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Will53 vs Natwest


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Hi Everyone


I was horrified to receive a phonecall the other day from capquest a debt collection agency who had stated that natwest had sold the debt onto them from my accounts. The amount is £3,056 but i have received an offer of £715.00 from one of my natwest accounts. which was overdrawn and im awaiting my offer from charges claim for £680.00 which im at the lba stage. I wasnt aware that Natwest could do this when i had a dispute on the accoutn and i have received no letter stating it was going to debt collection agency. Worst thing is that £1800 is a student overdraft and i have just graduated this year and they have passed that onto the DCA. I just wanted to know whether natwest were able to do this, i spoke to a advisor in the debt recovery dept for natwest and she was stating they were well within their rights. I would be grateful if someone could offer some advice as ive been worrying over the last few days what to do.

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My understanding is that NO once the account is in dispute it cannot be sold on. Sorry, but I cannot offer any advice on how you should proceed but I am sure someone will give you some advice later today. Natwest obviously feel above the law.


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