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    • 1. who knows... 2. not the whole A/C vanishes from your file on the DN's 6th b'day ...already carefully explain this. 3.yes 4.already carefully explain this.
    • if i remember rightly, long ago in one of the first drafts of the old proposed gov't overhauls, there was a listing of recommended 'charges' that inc wrong reg = £20. some PPC's implemented such changes in advance. then later as it looked increasing likely the new code was never going to be implemented after it's 1st review and another set of codes was to be debated they all quietly revert back .......... dx
    • Potentially it may not even get sold on? Just the default left for 6 years then gone? but if it is sold on ill get a letter from the DCA which is the notice of assignment? Sorry what is the different between a default notice and a default cal marker? yes, i may try and work arrangements out with the OCs after the breathing space but I'll see my circumstances then thank you again for all your help and patience, I really appreciate it and apologies If i am too fast or repeating myself.
    • receiving a default NOTICE (forget simple default cal markers) does not mean it will get sold on... OC's very very rarely do court themselves.  if it does you would receive a Notice of Assignment from the debt buyer/DCA.  as for reduced payment if it remains with the OC and they issue a DN, no harm in trying but lets get all your ducks inline first. dx  
    • okay thanks do you know how long it will take for it to get to the DCA or could the OC try and issue a CCJ? even though it's unlikely also for example would the OC agree to a reduction and a small payment over a super lengthy period of time if agreed? Rather than go through chasing apologies again for all the questions, just trying to understand all the possible scenarios.  
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Which courts are carrying on????


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Hi Johnsworld , I am due at court on 23rd , and just wondering what you argued to try and get a stay removed , but more importantly you mentioned "you had some conditions on the stay". Can you help and let me know what the "conditions" were please?

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good for you john,

 

but you 2 go to your rooms until you calm down. lol:)

 

remember the fight is at the banks not each other. lol:p

 

oh if I did'nt mention the last couple of days: to the banks. KKKKKKERRRRRCCHHINNNNNNNNGGGGGGGGGGGGGG, thats another £1.26 DAILY interest!!!:D :D :D

 

stay fresh peeps

 

regards

chris

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It would be very useful if you could post what your local court has told you regarding stay on claims due to the OFT report. We dont need to know what the banks said, we all know they will just tell us that they have a stay and that is that.

I am Hoping that this list will help in our argument to have stays set aside, by demonstrating to judges that (at the moment) the majority of courts are continuing with claims on a case by case basis, which is a fair and just way to continue.

I also hope to raise the awareness a bit, it may give us all a bit of hope if anyone was fearing the banks letters were right saying all cases were stayed when in fact they werent.

 

All the below seem to be playing by a case by case basis and appear to be all proceeding as normal:

 

Aldershot & Farnham County Court,

Bow County Court,

Blackburn County Court,

Bristol County Court, NEW CLAIMS BEING STAYED

Caernarfon County Court,

Chester County Court,

Chichester County Court,

Croydon County Court,

Gateshead County Court,

Guildford County Court,

Hitchin County Court,

Hull County Court,

Ipswich County Court,

Kettering County Court,

Lancaster County Court,

Leeds Combined Court Centre,

Medway County Court,

Newcastle County Court,

Northampton County Court,

North Shields County Court,

Norwich County Court,

Nottingham County Court,

Oxford Combined Court Centre,

Peterborough Combined Court Centre,

Salford County Court,

Scarborough County Court,

Scun.thorpe County Court,

Slough County Court,

Sunderland County Court,

Thanet County Court,

Watford County Court,

Wellingborough County Court,

West London County Court,

Winchester Combined Court,

Woolwich County Court,

Worcester County Court,

Wrexham Count Court,

 

All the below courts have said SOME cases will be stayed whilst the outcome of the test case is decided:

 

Altrincham County Court,

Carlisle Combined Court Centre,

Derby Combined Court Centre,

Rotherham County Court,

Sheffield Laws Courts,

 

