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    • Thank-you dx for your feedback. That is the reason I posted my opinion, because I am trying to learn more and this is one of the ways to learn, by posting my opinions and if I am incorrect then being advised of the reasons I am incorrect. I am not sure if you have educated me on the points in my post that would be incorrect. However, you are correct on one point, I shall refrain from posting on any other thread other than my own going forward and if you think my post here is unhelpful, misleading or in any other way inappropriate, then please do feel obliged to delete it but educate me on the reason why. To help my learning process, it would be helpful to know what I got wrong other than it goes against established advice considering the outcome of a recent court case that seemed to suggest it was dismissed due to an appeal not being made at the first stage. Thank-you.   EDIT:  Just to be clear, I am not intending to go against established advice by suggesting that appeals should ALWAYS be made, just my thoughts on the particular case of paying for parking and entering an incorrect VRN.  
    • you can have your humble opinion.... You are very new to all this private parking speculative invoice game you have very quickly taken it upon yourself to be all over this forum, now to the extent of moving away from your initial thread with your own issue that you knew little about handling to littering the forum and posting on numerous established and existing threads, where advice has already been given or a conclusion has already resulted, with your theories conclusions and observations which of course are very welcomed. BUT... in some instances, like this one...you dont quite match the advice that the forum and it's members have gathered over a very long consensual period given in a tried and trusted consistent mannered thoughtful approach. one could even call it forum hi-jacking and that is becoming somewhat worrying . dx
    • Yeah, sorry, that's what I meant .... I said DCBL because I was reading a few threads about them discontinuing claims and getting spanked in court! Meant  YOU  Highview !!!  🖕 The more I read this forum and the more I engage with it's incredible users, the more I learn and the more my knowledge expands. If my case gets to court, the Judge will dismiss it after I utter my first sentence, and you DCBL and Highview don't even know why .... OMG! .... So excited to get to court!
    • Yep, I read that and thought about trying to find out what the consideration and grace period is at Riverside but not sure I can. I know they say "You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is"  but I doubt they would disclose it to the public, maybe I should have asked in my CPR 31.14 letter? Yes, I think I can get rid of 5 minutes. I am also going to include a point about BPA CoP: 13.2 The reference to a consideration period in 13.1 shall not apply where a parking event takes place. I think that is Deception .... They giveth with one hand and taketh away with the other! One other point to note, the more I read, the more I study, the more proficient I feel I am becoming in this area. Make no mistake DBCL if you are reading this, when I win in court, if I have the grounds to make any claims against you, such as breach of GDPR, I shall be doing so.
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Oft Test Case


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Does anyone else feel so upset like me??? I literally feel sick with worry.:(

Most of us have tried so hard to scrimp & scrape the Court costs together.

Does anyone know how long this test case is likely to take?

I know this isn't easy money but when Nationwide have been paying out like they have, you start planning what debts etc to pay off.

My 28 days are up in the middle of August but I presume now Nationwide are going to hold off paying.

Can't even get onto Moneyclaim Online as it is permanently down since the test case announcement, to see if a defence has been filed

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don't panic,

listen to what the site helpers and moderators are saying, EACH court will more than likely continue as normal, the backlog of cases will become such a burdern that as in the most cases the banks have shown their hands by not turning up and this is blatent disregard for authority and timewasting for the judges who sit and wait for these represenataive to turn up and can't be bothered. If me or you couldn't be bothered to go to court for something do you think the judge would act in our favour?

Listen there are too many scaremongers entering these forums and maybe they are putting doubts into peoples minds, maybe some of them are acting on behalf of the banks have you ever thought of that.

The whistleblower was an employee of a bank, who's to say there is'nt somebody trying very hard to influence people like you and me into stopping these claims, well you won't stop me, 'I WANT MY MONEY BACK' :mad:

 

eat that mr/mrs bank manager and all your greedy partners.:mad:

 

best regards as always lol

chris;)

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...eat that mr/mrs bank manager and all your greedy partners.:mad:
Least we all NOT forget that Nationwide is STILL a Building Society + as such, its Customers are legally deemed to be Members (...or for want of a different word, PARTNERS) who are supposed to 'share' in the Mutual benefits that their Membership rewards them!!!...:wink::-D
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Hi

 

Totally agree with all what is said - Nationwide had until saturday to enter a defence in my case. The Nationwide site does say they will ask the judge permission to suspend the case until the court case is resolved but there are no guarantees the judge will say yes..........so I will be very interested what happens with mine and certainly will let the site know what the judge says!

