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A&L Claim.... now confused


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This is my 1st post and I would like to say Hi:) to everyone. I have sent LBA letters and am now at the stage when I must make a small claim via the courts. I don't know what to do???

I have Overdraft charges on my account, which vary in amounts (but add up to over £300), can I claim these back or just the Unauthorised overdraft charges?:confused:

Please help as the last letter I sent stated that I would be starting court action after 14 days, but I don't know what I should do!:(

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The Overdraft charges are not interest, they are a charge for using the overdraft facility, some charges are £5 others are £25.

Also as the account was closed in 2004 if I claim interest at the 8% you suggest do I claim to date or to when I closed the account???

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