 

All the below courts have said ALL cases will be stayed whilst the outcome of the test case is decided:

 

Ashford County Court,

Birkenhead County Court,

Blackpool County Court,

Bradford County Court,

Canterbury Combined Court Centre,

Halifax County Court,

Leicester County Court,

Luton County Court,

Oldham County Court,

Plymouth Combined Court,

Southend County Court,

 

The situation at the below is still unclear:

 

Aberdare County Court,

Aberysthwyth County Court,

Accrington County Court,

Aylesbury County Court,

Banbury County Court,

Barnet Civil and Family Courts Centre,

Barnsley County Court,

Barnstaple County Court,

Barrow-in-Furness County Court,

Basildon Combined Court,

Basingstoke County Court,

Bath County Court,

Bedford County Court,

Birmingham Civil Justice Centre,

Bishop Auckland County Court,

Blackwood County Court,

Bodmin County Court,

Bolton Combined Court Centre,

Boston County Court,

Bournemouth County Court,

Brecon Law Courts,

Brentford County Court,

Bridgend Law Courts,

Brighton County Court,

Bromley County Court,

Burnley Combined Court Centre,

Burton-upon-tweed County Court,

Bury County Court,

Bury St Edmonds County Court,

Buxton County Court,

Cambridge County Court,

Cardiff Civil Justice Centre,

Carmarthen County Court,

Central London County Court,

Chelmsford County Court,

Cheltenham County Court,

Chesterfield County Court,

Chorley County Court,

Clerkenwell and Shoreditch County Court,

Colchester County Court,

Consett County Court,

Conwy and Colwyn County Court,

Coventry Combined Court Centre,

Crewe County Court,

Croyden County Court,

Darlington County Court,

Dartford County Court,

Dewsbury County Court,

Doncaster County Court,

Dudley County Court,

Durham County Court,

Eastbourne County Court,

Edmonton County Court,

Epsom County Court,

Evesham County Court,

Exeter Combined County Centre,

Gloucestershire Family and Civil Courts,

Grantham County Court,

Gravesend County Court,

Great Grimsby Combined Court Centre,

Harlow County Court,

Harrogate County Court,

Hartlepool County Court,

Hastings County Court,

Haverfordwest County Court,

Haywards Heath County Court,

Hereford County Court,

High Wycombe County Court,

Horsham County Court,

Huddersfield County Court,

Huntingdon County Court,

Ilford County Court,

Keighley County Court,

Kendall County Court,

Kidderminster County Court,

Kings Lynne County Court,

Kingston-upon-Thames County Court,

Lambeth County Court,

Leigh County Court,

Lewes Combined Court Centre,

Lincoln County Court,

Liverpool Civil and Family Court,

Llanelli County Court,

Llangefni County Court,

Lowestoft County Court,

Ludlow County Court,

Macclesfield County Court,

Maidstone Combined Court Centre,

Manchester County Court (Crown Square)

Manchester County Court (Deansgate)

