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offer made by BOS..what to do??


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Hi

I am in this situation was offered £4,240 against a £9,235 claim without any interest!!! was then yesterday telephoned from a really nice guy Perry Holmes who said the maximum they could offer was 75% of claim which would be around £6,500 very tempted but still think I can push for more :grin: so am going to push next week for at least £9,000 i think... anyone got any thoughts

cheers Mews 320

 

Oh by the way this is from the bank of Scotland:rolleyes:

would be grateful for any advice!!:D

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No probs!

 

Here you go:

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html

 

If you wanna' keep what they have paid in (assuming that they have ALREADY paid in) - then it's letter #2.

 

I got a top-up yesterday of £3.5+k.

 

So much for their FULL AND FINAL SETTLEMENT.

 

If you go here:

 

http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/81108-dusary-bank-scotland.html?highlight=dusary+v+hbos

 

......... last couple of pages - or look at my signature.

Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

Me v BofS: Charges: £13,048.10 #2a/c Statements from 08/01/01 received. Charges:£5,156.39 Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.23 06/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00

£11,136.33 paid back thus far.

New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON!

Don't forget - when you win - a donation to CAG would be welcome!

If anything I've said has remotely been of any assistance, then please tip my scales!

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Hi Guys

Thanks very much for the advice I will dig my heels in, few more grand is better in my account than theirs.:D

By the way I sent them rejection letter for first amount back on the 7/7/2007 and they paid the money into my account so told them I accept it as partial repayment only...

This guy Perry was adamant that the maximum they could offer was 75% ???? is this right ?

Cheers guys for the help

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told them I accept it as partial repayment only...

 

You did the correct thing, there!

 

This guy Perry was adamant that the maximum they could offer was 75% ???? is this right ?

Cheers guys for the help

 

Maybe it is the maximum amount that his *team* is allowed to offer.

 

But we are ALL going for the full amount, aren't we?

Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

Me v BofS: Charges: £13,048.10 #2a/c Statements from 08/01/01 received. Charges:£5,156.39 Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.23 06/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00

£11,136.33 paid back thus far.

New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON!

Don't forget - when you win - a donation to CAG would be welcome!

If anything I've said has remotely been of any assistance, then please tip my scales!

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Thanks again for the assistance guys this forum is great

I will percevere for the full amount of £9,235 i think it will be worth it i hope:rolleyes:

I will wait for the next offer in writing which should be around £6,000 and then get back to this Perry guy once i have got it

Cheers again

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Hi Mews

 

Just stick to your guns .Dont be bullied into accepting anything but YOUR 100%.

 

They done that wih me too . made me an offer, not full amount, I sent Rejection off to them yet they paid money into Account anyway.

 

Ive requested they take it back but as of yet it still sits in my Account.

They've only had 11 days to take it out, Must need loads of MANUAL INTERVENTION to comply with my request.

 

Are you going for the contractua interest or just the simple.

 

Ive originally gone for the contractual but then I thought that I would not have a hope in hells chance of getting it , due to a lot of conflicting opinions.It seems to be a very difficult route to take and Im not that clever as to put a good argument together fo it. Many of the really clever people on here are trying to get an argument together though. Maybe the NEXT one eh.

 

Good Luck with your claim and just yell if you need any help at all, but, you seem to be doing just great on your own.

 

Regards :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Hey All

Am holding on and going for the full amount should get their latest offer in writing soon as I said only 75% though so will go for 100% of the amount claimed as I havnt even added any interest on either!!!:mad:

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There is no reason not to go for the ful amount, what stage are you at now,

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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Yeah!

 

Would be interesting to hear!

Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

Me v BofS: Charges: £13,048.10 #2a/c Statements from 08/01/01 received. Charges:£5,156.39 Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.23 06/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00

£11,136.33 paid back thus far.

New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON!

Don't forget - when you win - a donation to CAG would be welcome!

If anything I've said has remotely been of any assistance, then please tip my scales!

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Hi All

Well just received letter today offering me now 75% which they say comes to £6,486.75. But the actual amount as I have said before is £9,235 (this is for 2 seperate accounts)

I have just sent them another letter rejecting this stating that I will still go to court for the FULL amount:D

oh and the £9,235 is without me adding any interest at all

 

Do you think I am doing the right thing ?????:confused:

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Yes you are doing the right thing.

 

And once you go to court, the interest will be a nice bonus...:D

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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HI all

well checked my account today and they have deposited more money, still not full amount though I have now received £6,486.75. in total, sent them a letter last thursday just before the oft announcement saying i accept the amount as part payment but still want the outstanding amount.

I have withdrawn the money they have already deposited:confused: but am I doing the right thing??

and as they have my rejection not enough letter can i still go for the other £2747 later after the case???

would welcome your advice guys

cheers:D

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