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Sit tight, CAG will be waiting for feed back from claimants as to what is happening in the real world. Cases may be stayed but, you can apply to remove a stay.

Donate to keep this site open

 

Any help or advice is offered as just that, help and advice without any liability. If in doubt consult a legal expert or CAB.

 

Make Cash Flow Forecast

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For my daughters case NWide had until 17th July to submit a defence. By Friday 28th July according to MCOL thay hadn't submitted anything. So I pressed the 'judgement' button and it was accepted.

 

I am now waiting to see what will happen now this test case is pending.

 

Can't access the MCOL site at present.

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I too submitted my claim on 12 th July. They acknowledged the claim and stated they are going to defend and gave the name and address of the solicitors. This was on 19th July...before the OFT case started on the 27th July. (Acoording to their website). So now I sit and wait and see whether they will pay up or suspend the case. They have until 11th August.

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Thanks to all for your replies - feel only a little desperate now!!!

 

Just think the Office of FAIR Trading isn't very fair to us as consumers as the Banks/Building Societies knew about this test case & we were kept in the dark. :evil:

 

Why couldn't OFT have advised us this was going to happen so we could have decided whether to proceed?

 

Surely the test case is between OFT & the banks & shouldn't involve us as we were not a party to it?

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i have been trying to submit my claim via MCOL since friday without success, i rang the helpline and they claim that as far as they are concerned it is business as usual, we shall see once i fainally manage to get my claim submitted.

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Thanks to all for your replies - feel only a little desperate now!!!

 

Just think the Office of FAIR Trading isn't very fair to us as consumers as the Banks/Building Societies knew about this test case & we were kept in the dark. :evil:

 

Why couldn't OFT have advised us this was going to happen so we could have decided whether to proceed?

 

Surely the test case is between OFT & the banks & shouldn't involve us as we were not a party to it?

The Office of Fair Trading: OFT launches test case on unauthorised overdraft charges

 

They did tell everyone, but the BBC etc. can't have thought it was newsworthy.

 

Good luck with your claim,

 

Kelly :)

Kelly

Settled: Nationwide £372.55

Before you do anything read this:

Guide to Reclaiming Bank Charges

 

Most questions can be answered by checking out these links:

Frequently Asked Questions

Step by step instructions

Letter Templates

And don't forget to use the search facility! Chances are your question has already been answered on another thread. Good luck

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CARRY ON AS NORMAL, YOU MUST FILE AS PER COURT RULES AND REGS.DO NOT FALL OUT OF SYNC A S YOU WILL FALL INTO THE HANDS OF THE PARASITES DEFENDING THE INDEFENSIBLE!!!!!!!!!

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MTM,

thanks for that:o thing is if we are supposed to 'Share the mutual rewards' then does that mean I am benefiting from taking my own money off me in the means of an unlawful charges?:confused: because so far, since opening my account with them in feb2006 it's cost me over a grand and I haven't seen any returns yet, maybe when I get my charges back then I should class that as my 'Mutual Rewards' sort of a delayed savings account:D

 

keep em coming MTM:p

 

regards as always

chris

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...keep em coming MTM
Simply put...

 

If U don't like the way that Nationwide is run, as a Bona Fide Member, U have a Legal Right to vote a NEW Board in that reflects your views + oust any Board Members that DON'T share your views about how a 'Mutual' Building Society should be run for its Members benefit.

 

If enough Members vote the same way as yourself...U will get the type of 'Mutual' Building Society that U wish for....;)

 

Ain't Democracy wonderful eh??!...lol...:D

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MTM, nice to hear from you again,

I did recently vote but I voted against the current board, not that it matters as they will just appoint somebody else with the same ideals as the last. (peer prejudice);)

 

Onwards and Upwards. Don't panic Mr Mannering.. lol

 

regards

chris

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