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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Which courts are carrying on????


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just called West London CC and my "hearing" is still going ahead on Tuesday..... Not sure if this is because i put in an amendement form with my Bundle so my original court date was changed to a hearing to discuss the amended claim.

 

Really really really hoping that I can try to get the defence struck off with abuse of process order... Here's hoping.

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Abbey had until Sunday 12th August to send their bundles, they didn't. I went down to my local county court, who by the way were carrying on as normal, LOL, on Monday, 13th to ask for judgement for abbey's non compliance. Let's just say that I can only hold my breath for a very short time. Reading all the posts on this site, I am quickly losing all faith in the once enviable British judicial system. I can see some time in the future, hooligans, murderers and rapists going into their local BANK for sentencing.

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unfortunately the judicial system has collectively dropped it's trousers and let the banks have their way, however it's use poor saps that are feeling SORE!!!!!!

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It would be very useful if you could post what your local court has told you regarding stay on claims due to the OFT report. We dont need to know what the banks said, we all know they will just tell us that they have a stay and that is that.

I am Hoping that this list will help in our argument to have stays set aside, by demonstrating to judges that (at the moment) the majority of courts are continuing with claims on a case by case basis, which is a fair and just way to continue.

Remember that if your claim is involving a credit card claim, then it should NOT be stayed, and if it is you should appeal this decision immediatly.

I also hope to raise the awareness a bit, it may give us all a bit of hope if anyone was fearing the banks letters were right saying all cases were stayed when in fact they werent.

 

All the below seem to be playing by a case by case basis and appear to be all proceeding as normal with current account claims, CREDIT CARD CLAIMS ARE STILL AS NORMAL REGARDLESS OF THE TEST CASE:

 

1. Aldershot & Farnham County Court,

2. Bishop Auckland County Court,

3. Blackburn County Court, NEW CLAIMS BEING STAYED

4. Bow County Court,

5. Bristol County Court, NEW CLAIMS BEING STAYED

6. Caernarfon County Court,

7. Chichester County Court,

8. Clerkenwell and Shoreditch County Court,

9. Croydon County Court,

10. Gloucestershire Family and Civil Courts,

11. Grantham County Court,

12. Hitchin County Court,

13. Hull County Court,

14. Ipswich County Court,

15. Keighley County Court,

16. Kettering County Court,

17. Lancaster County Court,

18. Leeds Combined Court Centre,

19. Liverpool Civil and Family Court,

20. Medway County Court,

21. Milton Keynes County Court,

22. Newcastle County Court,

23. Northampton County Court,

24. North Shields County Court,

25. Norwich County Court,

26. Oxford Combined Court Centre,

27. Romford County Court,

28. Salford County Court,

29. Scun.thorpe County Court,

30. Slough County Court,

31. St.Helens County Court Merseyside

32. Stoke-on-Trent Combined Court,

33. Sunderland County Court,

34. Thanet County Court,

35. Warrington and Runcorn County Courts,

36. Watford County Court,

37. Wellingborough County Court,

38. Welshpool and Newton County Court,

39. Weymouth and Dorchester Combined Court Centre,

40. Winchester Combined Court,

41. Woolwich County Court,

42. Worcester County Court,

43. Wrexham Count Court,

44. York County Court

 

All the below courts have said SOME cases will be stayed whilst the outcome of the test case is decided, this affects current account claims, CREDIT CARD CLAIMS ARE STILL AS NORMAL REGARDLESS OF THE TEST CASE:

 

1. Altrincham County Court,

2. Ashford County Court,

3. Barnsley County Court,

4. Bournemouth County Court,

5. Bury County Court,

6. Carlisle Combined Court Centre,

7. Chester County Court,

8. Derby Combined Court Centre,

9. Hastings County Court,

10. Mansfield County Court,

11. Morpeth and Berwick County Court,

12. Rotherham County Court,

13. Scarborough County Court,

14. Sheffield Laws Courts,

15. Wandsworth County Court,

16. West London County Court,

 

All the below courts have said ALL cases will be stayed, whilst the outcome of the test case is decided this affects current account claims, CREDIT CARD CLAIMS ARE STILL AS NORMAL REGARDLESS OF THE TEST CASE:

 

