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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • thewhitequeen
      Challenging a fraudulent chargeback claim made via eBay/Paypal

      By thewhitequeen · Posted

      The funds were taken by eBay, rather than Paypal.  I presume Paypal collects the funds from eBay, and so eBay then sting me for the money.   But either way, before this money was taken from my account, my eBay account balance showed as -£85.  Yes, my bank account has been debited by this amount. eBay say that they are completely removed from the chargeback process, because it is carried out by the buyer's financial institution.  So, conveniently, they cannot help, other than by refunding the chargeback fee of £14. 
    • MANUKI12742
      Advise on debt I currently hold

      By MANUKI12742 · Posted

      Perfect, thanks for the detailed response. Once question, do you know how long it takes for the breathing space to get applied? Say for example I have payments due in 4 days and I apply today how does that work? Also, sorry for sounding stupid but what do you mean by default once the breathing space is in place? I mean what does "Default" mean.  After the breathing space is over and I wanted more time, what would happen? I can and will afford the payments after a few months but I just need that breather to sort some stuff out, as I have said I have never missed a payment. Sorry for the many replies but after doing a quick search, correct me if i am wrong. If it then does go into default and it goes to a collection agency am I right in saying they will send many letters and they may consider a claim? and I should only response if an official MoneyClaim is made? Also, If it does go into default does this severely affect my credit score? or will this only be in the case if a CCJ is applied.
    • dx100uk
      Lowells / Overdales - Payment Plan / Paid Money - Have I Made A Mistake?

      By dx100uk · Posted

      there isn't one yet use the default mentioned already there. that covers all 3 debts as i assume the PAPLOC is for all 3 debts? dx  
    • dx100uk
      Challenging a fraudulent chargeback claim made via eBay/Paypal

      By dx100uk · Posted

      a chargeback via a paypal account used in an ebay sale doesn't usually result in funds being sucked from your bank account,  just that you attain a paypal negative balance. as you saying the money was taken by paypal from your bank account without you authorising this? or is it directly the buyers name that is shown? regarding the chargeback but either way you bank account HAS been debited? dx  
    • dx100uk
      NPE ANPR PCN - No Permit - Locton Estate, London, E3 2LP

      By dx100uk · Posted

      what solicitor is the PAPLOC from? then just search xxxx snotty letter dx  

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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

      BankFodder posted a post in a topic,

      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Twitter X - Include the @company's twitter name in your post title – here's why…
The UK Stands With Ukraine - 'Slava Ukraini'
Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

AndymanUK v Barclazy ***SETTLED in FULL***

andymanuk
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andymanuk

andymanuk

Posted
  • Author
Posted

yeah, you're right....

they may as well pay it, they know I will go all the way to get it back, if i have to.

 

by the way Daren, thanks for all your help on the Barclays forum, I think you've been the most help to everybody here.... :-)

-------------------------------------------------------------------

:cool:

In the words of QUINCY JONES:

" It's not about your acheivements in life, it's all about the journey getting there...."

.

I got my Peices of Eight !;)

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andymanuk

andymanuk

Posted
  • Author
Posted

aarrgh...there be somthin up ahead cap'n

 

..but it could be an iceberg, i can't quite make it out yet !..........

-------------------------------------------------------------------

:cool:

In the words of QUINCY JONES:

" It's not about your acheivements in life, it's all about the journey getting there...."

.

I got my Peices of Eight !;)

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dar£n

dar£n

Posted
Posted

sorry cant take credit for that, there are so many excellent helpers on here....you included!

its the members that make this site work.

My praise goes out to each and everyone on here who has posted a note even if its just to say good luck.

 

We're all strangers but the support we get from each other is second to none.

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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andymanuk

andymanuk

Posted
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Posted

here, here...

 

it is truly liberating to be able to take on the bank system,

individually we would have no chance

but together, well, they just have to listen,

 

can we start one of these to get rid of the government, please ?

-------------------------------------------------------------------

:cool:

In the words of QUINCY JONES:

" It's not about your acheivements in life, it's all about the journey getting there...."

.

I got my Peices of Eight !;)

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Janet-M

Janet-M

Posted
Posted

4 threads merged

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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andymanuk

andymanuk

Posted
  • Author
Posted

thanks janet

 

it's the rum i tell ya....

-------------------------------------------------------------------

:cool:

In the words of QUINCY JONES:

" It's not about your acheivements in life, it's all about the journey getting there...."

.

I got my Peices of Eight !;)

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Share on other sites
andymanuk

andymanuk

Posted
  • Author
Posted

me thinks it's 'land ahoy' mateys !

 

would appreciate one last peice of advice from you guys, maybe darren or saintly could help....

i recieved my settlement letter today, ok, hoorray at last,

however, when i first put in the claim via MCOL, i added simple interest @ 8%, and afterwards i came across the calculator and realised that i stupidly didn't add the accruing interest since the first penalty.

i just added 8% on to the total amount. so original claim was wrong (idiot).

by using the calculator, the interst is £846.55 more,

i did amend the claim with the court and with barcl's, however, the settlement offer, surprisingly, is the lower figure.

my gut feeling is to hold out for waht i asked, but in your opinion could i fall at any hurdle by doing this......

:???:

nearly there....

-------------------------------------------------------------------

:cool:

In the words of QUINCY JONES:

" It's not about your acheivements in life, it's all about the journey getting there...."

.

I got my Peices of Eight !;)

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andymanuk

andymanuk

Posted
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Posted

i.e. how will the judge work out, and award the interest..... :confused:

-------------------------------------------------------------------

:cool:

In the words of QUINCY JONES:

" It's not about your acheivements in life, it's all about the journey getting there...."

