Oft Test Case

[girlie12]

Does anyone else feel so upset like me??? I literally feel sick with worry.

Most of us have tried so hard to scrimp & scrape the Court costs together.

Does anyone know how long this test case is likely to take?

I know this isn't easy money but when Nationwide have been paying out like they have, you start planning what debts etc to pay off.

My 28 days are up in the middle of August but I presume now Nationwide are going to hold off paying.

Can't even get onto Moneyclaim Online as it is permanently down since the test case announcement, to see if a defence has been filed

[sue1970]

Unless they have said they are going to pay out then they don't have to now until after this test case, Here is a link to Nationwides site re what is happening.

 

Nationwide Building Society - Test case - Unauthorised overdraft charges

[chrisking1962]

don't panic,

listen to what the site helpers and moderators are saying, EACH court will more than likely continue as normal, the backlog of cases will become such a burdern that as in the most cases the banks have shown their hands by not turning up and this is blatent disregard for authority and timewasting for the judges who sit and wait for these represenataive to turn up and can't be bothered. If me or you couldn't be bothered to go to court for something do you think the judge would act in our favour?

Listen there are too many scaremongers entering these forums and maybe they are putting doubts into peoples minds, maybe some of them are acting on behalf of the banks have you ever thought of that.

The whistleblower was an employee of a bank, who's to say there is'nt somebody trying very hard to influence people like you and me into stopping these claims, well you won't stop me, 'I WANT MY MONEY BACK'

 

eat that mr/mrs bank manager and all your greedy partners.

 

best regards as always lol

chris;)

[MilkTrayMan]

...eat that mr/mrs bank manager and all your greedy partners.

Least we all NOT forget that Nationwide is STILL a Building Society + as such, its Customers are legally deemed to be Members (...or for want of a different word, PARTNERS) who are supposed to 'share' in the Mutual benefits that their Membership rewards them!!!...

[daniel12]

Hi

 

Totally agree with all what is said - Nationwide had until saturday to enter a defence in my case. The Nationwide site does say they will ask the judge permission to suspend the case until the court case is resolved but there are no guarantees the judge will say yes..........so I will be very interested what happens with mine and certainly will let the site know what the judge says!

[nevos]

Sit tight, CAG will be waiting for feed back from claimants as to what is happening in the real world. Cases may be stayed but, you can apply to remove a stay.

[collyg999]

For my daughters case NWide had until 17th July to submit a defence. By Friday 28th July according to MCOL thay hadn't submitted anything. So I pressed the 'judgement' button and it was accepted.

 

I am now waiting to see what will happen now this test case is pending.

 

Can't access the MCOL site at present.

[tanglewood]

I too submitted my claim on 12 th July. They acknowledged the claim and stated they are going to defend and gave the name and address of the solicitors. This was on 19th July...before the OFT case started on the 27th July. (Acoording to their website). So now I sit and wait and see whether they will pay up or suspend the case. They have until 11th August.

[girlie12]

Thanks to all for your replies - feel only a little desperate now!!!

 

Just think the Office of FAIR Trading isn't very fair to us as consumers as the Banks/Building Societies knew about this test case & we were kept in the dark.

 

Why couldn't OFT have advised us this was going to happen so we could have decided whether to proceed?

 

Surely the test case is between OFT & the banks & shouldn't involve us as we were not a party to it?

[wheatfield]

i have been trying to submit my claim via MCOL since friday without success, i rang the helpline and they claim that as far as they are concerned it is business as usual, we shall see once i fainally manage to get my claim submitted.

[kelly101]

Thanks to all for your replies - feel only a little desperate now!!!

 

Just think the Office of FAIR Trading isn't very fair to us as consumers as the Banks/Building Societies knew about this test case & we were kept in the dark.

 

Why couldn't OFT have advised us this was going to happen so we could have decided whether to proceed?

 

Surely the test case is between OFT & the banks & shouldn't involve us as we were not a party to it?

The Office of Fair Trading: OFT launches test case on unauthorised overdraft charges

 

They did tell everyone, but the BBC etc. can't have thought it was newsworthy.

 

Good luck with your claim,

 

Kelly

[MilkTrayMan]

Using the N1 Form instead of MCOL is, IMHO, a much better way to start a Claimants Court Proceedings!...

[JGJ]

CARRY ON AS NORMAL, YOU MUST FILE AS PER COURT RULES AND REGS.DO NOT FALL OUT OF SYNC A S YOU WILL FALL INTO THE HANDS OF THE PARASITES DEFENDING THE INDEFENSIBLE!!!!!!!!!

[chrisking1962]

MTM,

thanks for that:o thing is if we are supposed to 'Share the mutual rewards' then does that mean I am benefiting from taking my own money off me in the means of an unlawful charges? because so far, since opening my account with them in feb2006 it's cost me over a grand and I haven't seen any returns yet, maybe when I get my charges back then I should class that as my 'Mutual Rewards' sort of a delayed savings account:D

 

keep em coming MTM:p

 

regards as always

chris

[MilkTrayMan]

...keep em coming MTM

Simply put...

 

If U don't like the way that Nationwide is run, as a Bona Fide Member, U have a Legal Right to vote a NEW Board in that reflects your views + oust any Board Members that DON'T share your views about how a 'Mutual' Building Society should be run for its Members benefit.

 

If enough Members vote the same way as yourself...U will get the type of 'Mutual' Building Society that U wish for....

 

Ain't Democracy wonderful eh??!...lol...

[chrisking1962]

MTM, nice to hear from you again,

I did recently vote but I voted against the current board, not that it matters as they will just appoint somebody else with the same ideals as the last. (peer prejudice)

 

Onwards and Upwards. Don't panic Mr Mannering.. lol

 

regards

chris

[chrisking1962]

I've just sussed out what the green ball means, your on line. lol

 

chris