Mansfield County Court,

Melton Moybray County Court,

Merthyr Tydfil Combined Court Centre,

Middlesbrough County Court,

Milton Keynes County Court,

Mold County Court,

Morpeth and Berwick County Court,

Neath and Port Talbot County Court,

Nelson County Court,

Newark County Court,

Newbury County Court,

Newport (Gwent) County Court,

Newport (Isle of Wight) County Court,

Northwich Magistrates and County Court,

Nuneaton County Court,

Oswestry County Court,

Penrith County Court,

Penzance County Court,

Pontefract County Court,

Pontypool County Court,

Pontypridd County Court,

Poole County Court,

Portsmouth Combined Court Centre,

Preston Combined Court Centre,

Rawenstall County Court,

Reading County Court,

Redditch County Court,

Reigate County Court,

Rhyl County Court,

Romford County Court,

Rugby County Court,

Salisbury Crown and County Court,

Shrewsbury County Court,

Skegness County Court,

Skipton County Court,

South Sheilds County Court,

Southampton Combined Court Centre,

Southend County Court,

Southport County Court,

Southwark County Court,

St Albans County Court,

St Helens County Court,

Stafford Combined Court Centre,

Staines County Court,

Stockport County Court,

Stoke-on-Trent Combined Court,

Stourbridge County Court,

Stratford-upon-Avon County Court,

Swansea Civil Justice Centre,

Swindon Combined Court,

Tameside County Court,

Tamworth County Court,

Taunton County Court,

Teesside Combined Court Centre,

Telford County Court,

Torquay and Newton Abbot County Court,

Trowbridge County Court,

Truro County Court,

Tunbridge Wells County Court,

Uxbridge County Court,

Wakefield County Court,

Walsall Hearing Centre - County Court,

Wandsworth County Court,

Warrington and Runcorn County Courts,

Warwick Combined Court Centre,

Welshpool and Newton County Court,

Weston-Super-Mare County Court,

Weymouth and Dorchester Combined Court Centre,

Whitehaven County Court,

Wigan County Court,

Willesden County Court,

Wolverhampton Combined Court Centre,

Workshop County Court,

Worthing County Court,

Yeovil County Court,

York County Court

:madgrin:

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Just dropped some papers into Plymouth Combined Court, the nice lady behind the desk informed me that they are automatically staying all cases pending the OFT result.

 

:evil: :evil: :evil:

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Lo' all,

 

Thought i'd try and help too.

 

Have managed to email 44 (Bcc) different county courts inquiring about the status of play on a court by court, claim-by-claim basis.

 

I'll post here the responses i receive.

 

Monty :D

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smlnopresence.gif"Croydon County, Enquiries" to me

show details

 

At the moment all cases are progressing on a case by case basis, the matter sin this Court are only being stayed if both parties require a stay until the outcome of the high Court case, obviously this could change in the future.

 

Judy Campbell

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Brighton County, Enquiries" to me

 

The claims are being issued and if defences are filed then the cases are referred to the District Judge who will then give directions, which could include a stay

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Rang the Warrington County Court regarding case in Runcorn County Court Cheshire today and as far as I can gather no cases being stayed here.

 

Regards :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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"Bournemouth County, Enquiries" to me

 

 

we are referring all bank charges cases - both those originating at Bournemouth & those transferred to us - up to a District Judge upon receipt of the defence. they are being looked at on a case by case basis to see if the particulars of the case fit the criteria of the test case and if so a stay order is being issued. when the rest of the test case is known these cases will then be referred back to the Judge for the appropriate order.

 

trusting this assists

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"Barnsley County, Enquiries" to me

 

 

 

In reply to your question re bank claims, this Court operates a policy of referring cases to the District Judge once a defence has been filed by the bank. At this stage more than likely, the claim will be stayed unless the District Judge believes that the issue is more than a simple bank charge case

I hope this answers your query

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I phoned MCOL as one of the my claims is due to be defended this week and they informed me that as of today all claims that have not yet been defended will automatically be stayed and held by MCOL until the conclusion of the OFT case.

I have asked how/if we can appeal this decision, but at present there is no appeal route known. They are expecting further information next week.

The order came from the District Judge and i guess this will now filter down to the local courts in all our areas.

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Typical, Banks power over joe public, no support from the judicial system, no support from the financial watchdogs, where are they????:mad: Only support is from ourselves collectivly, AND COLLECTIVLY WE WILL WIN!!!:cool:

 

Keep calm, I have a cunning plan:D ;)

 

Be back soon (might be a day or two):D

 

stay fresh peeps

 

regards

chris

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Hi Guys,

 

Just to let you know that the Torquay and Newton Abbot County Court have made a General Order stating all bank charge claims are to be stayed pending the ressolution of the OFT test case. They are saying you have the right to apply for the stay to be lifted, and can do this only on a case by case basis. Has anybody challenged the stay yet and had it removed?