.

I got my Peices of Eight !;)

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saintly_1

saintly_1

Posted
Posted

ok you can amend the letter to the amount that you think is right contact them and let them know that their figure dosent tally with yours say you will send them an updated SOC

 

If you manage to get in contact with them have you got a scanner ? if so you can scan the amended letter and attatch that and the SOC's to an email then post the actual letter to them tomorrow with the SOC's :)

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andymanuk

andymanuk

Posted
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Posted

I'm gonna give that a go straight away,

 

you truly are (saintly)......

 

 

 

wish me luck

-------------------------------------------------------------------

:cool:

In the words of QUINCY JONES:

" It's not about your acheivements in life, it's all about the journey getting there...."

.

I got my Peices of Eight !;)

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Share on other sites
andymanuk

andymanuk

Posted
  • Author
Posted

Well, it's been a long(ish) battle, but finally got SETTLEMENT AGREED today !!!.....................

 

Received offer letter in post yesterday, for the full amount of my claim. However, a couple of weeks ago I realised that I had wrongly just added 8 % interest on to the total amount of charges. After using VAMPs interest calculator, the interest accrued from the first penalty (2001) made the total claim some £600 more, i sent the new information through to Barclays and the court, knowing it was really too late.. ;)

 

Anyhow, called TOM HICKEY today, he said that if i persued the full interest, then it would probably warrant them sending a barrister to my case to argue the extra costs. We haggled and I agreed to £5000 (£200 more than my claim) but told him i would be starting another claim for new charges + costs. He seemed to think that was the best way of getting what i wanted.

:)

money should be in my account by tuesday, I will crack open the rum only when i see those figures in my account.

 

HOWEVER, just as an aside, unfortunately i have a large tax bill to pay end of July, so most of it goes to paying that anyway, back into the capitalist system !!!

 

oh well, life's a bitch....etc...

 

 

THANKS to everyone for helping me, particularly daren & saintly on the barclays forum, i will be making my donation, and starting up my next claim soon.... you don't get rid of me that easily !!

 

:D :D :D :D

 

In the words of QUINCY JONES:

" It's not about your acheivements in life, it's all about the journey getting there...."

.

.

.

.

-------------------------------------------------------------------

:cool:

In the words of QUINCY JONES:

" It's not about your acheivements in life, it's all about the journey getting there...."

.

I got my Peices of Eight !;)

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andymanuk

andymanuk

Posted
  • Author
Posted

OK so this is the conclusion, finally...

 

received full settlement into my personal account today.

Tom Hickey didn't actually promise it until thursday, so it came a day early, credit to him / them

i thought i would mention this, as there is a lot of bad stuff going round at the monent about B's not paying people (understandably,.....and I was one of them until today !), so i suppose i have to provide information if i have it, that balances the story out. i have had no real problems with tom hickey from the start of my dealings with him, he has been fair and stuck to his word, albeit a bit slow, however, we must all take the responsibility for the speed of these claims as we are all constantly bombarding them with emails and phone calls all day long..... something has to give somewhere unfortunately, and again it's the luck of the draw as to who slips..

anyway, again thanks to everyone, i will continue to do anything i can for others on this site, as i still beleive in the cause wholeheartedly, and wish everybody to get their money back !!!

 

:D :D

 

btw, money goes to - four fifths for TAX BILL due end July !!, the rest - small holiday sometime next year (no time this year)

it does make me MAD, particularly as i've just heard on the news that the government are spending millions of my (our) hard-earned TAX money on paying out drug addicts as compensation for 'trying' to stop their habit !!!!!!!

 

i think i'm going to go and live on a desert island somewhere, and eat bananas and coconuts all day, life would be so much easier !....

:-x:lol::-x:lol:

-------------------------------------------------------------------

:cool:

In the words of QUINCY JONES:

" It's not about your acheivements in life, it's all about the journey getting there...."

.

I got my Peices of Eight !;)

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andymanuk

andymanuk

Posted
  • Author
Posted

as i don't know how to do this, hopefully someone will merge this thread with:

 

http://www.consumeractiongroup.co.uk/forum/barclays-bank/81343-andymanuk-barclazy.html

 

thanks

 

:D :D

 

.

-------------------------------------------------------------------

:cool:

In the words of QUINCY JONES:

" It's not about your acheivements in life, it's all about the journey getting there...."

.

I got my Peices of Eight !;)

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welshcakes

welshcakes

Posted
Posted
4099017760

3 Active Claims:

Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay

Barclays Refund of Bank Charges (Joint account) - Awaiting court date

Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.

 

 

3 Wins :

Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)

HSBC (on behalf of brother)

Settled Out of Court - £3,874.76

Alliance & Leicester (on behalf of friend)

Settled Out of Court - £723.41

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PADDY4449

PADDY4449

Posted
Posted

Hi, Have recieved last 6 years bank statements from Barclays. Total charges total £4500, Have sent letter asking for full refund within 14days.Had reply stating that there sorry im unhappy with charges etc etc.. and that they will endeavour to respond within the timescale outlined they aim to find a solution within four weeks,Or if this is not possable they will write with a full report within eight weeks... Take it this is a stalling tactic. Any ideas of next step??

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andymanuk

andymanuk

Posted
  • Author
Posted

thanks welshcakes.... :D , we could do with a few more happy stories just at the moment..

 

Bless you

 

may your CAKES continue to be WELSH.... ;)

 

.

-------------------------------------------------------------------

:cool:

In the words of QUINCY JONES:

" It's not about your acheivements in life, it's all about the journey getting there...."

.

I got my Peices of Eight !;)

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