1. Birkenhead County Court,

2. Blackpool County Court,

3. Bolton Combined Court Centre,

4. Bradford County Court,

5. Brighton County Court,

6. Canterbury Combined Court Centre,

7. Chorley County Court,

8. Doncaster County Court,

9. Exeter Combined County Centre,

10. Gateshead County Court,

11. Guildford County Court,

12. Halifax County Court,

13. Leicester County Court,

14. Luton County Court,

15. Maidstone Combined Court Centre,

16. Nottingham County Court,

17. Oldham County Court,

18. Peterborough Combined Court Centre,

19. Plymouth Combined Court,

20. Poole County Court,

21. Preston Combined Court Centre,

22. Rugby County Court,

23. Southend County Court,

24. Taunton County Court,

25. Telford County Court,

26. Torquay and Newton Abbot County Court,

27. Weston-Super-Mare County Court,

 

The situation at the below is still unclear:

 

1. Aberdare County Court,

2. Aberysthwyth County Court,

3. Accrington County Court,

4. Aylesbury County Court,

5. Banbury County Court,

6. Barnet Civil and Family Courts Centre,

7. Barnstaple County Court,

8. Barrow-in-Furness County Court,

9. Basildon Combined Court,

10. Basingstoke County Court,

11. Bath County Court,

12. Bedford County Court,

13. Birmingham Civil Justice Centre,

14. Blackwood County Court,

15. Bodmin County Court,

16. Boston County Court,

17. Brecon Law Courts,

18. Brentford County Court,

19. Bridgend Law Courts,

20. Bromley County Court,

21. Burnley Combined Court Centre,

22. Burton-upon-tweed County Court,

23. Bury St Edmonds County Court,

24. Buxton County Court,

25. Cambridge County Court,

26. Cardiff Civil Justice Centre,

27. Carmarthen County Court,

28. Central London County Court,

29. Chelmsford County Court,

30. Cheltenham County Court,

31. Chesterfield County Court,

32. Colchester County Court,

33. Consett County Court,

34. Conwy and Colwyn County Court,

35. Coventry Combined Court Centre,

36. Crewe County Court,

37. Croyden County Court,

38. Darlington County Court,

39. Dartford County Court,

40. Dewsbury County Court,

41. Dudley County Court,

42. Durham County Court,

43. Eastbourne County Court,

44. Edmonton County Court,

45. Epsom County Court,

46. Evesham County Court,

47. Gravesend County Court,

48. Great Grimsby Combined Court Centre,

49. Harlow County Court,

50. Harrogate County Court,

51. Hartlepool County Court,

52. Haverfordwest County Court,

53. Haywards Heath County Court,

54. Hereford County Court,

55. High Wycombe County Court,

56. Horsham County Court,

57. Huddersfield County Court,

58. Huntingdon County Court,

59. Ilford County Court,

60.Kendall County Court,

61. Kidderminster County Court,

62. Kings Lynne County Court,

63. Kingston-upon-Thames County Court,

64. Lambeth County Court,

65. Leigh County Court,

66. Lewes Combined Court Centre,

67. Lincoln County Court,

68. Llanelli County Court,

69. Llangefni County Court,

70. Lowestoft County Court,

71. Ludlow County Court,

72. Macclesfield County Court,

73. Manchester County Court (Crown Square)

74. Manchester County Court (Deansgate)

75. Melton Moybray County Court,

76. Merthyr Tydfil Combined Court Centre,

77. Middlesbrough County Court,

78. Mold County Court,

79. Neath and Port Talbot County Court,

80. Nelson County Court,

81. Newark County Court,

82. Newbury County Court,

83. Newport (Gwent) County Court,

84. Newport (Isle of Wight) County Court,

85. Northwich Magistrates and County Court,

86. Nuneaton County Court,

87. Oswestry County Court,

88. Penrith County Court,

89. Penzance County Court,

90. Pontefract County Court,

91. Pontypool County Court,

92. Pontypridd County Court,

93. Portsmouth Combined Court Centre,

94. Rawenstall County Court,

95. Reading County Court,

96. Redditch County Court,

97. Reigate County Court,

98. Rhyl County Court,

99. Salisbury Crown and County Court,

101. Shrewsbury County Court,

102. Skegness County Court,

103. Skipton County Court,

104. South Sheilds County Court,

105. Southampton Combined Court Centre,

106. Southend County Court,

107. Southport County Court,

108. Southwark County Court,

109. St Albans County Court,

110. Stafford Combined Court Centre,

111. Staines County Court,

112. Stockport County Court,

113. Stourbridge County Court,

114. Stratford-upon-Avon County Court,

115. Swansea Civil Justice Centre,

116. Swindon Combined Court,

117. Tameside County Court,

118. Tamworth County Court,

119. Teesside Combined Court Centre,

120. Trowbridge County Court,

121. Truro County Court,

122. Tunbridge Wells County Court,

123. Uxbridge County Court,

124. Wakefield County Court,

125. Walsall Hearing Centre - County Court,

126. Warwick Combined Court Centre,

127. Whitehaven County Court,

128. Wigan County Court,

129. Willesden County Court,

130. Wolverhampton Combined Court Centre,

131. Workshop County Court,

132. Worthing County Court,

133. Yeovil County Court,

 

