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Pregnant Mrs PFS v (non-responding) Lloyds TSB


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Hi all,

I'm new to the site but at a stage of the re-claim where I need to submit case to court.


I've been sorting the letters out on behalf of my wife using the 3 templates, but having sent the final claim to Lloyds, they've not responded and the 14 days I've given them is now up.


Can anyone please advise what to actually do now? It looks like it may go to court but all this talk of 'being prepared' will scare the socks off my pregnant wife who isn't really clued up about this at all. I take it that the 'bundle' is a collection of correspondance and copies of statements, etc?


Another slight problem is that we're away for the next week so time is ticking on - does this mean that we're on the back foot if the claim isn't filed after the said 14 days?


Thanks in advance for any advice to point us in the right direction from where we now stand. :)

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Your right this is looks like you are getting the "we hope he goes away treatment"!!!


You need to fill in the form available here



then pay the fee.


I used the following as my POC http://www.consumeractiongroup.co.uk/forum/lloyds-bank/65486-gooders-ltsb-others.html?highlight=gooders but you will need to adjust this to suit your claim. Then sit back and wait for confirmation from the court and the relevant dates that you claim will follow. I got an 'Intention to defend' notice through but their lawyers missed the deadline by over 2 weeks so I won by default(another form from the court). I see no need to start your court bundle now unless you want to be hyper-efficent, it may follow the same route as mine. However if you are sent an AQ I would start then and use this forum for any other questions that may pop up!!


Hope this calms the nerves



If I have helped tip my scales:)


I am not a legal eagle, professional accountant, [problem] artist or axe murder so please bear in mind that my advice is just that advice from someone in the same boat as you.......


Lloyds TSB Acct 1 - S.A.R - (Subject Access Request)'d/Statements received/£2500ish to be claimed + contractual interest

Lloyds TSB Acct 2 - *WON* over £5K won with compond CI at 28.9%

Lloyds TSB PPI *WON* - CCA'd/They cant find agreement/£2650 awarded

Halifax TSB Closed account issues*WON* - £610 in compensation for an account closed with £10 in it!

Student Loans - 20 Feb 07 CCA'd/on back burner for now


Hmmm seems Im on the right end of winning, God that feels GOOD!

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Thanks Gooders, that's more than helpful mate.


After our break away I'll get straight onto this and take it forward.


Thanks again,


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You should use these POCs when filing your claim against Lloyds:




Good luck, keep us posted.


I WON!!!! :D :D :D




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