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    • Default Amount £9237.88, all this started in 2006 Admitted debt £9075.65 Weightmans added £1515.01 immediately they became involved, no explanation The Statement shows when Marlin bought debt in May 2011 £10439.25 Their statements, not received until the SAR, are based on this. Cabot deducted £1515.01on their statements in January 2019, again did not find this out until SAR. Weightmans added in  2007 after the CH1 etc was confirmed by the court £741.50, made up of Process server fees, Court Fee (they tried for bankruptcy), Solicitors fee and Land Registry fee. Unspecfied Legal costs were added by Marlin in March 2015, again I did not know this until statements received with SAR I had been paying monthly, without exception until December 2018. I am minded to take the property charge, CH1 amount ,deduct all my payments and the subsequent fees, and request/demand a refund on the final payment made? I consistently disputed Weightmans balances, but they never responded. I also told Mortimer Clarke/Cabot that I disputed their amounts.  
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Which courts are carrying on????


adam1976brown
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Hi all,

 

I knew I would find it somewhere!! Had another look on the FSA website regarding the 'Test Case' and the start date of the case:

Taken from a section of the announcement.

 

 

Court 'test case'

This court case is being called a 'test case' because the decision will clarify the law on these charges. The court's decision is likely to apply to all existing and future claims against these charges. We believe this will deliver a fair outcome for consumers because, once the test case has established a clear basis for resolving these complaints, firms can deal with them in a fair and consistent way.

The test case is likely to start later this year, but not earlier than October. :rolleyes:

So WHY ARE THE COURTS STAYING NOW WHEN THE 'TEST CASE' HAS NOT EVEN STARTED????? :confused:

Can we use this as a condition to have the stays lifted, the courts are stating during the test case period, yet it has not started!!!!!!:mad:

Now there's an idea!! Any mods advice welcome and do you think it could work.???:cool:

stay fresh peeps

regards chris

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It would be very useful if you could post what your local court has told you regarding stay on claims due to the OFT report. We dont need to know what the banks said, we all know they will just tell us that they have a stay and that is that.

I am Hoping that this list will help in our argument to have stays set aside, by demonstrating to judges that (at the moment) the majority of courts are continuing with claims on a case by case basis, which is a fair and just way to continue.

I also hope to raise the awareness a bit, it may give us all a bit of hope if anyone was fearing the banks letters were right saying all cases were stayed when in fact they werent.

 

All the below seem to be playing by a case by case basis and appear to be all proceeding as normal:

 

Aldershot & Farnham County Court,

Bishop Auckland County Court,

Blackburn County Court, NEW CLAIMS BEING STAYED

Bow County Court,

Bristol County Court, NEW CLAIMS BEING STAYED

Bury County Court,

Caernarfon County Court,

Chichester County Court,

Croydon County Court,

Gloucestershire Family and Civil Courts,

Grantham County Court,

Guildford County Court,

Hitchin County Court,

Hull County Court,

Ipswich County Court,

Kettering County Court,

Lancaster County Court,

Leeds Combined Court Centre,

Liverpool Civil and Family Court,

Medway County Court,

Milton Keynes County Court,

Newcastle County Court,

Northampton County Court,

North Shields County Court,

Norwich County Court,

Nottingham County Court,

Oxford Combined Court Centre,

Romford County Court,

Salford County Court,

Scarborough County Court,

Scun.thorpe County Court,

Slough County Court,

St.Helens County Court Merseyside

Stoke-on-Trent Combined Court,

Sunderland County Court,

Thanet County Court,

Warrington and Runcorn County Courts,

Watford County Court,

Wellingborough County Court,

Welshpool and Newton County Court,

West London County Court,

Weymouth and Dorchester Combined Court Centre,

Winchester Combined Court,

Woolwich County Court,

Worcester County Court,

Wrexham Count Court,

York County Court

 

All the below courts have said SOME cases will be stayed whilst the outcome of the test case is decided:

 

Altrincham County Court,

Ashford County Court,

Barnsley County Court,

Bournemouth County Court,

Brighton County Court,

Carlisle Combined Court Centre,

Chester County Court,

Hastings County Court,

Derby Combined Court Centre,

Mansfield County Court,

Morpeth and Berwick County Court,

Rotherham County Court,

Sheffield Laws Courts,

 

