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Snafu v First Direct


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Greetings all. This is my first post!


I've been reading threads on CAG for some time now whilst going through my own claim and have benefited no end from everyone's willingness to help and advise others. It's definitely inspiring!


Not surprisingly I've been strung along by DG and reached that crucial stage now where I'm putting my court bundle together. The nerves are getting to me. I just want to check I've got everything I need.


In the bundle I have;

1) Statement of evidence

2) Correspondence (less the “without prejudice” ones)

3) Bank statements

4) Schedule of charges

5) Relevant case law to penalty charges

6) Early day motion

7) Dunlop v new garage

8) UTCCR’s 1999

9) UTCA 1977

10) SOGA 1982

12) OFT’s summary on credit card default charges

13) Money Programme Bank Commission report.

14) First Direct T+Cs 2003


Is that everything covered?


I have to beat the postal strike by sending it in tomorrow...


One question I have is this. Do I need to print out an updated schedule of charges - recalculated to this point? Or should I stick with the original one sent in to the court?


Hope someone can advise me. Thanks.




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