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    • deed?  you mean consent order you and her signed? concluding the case as long as you nor she break it's conditions signed upto? dx Yes sorry. they called it a deed at first in court.  Then Judge said she was happy to have it sealed as something else  exact names of orders in message above.     The disease was tested for when his cardiac testing was done immediately after purchase and part of the now sealed case.   However, results were disclosed incorrectly and I only found out  two days ago.   This disease did not form part of my knowledge during the case as I had been informed of a normal result that was not the case.   it is perfect clarity of a genetic disease where as the previous cardiac issue could be congenital until the pup is genetically tested. 
    • Hi, Halifax recently sold a credit card account of mine to Cabot. I am unemployed and have no assets and was thinking of making token £1 payments for 12-18 months in order to drag things out a bit and reduce the chance of Cabot being able to get the correct CCA documents from Halifax if I requested them in future. However, I saw on the pages on this forum about defending county court claims that one of the standard approaches when defending such claims is to say “I had an account with bank X, but I don’t remember the details and so don’t know if I owe this debt…”. If I made £1 payments to Cabot, would it prevent me from using such a defence in future? OC: Halifax DC: Cabot/Wescot Card account opened: 2016 Defaulted: 2023
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    • Hi, This may be the wrong place for a thread BUT If you receive a defence, can you send a CPR 31.14 request for document mentioned in the defence, and then apply to proceed with the case only after (14) days passed or they respond OR is it only if you receive a claim I see @dx100uk thread is for when you receive a claim, but can you also do the same when you receive a defence?
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andrewcrossley v HSBC


andrewcrossley
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6113 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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My name is Andrew Crossley, as you can see from the imaginative user name.

I heard about bank charges being reclaimed on bbc radio 2.

Over the last 6 years i have always been heavily charged by the banks.

I followed martin lewis' website, firstly sending a letter rquesting statements, the bank (HSBC) obliged. I then hi-lighted all charges and wrote a second letter requesting all charges were paid back without interest. They replied saying they would look into it.

I have 2 accounts and the total they took excluding interest is £3284.00.

Im just wondering what my next step should be, and would appreciate any advice. Many Thankx:confused:

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hi andrew & welcome

 

first i would suggest you change your user name to something a bit more incognito!! it is advised you dont put your own name down. c'mon now you can think of something!! :rolleyes:

 

secondly read the FAQs and start a thread in the HSBC forum. Theres lots of very helpful & friendly people there to asssist you with every step of your claim. :)

 

Welcome to all newcomers!

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You need to change your name as PD says! Not sure how to do it though! I will ask a moderator to have a look and tell you.

You need to start your own thread in the hsbc forum. Click on this HSBC Bank and then scroll to the bottom of the page and click on where it says "start new thread". Do it now!!!!!!!!!!!!!:D

 

By the way, don't give any details away to the members on here! They are like hanabal lecter. You tell them the slightest thing and they will own you!!!!!:)

 

Only kidding, they are a good bunch on the hsbc site!

  • Haha 1
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after a bit of searching i found this reply by crusher to someone asking how to change their user name

 

you will need to pm bankfodder or dave.

It is best to have a user name that doesnt give away your real identity.

 

crusher

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Right, just checked and Bankfodder is not on line at the moment but you can send him a message and just ask how to go about changing your name. When he comes on line he will see it and let you know. Just click on this link Send a private message to BankFodder.

 

You can still start your thread in the hsbc forum and when you get your name changed it will change automatically on all threads you hae started.

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Ok. Next thing you need to do is send a Letter Before Action.

 

This i step No 4:-

 

Step 4.) OK So You Didn't Think I Was Serious. Lets See What You Think Of This.

 

 

 

 

Send the

LETTER BEFORE ACTION together with a copy of your schedule of charges spreadsheet again if you have not heard from the bank or they do not agree to refund your charges.

 

 

 

 

 

 

Again allow 14 calendar days before the next step.

 

 

 

Just click on the link in blue to take you to the letter!

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I will Private Message you now about your user name :)

 

People can contact any Site helper or Moderator to get their name changed if it's their real name . As has been pointed out both Dave and Bankfodder are to busy to be contacted for this

 

Also once it's changed will edit any posts that mention it , hope everyones ok with that

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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Time to move this out of welcome......I have started a thread here for you.

Of course when you get the name change actioned all your posts will show your new username.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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