All the below courts have said ALL cases will be stayed whilst the outcome of the test case is decided:

 

Birkenhead County Court,

Blackpool County Court,

Bolton Combined Court Centre,

Bradford County Court,

Canterbury Combined Court Centre,

Exeter Combined County Centre,

Gateshead County Court,

Halifax County Court,

Leicester County Court,

Luton County Court,

Maidstone Combined Court Centre,

Oldham County Court,

Peterborough Combined Court Centre,

Plymouth Combined Court,

Rugby County Court,

Southend County Court,

Taunton County Court,

Telford County Court,

Torquay and Newton Abbot County Court,

Weston-Super-Mare County Court,

 

The situation at the below is still unclear:

 

Aberdare County Court,

Aberysthwyth County Court,

Accrington County Court,

Aylesbury County Court,

Banbury County Court,

Barnet Civil and Family Courts Centre,

Barnstaple County Court,

Barrow-in-Furness County Court,

Basildon Combined Court,

Basingstoke County Court,

Bath County Court,

Bedford County Court,

Birmingham Civil Justice Centre,

Blackwood County Court,

Bodmin County Court,

Boston County Court,

Brecon Law Courts,

Brentford County Court,

Bridgend Law Courts,

Bromley County Court,

Burnley Combined Court Centre,

Burton-upon-tweed County Court,

Bury St Edmonds County Court,

Buxton County Court,

Cambridge County Court,

Cardiff Civil Justice Centre,

Carmarthen County Court,

Central London County Court,

Chelmsford County Court,

Cheltenham County Court,

Chesterfield County Court,

Chorley County Court,

Clerkenwell and Shoreditch County Court,

Colchester County Court,

Consett County Court,

Conwy and Colwyn County Court,

Coventry Combined Court Centre,

Crewe County Court,

Croyden County Court,

Darlington County Court,

Dartford County Court,

Dewsbury County Court,

Doncaster County Court,

Dudley County Court,

Durham County Court,

Eastbourne County Court,

Edmonton County Court,

Epsom County Court,

Evesham County Court,

Gravesend County Court,

Great Grimsby Combined Court Centre,

Harlow County Court,

Harrogate County Court,

Hartlepool County Court,

Haverfordwest County Court,

Haywards Heath County Court,

Hereford County Court,

High Wycombe County Court,

Horsham County Court,

Huddersfield County Court,

Huntingdon County Court,

Ilford County Court,

Keighley County Court,

Kendall County Court,

Kidderminster County Court,

Kings Lynne County Court,

Kingston-upon-Thames County Court,

Lambeth County Court,

Leigh County Court,

Lewes Combined Court Centre,

Lincoln County Court,

Llanelli County Court,

Llangefni County Court,

Lowestoft County Court,

Ludlow County Court,

Macclesfield County Court,

Manchester County Court (Crown Square)

Manchester County Court (Deansgate)

Melton Moybray County Court,

Merthyr Tydfil Combined Court Centre,

Middlesbrough County Court,

Mold County Court,

Neath and Port Talbot County Court,

Nelson County Court,

Newark County Court,

Newbury County Court,

Newport (Gwent) County Court,

Newport (Isle of Wight) County Court,

Northwich Magistrates and County Court,

Nuneaton County Court,

Oswestry County Court,

Penrith County Court,

Penzance County Court,

Pontefract County Court,

Pontypool County Court,

Pontypridd County Court,

Poole County Court,

Portsmouth Combined Court Centre,

Preston Combined Court Centre,

Rawenstall County Court,

Reading County Court,

Redditch County Court,

Reigate County Court,

Rhyl County Court,

Salisbury Crown and County Court,

Shrewsbury County Court,

Skegness County Court,

Skipton County Court,

South Sheilds County Court,

Southampton Combined Court Centre,

Southend County Court,

Southport County Court,

Southwark County Court,

St Albans County Court,

Stafford Combined Court Centre,

Staines County Court,

Stockport County Court,

Stourbridge County Court,

Stratford-upon-Avon County Court,

Swansea Civil Justice Centre,

Swindon Combined Court,

Tameside County Court,

Tamworth County Court,

Teesside Combined Court Centre,

Trowbridge County Court,

Truro County Court,

Tunbridge Wells County Court,

Uxbridge County Court,

Wakefield County Court,

Walsall Hearing Centre - County Court,

Wandsworth County Court,

Warwick Combined Court Centre,

Whitehaven County Court,

Wigan County Court,

Willesden County Court,

Wolverhampton Combined Court Centre,

Workshop County Court,

Worthing County Court,

Yeovil County Court,

 

