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    • His financial situation isn’t great, and the landlord has made lots of things up. The things he’s put isn’t true at all. My friend did tell the full truth with incoming and outgoing, I helped him fill in his form and he checked bills etc. to make sure it was right. His wage is ok, but not as good as the landlord thinks it is,  and he doesn’t have anything spare. How much are they likely to take from him? Should he send any reply?  the letter just says to take the court letter with him. 
    • Hi welcome to the Forum.  If a PCN is sent out late ie after the 12th day of the alleged offence, the charge cannot then be transferred from the driver to the keeper.T he PCN is deemed to have arrived two days after dispatch so in your case, unless you can prove that Nexus sent the PCN several days after they claim you have very little chance of winning that argument. All is not lost since the majority of PCNs sent out are very poorly worded so that yet again the keeper is not liable to pay the charge, only the driver is now liable. If you post up the PCN, front and back we will be able to confirm whether it is compliant or not. Even if it is ok, there are lots of other reasons why it is not necessary to pay those rogues. 
    • Hi 1 Date of the infringement  arr 28/03/24 21:00, dep 29/03/24 01.27 2 Date on the NTK  08/04/2024 (Date of Issue) 3 Date received Monday 15/04/24 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012?  Yes 5 Is there any photographic evidence of the event? Yes 6 Have you appealed? [Y/N?] post up your appeal] No  7 Who is the parking company? GroupNexus 8. Where exactly [carpark name and town] Petrol Station Roadchef Tibshelf South DE55 5T 'operating in accordance with the BPA's Code of Practice' I received a Parking Charge letter to keeper on Monday 15/04/24, the 17th day after the alleged incident. My understanding is that this is outside the window for notifying. The issue date was 08/04/2024 which should have been in good time for it to have arrived within the notice period but in fact it actually arrived at lunchtime on the 15th. Do I have to prove when it arrived  (and if so how can I do that?) or is the onus on them to prove it was delivered in time? All I can find is that delivery is assumed to be on the second working day after issue which would have been Weds 10//04/24 but it was actually delivered 5 days later than that (thank you Royal Mail!). My husband was present when it arrived - is a family member witness considered sufficient proof?
    • lookinforinfo - many thanks for your reply. It would be very interesting to get the letter of discontinuance. The court receptionist said that the county court was in Gloucester 'today' so that makes me think that some days it is in Gloucester and some days its in Cheltenham, it was maybe changed by the courts and i was never informed, who knows if DCBL were or not. My costs were a gallon of petrol and £3.40 for parking. I certainly don't want to end up in court again that's for sure but never say never lol. Its utterly disgusting the way these crooks can legally treat motorists but that's the uk for you. I'm originally from Scotland so it's good that they are not enforceable there but they certainly still try to get money out of you. I have to admit i have lost count of the pcn's i have received in the last 2 yr and 4 months since coming to England for work, most of them stop bothering you on their own eventually, it was just this one that they took it all the way. Like i mentioned in my WS the the likes of Aldi and other companies can get them cancelled but Mcdonalds refused to help me despite me being a very good customer.   brassednecked - many thanks   honeybee - many thanks   nicky boy - many thanks    
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Charges reclaimed, no court, no ombudsman, no hassle, just a bit of haggling


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I Reclaimed a reasonable amount of charges from Lloyds today. It took 3 letters and 8 weeks.I didn't fancy the hassle of the courts or the long wait with the ombudsman so I decided I would push to get as much as I could and was prepared to be reasonable and patient. Initially they offered a goodwill gesture of £90 and paid it into my account. (That was funny) I then gave Lloyds a reasonable goodwill gesture and final offer for them to retain £12 for each of the charges and to pay me back the rest. I wanted £750 paid back to me in total which included 8% interest. Today they paid me another £660 to make the final settlement.

 

I know most people want the full costs back, on principal, so I hope no-one thinks I'm a traitor. I'm pleased with the result, and pleased I didn't have too much hassle or worry.

 

If any one would like to know what I wrote in my third letter, the one that nailed it, I'd be quite happy to post it and help out.

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Propper pleased for you munchkin, Congrats:D . Unfortunately the reality for the vast majority is at least a 4 month process and a court claim. I have a friend who thinks like you did and Barclays have been ignoring the hell out of him since christmas. I would be interested to see the letter though. If it's something that can work for hundreds of thousands of people then I'm sure it will be a welcome addition;)

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Thank you for your letter dated 21st June 2007.

 

I respectfully decline your £90 'gesture of goodwill' as a settlement to my claim, though I am prepared to temporarily accept the sum offered as partial settlement.

 

The charges banks levy on their customers can only be for administration, not penalty charges, and should only be in proportion to their loss.

 

A report by a Professor of Banking tasked with the job estimated the real cost, even being generous, to be only between £2.50 and £4.50.

 

I consider your bank charges unlawful and you had no right to just take such amounts of money from me. Your charges are not proportionate therefore your Terms and conditions are irrelevant.

 

In April 2006, The office of fair trading opined that Credit Card charges were too high and should be reduced to £12, though many feel it is still too high and disproportionate. Many Credit Cards have dropped their penalty charges from £30 to £12 in response to The Office of Fair Trading's demands. This is still too high a figure as the true cost of administration would not be more than a couple of pounds. Interestingly, Lloyds have reduced their Credit Card charges to £12.

