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I hate them I HATE THEM


rainbow69
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So I have just been looking at my Barclays account online and I am currently £127 overdrawn, £90 of which is charges!! I just phoned to moan about it but got this obnoxious woman who just kept repeating 'these charges are applied when you go overdrawn, you entered into this agreement when you opened the account'... I tried to say that charging me £30 for going £4 overdrawn is disproportionate and therefore not legal, but she was some kind of automated parrot Im sure. She said she had put a note on my screen and gave me a reference (will that actually do me any good I wonder) to say I am 'unhappy' with the charges. Pff, great. Naahhh now Im so annoyed. I have sent my SAR off (last week) but she refused to comment on whether that has been received, saying it will be dealt with when its dealt with and they wont say anything until then. I hate them.

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OK LOOK! I Understand. First their charges are not illegal they are UNLAWFUL. A fine but important distinction. You need to look at the site FAQs to build your confidence and Knowledge about the next stage. Just take it a step at a time. My learning curve has been enormous this year! Keep the faith

 

EIE.

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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yeah that was what I meant :)... I did say that honest I just lose the abillity to write when Im that annoyed!! Iv spent all of yesterday, last night and today reading as much as I could on here until my brain burst..and I have to say I feel so much better! Its not so overwhelming anymore and I can see I will get plenty of support when needed...hopefully I will be as wise as some of you lot seem soon.. maybe :/

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NEVER LOSE THE ABILITY TO WRITE! It's your most important weapon! Oce again keep the faith and NEVER send emails, make phone calls or send letters in anger without 24 hours reconsideration of what you've done!

 

Once again keep the faith!

 

EIE

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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