 amonth for an account which i receive free breakdown cover,mobile insurance etc.the total charges for being overdrawn total £720.have i messed up as i have sent lba,and letter saying in no refund i will take to court,please advise.also how do i get in contact with court,and wher do i get claim form.sorry for being a pest.

[BARTY]

Hi

No worries about you putting the monthly Account fees on your LBA etc, just knock it off when you do your Court claim.

 

These links give you all the info you need to start the Court claim:

Error

this link does work

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/107596-new-poc-n1-lloyds.html

 

Good luck, just ask if you need anymore help.

Barty:)

[pokerdex]

thanks barty,how do i get in contact with a court so i can proceed with my claim.do i do it myself or mcol.please tell me how to start.i have seen the link you sent but the form requires a claim number how do i get that,thanks again.

[BARTY]

Hi

There is a link in the first link above that lets you download an N1 form. Fill that it using the information provided, then you can print it off (you need 3 copies) and take it to your local County Court. Or you can go to the Court and pick up an N1 there. You don't need a claim number, you will receive one from the Court when you hand your form in. All the information you need is in the link I gave you above.

 

Barty:)

[pokerdex]

thanks for that barty,great help.let you know what happens.i see court cost is £80 for me when do i pay it,do i pay when i hand n1 form in or when court case is finished.

[pokerdex]

hi,i have coppied 3 n1 claim forms,1 for court,1for myself 1 for bank.when do i send to bank,when i get court date or before i go to court.

[nicsussex]

You need to take a trip to your local court - they will take 2 of your N1 from you (together with your fee) and serve one of them on the bank. Make sure that you also include a copy of your schedule of charges with each N1.

[pokerdex]

thanks,how long have i got from getting last letter from lloyds to start court claim,i need £100 fee but don,t get paid untill 18 aug,got letter from lloyds stating that they are not dealing with claim untill oft court case is settled last week.

[BARTY]

Hi

Just do it when you can afford to.

Barty:)

[pokerdex]

cheers,also while i.am here i am claiming £750 charges back what is final total with interest on,6 years claims.thanks.

[nicsussex]

cheers,also while i.am here i am claiming £750 charges back what is final total with interest on,6 years claims.thanks.

 

I'm afraid you will have to work that out yourself - but to help you out have a look here

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

 

Another thing that crosses my mind is that you have not actually read any of the links that maroondevo52 and Barty have provided for you. Whilst there are many people on here that will help you, if you do not actually do most of the groundwork yourself then ultimately your claim will more than likely fail.

 

Also see that you have 3 threads running - best to stick to one.