 

I suppose this is the bit where I now say 'Stay Posiive', so stay positive.

 

BankLover_not

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"Bolton County, Enquiries" to me

 

 

Dear Sir,

The District Judge has decided to stay all bank charges cases and any hearings will be vacated. An order will be forwarded in due course. Please confirm your new address in writing to ensure that all correspondence continues to be dispatched to the correct address. Thank you.

Regards

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It would be very useful if you could post what your local court has told you regarding stay on claims due to the OFT report. We dont need to know what the banks said, we all know they will just tell us that they have a stay and that is that.

I am Hoping that this list will help in our argument to have stays set aside, by demonstrating to judges that (at the moment) the majority of courts are continuing with claims on a case by case basis, which is a fair and just way to continue.

I also hope to raise the awareness a bit, it may give us all a bit of hope if anyone was fearing the banks letters were right saying all cases were stayed when in fact they werent.

 

All the below seem to be playing by a case by case basis and appear to be all proceeding as normal:

 

Aldershot & Farnham County Court,

Bow County Court,

Blackburn County Court,

Bristol County Court, NEW CLAIMS BEING STAYED

Caernarfon County Court,

Chester County Court,

Chichester County Court,

Croydon County Court,

 

Gloucestershire Family and Civil Courts,

Grantham County Court,

Guildford County Court,

Hitchin County Court,

Hull County Court,

Ipswich County Court,

Kettering County Court,

Lancaster County Court,

Leeds Combined Court Centre,

Medway County Court,

Newcastle County Court,

Northampton County Court,

North Shields County Court,

Norwich County Court,

Nottingham County Court,

Oxford Combined Court Centre,

Peterborough Combined Court Centre,

Romford County Court,

Salford County Court,

Scarborough County Court,

Scun.thorpe County Court,

Slough County Court,

Sunderland County Court,

Thanet County Court,

Torquay and Newton Abbot County Court,

Warrington and Runcorn County Courts,

Watford County Court,

Wellingborough County Court,

West London County Court,

Winchester Combined Court,

Woolwich County Court,

Worcester County Court,

Wrexham Count Court,

 

All the below courts have said SOME cases will be stayed whilst the outcome of the test case is decided:

 

Altrincham County Court,

Barnsley County Court,

Bournemouth County Court,

Brighton County Court,

Carlisle Combined Court Centre,

Derby Combined Court Centre,

Rotherham County Court,

Sheffield Laws Courts,

 

 

All the below courts have said ALL cases will be stayed whilst the outcome of the test case is decided:

 

Ashford County Court,

Birkenhead County Court,

Blackpool County Court,

Bolton Combined Court Centre,

Bradford County Court,

Canterbury Combined Court Centre,

Gateshead County Court,

Halifax County Court,

Leicester County Court,

Luton County Court,

Oldham County Court,

Plymouth Combined Court,

Southend County Court,

 

The situation at the below is still unclear:

 

