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Halifax Credit Card Services and Small Claims Courts in England 'WON'


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Not had chance to read through all posts unfortunately. I am England resident and have tried to complete small claims form online to take Halifax Credit Card Services to court but English online forms only deal with companies based in England/Wales and Halifax Credit Card is based in Scotland. Anyone know how I deal with this? Is there a Halifax Credit Card address in England or are there different claim forms for Scottish based companies for residents of England?

 

Thanks.

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Thanks - I've been using Martin whatsits website for all my letters etc. and got to the point where I asked them for £420 plus interest and they offered me £150 so I've just put my claim in online. Will see how it goes.

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Rejecting their offer? Oh, no I haven't. They just sent me a form saying if I wanted the £150 then to fill in this form, and that they wouldn't give me interest and if I wanted that then I'd have to go through small claims court, if they didn't hear from me in 8 weeks they'll assume I am happy.

 

I'll put together a rejection letter straight away and tell them I am pursuing the claim through the county courts and post it today. Thanks.

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  • 2 weeks later...

Hi - am a bit unsure what to do now. Have taken Halifax through small claims court (they owe me £420 plus interest). Initially they offered me £150 and I refused and said I would proceed through small claims court. They have now offered me £300 but I have already proceeded with court claim which has cost me £50. Do I need to tell court that they have offered me £300?

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Not from there but I put together a letter myself basically saying that I wasn't happy with their initial offer of £150 and that I would be pursuing the claim through the small claims court which I have done.

 

Since I've contacted small claims court, Halifax have sent me a letter offering me £300. Do you think I should write to Halifax again and tell them that I am rejecting their £300 offer as I am already pursuing through small claims court?

 

And should I tell court that Halifax have since offered me £300? By doing that, surely Halifax are technically admitting they are in the wrong.

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  • 2 weeks later...

Right - Halifax charged me £420 - I have had to taken them to court and they have submitted their defence saying that the account is subject to terms and conditions blah blah blah.

 

In the meantime with all this going on they offered me first £150 (which I rejected and then started court proceedings) and they then (after court proceedings had commenced) offered me £300 but I wrote back and told them I was already pursuing it through small claims court - if they were in the right surely they would have no reason to offer me the £300?

 

Anyway I see from info on here that the court will send me an allocations questionnaire. What is this all about? Also would it be sensible to let the court know that Halifax have already offered me £300?

 

Thanks.

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  • 2 weeks later...

Yes, Halifax have defended their claim. I've had a letter from their solicitors basically saying that they are defending it and they won't be paying me any money cause they don't owe me anything. And I've had a letter off of the court with a copy letter of the same letter attached. Not sure what happens now? I thought the court were supposed to send me a form of some sort?

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You will recieve a letter from the courts, telling exactly what is happening.

 

If you recieve the defence papers, have alook if they are the same as most peoples.

 

http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/110071-urgent-halifax-defence-filed.html

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Yeah the letter is almost the same as the others. After reading that entire thread though, I feel seriously out of my depth. Am not sure what to do next? Do I ring the court that has been allocated to the case which is Northants, yet I am in Leicester. I am really, really, very confused.:?

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There is no need to feel out of your depth on here, there are people everywhere to help you.

 

You can contact the court to see if it can be transfered to your local court.

 

Have you checked to see if your court is applying stays..

 

http://www.consumeractiongroup.co.uk/forum/cases-stayed-pending-oft/109936-find-out-here-if.html

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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I have just noticed you filed with mcol.

Have you recieved any letters from them regarding tranfering your claim?

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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It is worth contacting them as they are putting a blanket stay over claims.

 

Yours might of gone through before this came in to place.

 

http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/110547-urgent-all-mcol-claims.html

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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