IF YOU HAVE HAD YOUR CASE STAYED CLICK HERE TO FIND OUT WHAT TO DO NEXT AND HOW TO APPLY TO HAVE STAY SET ASIDE

:madgrin:

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We have had a letter saying our Winchester case is now Stayed pending Test Case Outcome :-(

Claiming £590 in unauthorized OD fees, and £100 in interest from Barclays.

 

Remember "He who pays the piper calls the tune" well I've paid Barclays far too much so bloody well dance!

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Guest amethystdragon

We have had letters today from Lancaster that we will have been allocated to the small claims track in a back to back hearing on the 30th November - Not only that the judge has accepted our draft directions and the shAbbey now have 14 days to file their bundle or the defence will be struck out :D

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I have against the Shabbey due up on 23rd August and I have just contacted Watford County Court. The news is that there is NOT a stay on my case as yet , however any new cases coming through, the Judge is applying a stay to them . I will update you as soon as I get any other info.

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Abbey had until last Sunday to send me their bundle......they didn't, so I fired off a letter to the court asking for them to be struck out for non-compliance. I received a letter this morning thanking me for my letter which has been referred to the district judge for consideration. NO MENTION OF A STAY. Early days I suppose.......wish me luck. It seems that Caernarfon county court are carrying on regardless, for now anyway.

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Looks like my First Direct current account reclaim is continuing at Morpeth. Wahey !!!

 

http://www.consumeractiongroup.co.uk/forum/first-direct/98802-first-direct-should-i.html#post1091678

All comments are my personal views - if in doubt then seek professional advice. If you think i've helped then please tip my scales.

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Hey ICY,

 

our list made the BBC news LOL we are famous!

 

BBC NEWS | Business | Banks still being sued over fees

 

Extract:

 

 

The website of the Consumer Action Group (CAG) currently lists more than 30 courts in England and Wales where all cases are being stayed.

Another 28 courts are deciding whether or not to stay claims case-by-case.

But nearly 40 courts appear still to be hearing cases as normal and not applying any stays. In more than 100 other courts, the situation is unclear.

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Read it, thats brilliant news, at least it means some people may be reassured that all is not yet lost, Leecabs you deserve the credit for getting this one off the ground.

 

Good that the press for once are working on our behalf, always good to raise the profile a little

:madgrin:

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DD2 had a letter today from Northampton County Court ( not MCOL ) together with the Defence & Counterclaim form :

In the defence box of the form Evershed had typed in -

" We intend to defend this claim and will file a full defence within 28 days of the stay of proceedings expiring "

 

The court letter said:

The file has been referred to the Distric Judge for directions. Please be advised that work is taking in excess of 6 weeks to process."

The defence of the claim should be in on 31st August ( ie 28 days after date of service. So not sure now whether the Judge will grant a stay without them even submitting a defence - what a cop out !!!!! Seems to me that they've actually taken it for granted that they'll get a stay rather than applying for one.

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Just a thought........ It seems to me, reading threads on this utterly brilliant site that the banks are sending their cannon fodder into court hearings to apply for stays, even though none of them have complied with court orders in respect of bundles. Am I correct in thinking that abbey and other banks are excempt from complying with court orders? Could someone enlighten me as to how they get away with it?

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GaryH posted the following clarification about a week ago:

 

Depends on the directions - small claims track standard directions then yes, they don't have to submit documents if they don't intend to rely on any at the hearing. If its been ordered that they must submit a certain document(s), such as a disclosure, and they don't then you can ask for a strike out.

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All you can do at your hearing, when objecting to a stay, is to refer to points in your own bundle and make it apparent to the judge that the defence have come ill prepared. The sticky posted by GaryH yesterday is very helpful for advice. Read it and re-read it. Make em work for their stays

 

Abbey Court Hearings - Important info

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Just been to Watford County Court for my hearing only to discover that the Judge had ordered a stay yesterday . They had allegedly tried to call me via Directory Enquiries to no avail , but the front cover of my Court bundle gives email/landline and mobile no to contact me .

 

Really really cross , didnt even get to go inside the court room .

 

I am awaiting a letter to see whether it was the judge that stayed it or the Abbey applied .

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