IF YOU HAVE HAD YOUR CASE STAYED CLICK HERE TO FIND OUT HOW TO APPLY TO HAVE STAY SET ASIDE

:madgrin:

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1.6 The OFT recognises the desirability of achieving a fair and orderly resolution of the relevant issues and will not object to any request or application for a stay of other court proceedings between the Banks and their customers concerning the Relevant Terms and/or Relevant Charges.

 

From the official notice re the Test Case.

 

So there you have it - handed to the banks on a golden plate.:mad:

 

It also goes on about appeals, but I couldn't get my head round it all. :o

 

It's a pdf document here if you want to have a read (apologies if you already have) :

 

http://oft.gov.uk/shared_oft/press_release_attachments/bankagreement.pdf

 

Mad just doesn't cover it!

 

Jo xx

Six Nations Champions 2009

Triple Crown 2009

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Just found out from West London County Court that Abbey has applied for stay on my claim. The guy on the phone stressed that it would not automatically be granted (think we all know what that means though:evil:)

 

He said to be prepared to come to the hearing on Friday but I can call back after 4.00 today to see if the stay has been granted. Shall I bother wasting a phone call and ten minutes of my time?????

 

Do we already know the answer??????? :evil:

 

MOB

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Just spoke to Nottingham County Court to get a progress update on my claim. Basically Abbey have acknowledged service and now have 14 days to file a defence. Here's the relevant bit - the lady I spoke to said that once the defence had been submitted by Abbey the claim would be stayed as Nottingham are beginning to stay all claims from now onwards.

:) Captial One - Won!

:) Egg Card - Won!

:confused: Abbey National - Stayed pending Test Case Judgement

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Hi Icy glad you took the list over I get to busy on the helpdesk here to update it regularily.

 

So we are looking at Jan 14th the case should be finished by January 23rd and then 28 days more for the ruling so February 20th 2008 is D-day on the claims ruling!

 

If they rule against us can we organise a appeal to the higher courts!?, dont know about you guys but I will have been doing my claim since February 2007 and it will be a year by then so wont want to give up!

 

Heres a fun game to play whilst you pass the time waiting for the OFT and Banks to pull there finger out why not add up your charge interest to February 20th 2008 and also start looking into cost e.g. wasted time, hours put in on the case Kerching!

 

Also you should all remember to still get those bundles in!

 

Cheers everyone Leecabs:)

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ITS OFFICIAL:

GUILDFORD CC ARE STAYING ALL CLAIMS!!!!!!!

Just called them 2 get latest on my case and she wouldnt even tell me if Shabbey had complied with judges orders...... just said Judge Dread sorry Reid had stayed all claims til test case is over!!!! :evil:

sorry 2 be the bearer of bad news!!!

Bonnie :( :( :(

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The stay was granted at West London CC.

 

I've had enough now, think I shall give it a rest until the High Court Case begins then get myself all fired up again.......

 

 

 

 

*has little lie down*

 

 

*changes mind, goes to the pub :p)*

 

xx

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Hi Madoldbat... I'm also mad now too! Can't believe they are allowed to do that 2 days before the court date. Bet Abbey didn't send you their bundle either did they... Would it be worth asking for judgement in your favour because of this.. I'm going to call them tmr and find out if mine has also as surely the judge can't do this without giving us a chance to reject their request?

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Hi leecabs,

Don't know if you've noticed but I keep dropping this subtle hint everytime I post and have for a few days now::p

 

Oh mr bank manager KKKKKKKKKKKERRRRRRRRRRRCHINNNNNNNNNNGGGGGGG thats another £1.26 daily interest earned. lol.:D :D

 

stay fresh peeps

 

regards

chris

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