Aberdare County Court,

Aberysthwyth County Court,

Accrington County Court,

Aylesbury County Court,

Banbury County Court,

Barnet Civil and Family Courts Centre,

Barnstaple County Court,

Barrow-in-Furness County Court,

Basildon Combined Court,

Basingstoke County Court,

Bath County Court,

Bedford County Court,

Birmingham Civil Justice Centre,

Bishop Auckland County Court,

Blackwood County Court,

Bodmin County Court,

Boston County Court,

Brecon Law Courts,

Brentford County Court,

Bridgend Law Courts,

Bromley County Court,

Burnley Combined Court Centre,

Burton-upon-tweed County Court,

Bury County Court,

Bury St Edmonds County Court,

Buxton County Court,

Cambridge County Court,

Cardiff Civil Justice Centre,

Carmarthen County Court,

Central London County Court,

Chelmsford County Court,

Cheltenham County Court,

Chesterfield County Court,

Chorley County Court,

Clerkenwell and Shoreditch County Court,

Colchester County Court,

Consett County Court,

Conwy and Colwyn County Court,

Coventry Combined Court Centre,

Crewe County Court,

Croyden County Court,

Darlington County Court,

Dartford County Court,

Dewsbury County Court,

Doncaster County Court,

Dudley County Court,

Durham County Court,

Eastbourne County Court,

Edmonton County Court,

Epsom County Court,

Evesham County Court,

Exeter Combined County Centre,

Gravesend County Court,

Great Grimsby Combined Court Centre,

Harlow County Court,

Harrogate County Court,

Hartlepool County Court,

Hastings County Court,

Haverfordwest County Court,

Haywards Heath County Court,

Hereford County Court,

High Wycombe County Court,

Horsham County Court,

Huddersfield County Court,

Huntingdon County Court,

Ilford County Court,

Keighley County Court,

Kendall County Court,

Kidderminster County Court,

Kings Lynne County Court,

Kingston-upon-Thames County Court,

Lambeth County Court,

Leigh County Court,

Lewes Combined Court Centre,

Lincoln County Court,

Liverpool Civil and Family Court,

Llanelli County Court,

Llangefni County Court,

Lowestoft County Court,

Ludlow County Court,

Macclesfield County Court,

Maidstone Combined Court Centre,

Manchester County Court (Crown Square)

Manchester County Court (Deansgate)

Mansfield County Court,

Melton Moybray County Court,

Merthyr Tydfil Combined Court Centre,

Middlesbrough County Court,

Milton Keynes County Court,

Mold County Court,

Morpeth and Berwick County Court,

Neath and Port Talbot County Court,

Nelson County Court,

Newark County Court,

Newbury County Court,

Newport (Gwent) County Court,

Newport (Isle of Wight) County Court,

Northwich Magistrates and County Court,

Nuneaton County Court,

Oswestry County Court,

Penrith County Court,

Penzance County Court,

Pontefract County Court,

Pontypool County Court,

Pontypridd County Court,

Poole County Court,

Portsmouth Combined Court Centre,

Preston Combined Court Centre,

Rawenstall County Court,

Reading County Court,

Redditch County Court,

Reigate County Court,

Rhyl County Court,

Rugby County Court,

Salisbury Crown and County Court,

Shrewsbury County Court,

Skegness County Court,

Skipton County Court,

South Sheilds County Court,

Southampton Combined Court Centre,

Southend County Court,

Southport County Court,

Southwark County Court,

St Albans County Court,

St Helens County Court,

Stafford Combined Court Centre,

Staines County Court,

Stockport County Court,

Stoke-on-Trent Combined Court,

Stourbridge County Court,

Stratford-upon-Avon County Court,

Swansea Civil Justice Centre,

Swindon Combined Court,

Tameside County Court,

Tamworth County Court,

Taunton County Court,

Teesside Combined Court Centre,

Telford County Court,

Trowbridge County Court,

Truro County Court,

Tunbridge Wells County Court,

Uxbridge County Court,

Wakefield County Court,

Walsall Hearing Centre - County Court,

Wandsworth County Court,

Warwick Combined Court Centre,

Welshpool and Newton County Court,

Weston-Super-Mare County Court,

Weymouth and Dorchester Combined Court Centre,

Whitehaven County Court,

Wigan County Court,

Willesden County Court,

Wolverhampton Combined Court Centre,

Workshop County Court,

Worthing County Court,

Yeovil County Court,

York County Court

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:madgrin:

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Was ta Morpeth today. Four cases all heard individually. Three were stayed but I managed to successfully argue against it using the objections posted elsewheree on CAG. Judge particularly liked the impact on my Human Rights under the EC Human Rights Act to a free and speedy trial.

All comments are my personal views - if in doubt then seek professional advice. If you think i've helped then please tip my scales.

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