 

I am fully aware that Lloyds are dragging their heels in returning charges, only doing so at the eleventh hour before the court date. I see it as unfair towaste court time and money in preparing for a court hearing only for you to settle the day before, as in most cases. It would also be wasteful of Lloyds Bank time and money on a case that we could easily settle between ourselves.

 

As a reasonable gesture of goodwill, I am prepared for you to retain £(amount) ( x amount X £12.00) of the charges shown on my calculations, and return the remaining £amount plus £amount (interest to date) to my account, on the condition that the total sum of £amount is returned to my account within 10 days.

 

(Show charges calculations here)

£20 (32 - £12) date interest total

 

etc etc

 

Totals

 

 

This is my final offer of acceptance. If you do not accept this, or you do not respond within 10 days, the £90 that you transferred to my account should not be viewed as my acceptance and I hereby authorise you to remove this sum accordingly.

 

If we cannot come to this reasonable agreement within 10 days I will be forced to take legal action against you for full recovery plus costs

 

I trust this clarifies my position.

 

Yours faithfully

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Propper pleased for you munchkin, Congrats:D . Unfortunately the reality for the vast majority is at least a 4 month process and a court claim. I have a friend who thinks like you did and Barclays have been ignoring the hell out of him since christmas. I would be interested to see the letter though. If it's something that can work for hundreds of thousands of people then I'm sure it will be a welcome addition;)

 

Thank you for your kind reply

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Just for the record, I allowed them to retain £192. 16 x £12. I reclaimed £750. I'm a fair and reasonable person.

 

I see from your other thread that you were originally cliaming almost £900 - so you have effectively allowed them to keep £150 of your own money - they will be delighted!

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Propper pleased for you munchkin, Congrats:D . Unfortunately the reality for the vast majority is at least a 4 month process and a court claim. I have a friend who thinks like you did and Barclays have been ignoring the hell out of him since christmas. I would be interested to see the letter though. If it's something that can work for hundreds of thousands of people then I'm sure it will be a welcome addition;)

 

Thank you for your kind reply.

 

Not all of us have the time to battle on for ages and I could forsee getting despondent and even irate with the delays. I wanted to stay happy. Also, obviously the banks delay as long as possible to make people give up. I wouldn't have given up. If Lloyds hadn't have met my request believe me I would have gone all the way to court and asked for costs for time wasting too. I would have been driven there by angst. I'm happy with the result because I haven't had to go to the place of sheer annoyance and rambled on about it, and I wanted the money now.

 

I do hope I can help others reclaim in the same way, if like me, they can't be doing with time wasting and frustration.

 

I hope your friend is successfull.

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I have to agree with Nic on this one. Don't get me wrong, if the offer works for you and your happy with it then as I said before I really am happy for you. However I and lots of others here don't think it's acceptable to be given go away money. I can't afford the luxury!! The best analogy I have seen here is, if someone robbed your house and then threw 80% of what they had taken back on your front lawn years later, would you ring the police and say "it's ok, I got most of my stuff back.

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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I see from your other thread that you were originally cliaming almost £900 - so you have effectively allowed them to keep £150 of your own money - they will be delighted!

 

 

I'm not worried how they feel. I'm happy with what I accieved in a short time and thats all that matters to me.

 

You sound just how I didn't want to. No offence.

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I hope your friend is successfull

So does he but they are doing an extremely good job of ignoring him

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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I have to agree with Nic on this one. Don't get me wrong, if the offer works for you and your happy with it then as I said before I really am happy for you. However I and lots of others here don't think it's acceptable to be given go away money. I can't afford the luxury!! The best analogy I have seen here is, if someone robbed your house and then threw 80% of what they had taken back on your front lawn years later, would you ring the police and say "it's ok, I got most of my stuff back.

 

 

No lol! I know what your saying and I respect what you believe in. Its how I am at the moment. I just have so much going on at the moment I couldn't really cope with all the court business and not sure I would find the spare cash to stump up the fees.I can cut my losses and move on. We are all different.

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No offence.

 

None taken - however it is important to state that ALL of this money could have been reclaimed - and really very easily. You have effectively settled for there standard goodwill gesture figure anyway. If you had held out you would have got all of your money back (plus 8% statutory interest if you had issued a claim). The LTSB strategy in dealing with these claims is designed to stop you persuing the claim to a different level at each and everys stage and once again i reiterate they will feel that your case has been a victory for them and their strategy.

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We are all different.

That we are, and circumstance motivates actions. Do me a favour though. When you tell others about your experience. Make sure you tell them they can have it all back if they are prepared to fight for what is theirs. That way they can make informed decisions. Enjoy the money

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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That we are, and circumstance motivates actions. Do me a favour though. When you tell others about your experience. Make sure you tell them they can have it all back if they are prepared to fight for what is theirs. That way they can make informed decisions. Enjoy the money

 

Will do.

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  • 3 weeks later...

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lloyds S.A.R -sent 04/04/200

statements received 11/05/2007

prelim-14/05/2007 -£4987

lba-30/05/2007

n1-20/07/2007

 

Co-Op prelim sent-20/04/2007-£136.50

settled in full

goldfish prelim-27/06/2007

 

capital one -deemed served -01/07/2007

settlement without cci offered 17/07/2007

halifax prelim-17/07/2007

 

aqua--prelim-13/07/2007

 

welcome-prelim-30/06/2007

lba-14/07/2007

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